Liberty Mutual vs. Farmers Insurance

The Liberty Mutual phone number is 1 (800) 290-8711 for customer service, and customer service representatives are available 24/7. You can also contact Liberty Mutual by logging in to your Liberty Mutual accout online or visiting a local agent. 

How to Contact Liberty Mutual

• Call 1 (800) 290-8711 to speak with a customer service representative
• Go to Liberty Mutual's website and use the chat function
• Mail your request to Liberty Mutual at Liberty Mutual Insurance Group / Personal Market - RPC / PO Box 1604 / New York, NY 10116-1604
• Visit a Liberty Mutual agent in person if there is one nearby

Exactly what you're looking to do will determine the best way to contact Liberty Mutual. For instance, to file a claim, you can file online, over the phone, or through the Liberty Mutual mobile app. However, to cancel your policy with Liberty Mutual, you will most likely need to call 1 (800) 290-8711.

Liberty Mutual Phone Numbers

To learn more, check out WalletHub's full review of Liberty Mutual.

Yes, Liberty Mutual offers roadside assistance starting at between $1 and $10 per month on average. Liberty Mutual roadside assistance provides coverage for things like tire changes, dead batteries, fuel delivery, and lock-out assistance, up to 3 rescues per year. To get immediate roadside assistance help, Liberty Mutual members can request service online, through the Liberty Mutual mobile app, or by calling 1-800-426-9898.

What Liberty Mutual Roadside Assistance Covers

• Tow service
• Jump starts
• Fuel delivery
• Lockout service
• Tire change

Liberty Mutual Roadside Assistance vs. Popular Competitors

Liberty Mutual roadside assistance generally costs less than memberships with auto clubs like AAA, you will have to carry comprehensive and collision coverage to get roadside assistance, which adds to your overall price. The exact cost of roadside assistance from Liberty Mutual will depend on where you live, what type of car you drive, and other factors. Since it's relatively affordable Liberty Mutual roadside assistance is worth it for drivers who are looking for basic coverage at a low price.

It's also important to note that coverage is subject to any other details stated in your policy. That could mean service charges for certain roadside events, like being towed over a certain number of miles or to specific garages.

To purchase roadside assistance from Liberty Mutual, call 1-800-426-9898 to speak with a customer service representative.

To learn more, check out WalletHub's full review of Liberty Mutual, as well as our picks for the best roadside assistance companies.

The Farmers phone number is 1 (888) 327-6335 for customer service, and customer service representatives are available Monday to Friday, 7 AM to 11 PM, and Saturday to Sunday, 8 AM to 8 PM CST. You can also contact Farmers by logging in to your Farmer's online account and using the chat function or visiting a local agent. 

How to Contact Farmers

• Call 1 (888) 327-6335 to speak with a customer service representative
• Go to Farmers' website and use the chat function
• Mail your request to Farmers at Customer Service / 6301 Owensmouth Avenue / Woodland Hills, CA 91367
• Visit a Farmers agent in person if there is one nearby

Exactly what you're looking to do will determine the best way to contact Farmers. For instance, to file a claim, you can file online, over the phone, or through the Farmers mobile app. However, to cancel your policy with Farmers, you will most likely need to call 1 (888) 327-6335.

Farmers Phone Numbers

To learn more, check out WalletHub's full review of Farmers.

Yes, Farmers offers roadside assistance starting at between $12 and $36 per year on average. Farmers roadside assistance provides coverage for things like jump-starting, fuel delivery, winching, and lockout assistance, up to 3 rescues per year. To get immediate roadside assistance help, Farmers members can request service online or by calling 1 (800) 435-7764.

What Farmers Roadside Assistance Covers

• Tow service
• Jump starts
• Fuel delivery
• Lockout service
• Tire change
• Roadside winching

Farmers Roadside Assistance vs. Popular Competitors

Farmers roadside assistance generally costs less than memberships with auto clubs like AAA, you will have to carry comprehensive and collision coverage to get roadside assistance, which adds to your overall price. The exact cost of roadside assistance from Farmers will depend on where you live, what type of car you drive, and other factors. Since it's relatively affordable Farmers roadside assistance is worth it for drivers who are looking for basic coverage at a low price.

It's also important to note that coverage is subject to any other details stated in your policy. That could mean service charges for certain roadside events, like being towed over a certain number of miles or to specific garages.

To purchase roadside assistance from Farmers, call 1 (800) 435-7764 to speak with a customer service representative.

To learn more, check out WalletHub's full review of Farmers, as well as our picks for the best roadside assistance companies.

Yes, Farmers has glass coverage for customers with comprehensive insurance. Farmers customers can file a glass claim under their comprehensive coverage if their windshield was damaged due to something besides an accident, such as an animal, a weather event, or vandalism. If the windshield was damaged in a crash, drivers can file a claim with their collision insurance if they were at fault or with the at-fault driver's liability coverage.

Fixing a cracked or chipped windshield is important for safety reasons, since damaged windshields can obstruct a driver's vision and are more likely to shatter if they are hit. If the damage is minor, you might be able to have your windshield repaired rather than replaced. Repairs are usually inexpensive, costing around $50-$150 for most cars, and they often take around 30 minutes. If the cost of repairs is less than your deductible, your insurance company won't pay for any of it.

In addition to Farmers's own rules on windshield repairs, several states have specific laws about car insurance deductibles for windshield repairs and replacement.

State Laws on Windshield Repairs

• Florida, Kentucky, and South Carolina require companies to waive the deductible for both windshield repair and replacement.

• Kentucky and South Carolina require companies to waive the deductible for all auto glass that you can see out of, not just the windshield.

• Arizona, Connecticut, Massachusetts, Minnesota, and New York require insurers to offer customers the option of a $0 glass deductible plan. This option is often referred to as full glass coverage.

If you don't live in one of these states, you will likely have to pay your comprehensive deductible in order for your windshield to be repaired or replaced. You can check with Farmers if you're unclear about your policy details or your state's laws.

For more information, check out WalletHub's guides to comprehensive and windshield insurance.

Yes, Farmers Insurance bought MetLife's home and auto insurance business. The purchase was agreed to in December 2020 and finalized in April 2021, but current MetLife customers will see no changes to their policies and will only receive new paperwork with Farmers branding.

This acquisition included all aspects of the MetLife home and auto business, and Farmers assumed 2.4 million existing MetLife insurance policies. If you already have a MetLife policy, know that the people who handled the servicing and underwriting of MetLife's policies will continue to do so under Farmers. If you do not yet have a policy, you will need to purchase a policy through Farmers, as no new home or auto policies will be written by MetLife.  

Customers who have life or health insurance through MetLife will not see any changes to their policy or paperwork since only the home and auto insurance business was sold. Anyone looking to purchase life or health insurance from MetLife is still able to do so.  

The phone number for Liberty Mutual roadside assistance is 1-800-426-9898, and representatives are available 24/7. Alternatively, you can request assistance through Liberty Mutual's website or mobile app for roadside emergencies like towing and battery jump-starts.

What Liberty Mutual Roadside Assistance Offers

• Towing for $50 to $200,depending on your plan
• Jump starts
• Lockout services
• Fuel delivery
• Tire changes
• Winching/extraction

To learn more about your options for roadside assistance, check out WalletHub's guide on the best roadside assistance companies.

How to Cancel Farmers Insurance Policies

• Cancel by phone by calling your agent or 1-888-327-6335
• Cancel my mail by writing a letter that includes your name, policy number, and the date you want your policy to end. Sign, date, and mail your letter to: Farmers Customer Service / 6301 Owensmouth Avenue / Woodland Hills, CA 91367
• Cancel in person by visiting your nearest Farmers insurance office and speaking with an agent
• Cancel by Sending a text to 1-855-922-3025

If you've sold your vehicle, you may be asked to provide a bill of sale. If you've already paid your premium for the policy period in full, Farmers will refund the unused portion. Farmers does not impose a cancellation fee or penalty for early termination.

Finally, it's important to remember that you don't need to cancel your policy just because you're going through some life changes. For example, if you're moving or buying a new car you can just have Farmers update your mailing address or vehicle information.

Yes, Liberty Mutual has accident forgiveness for car insurance customers. Liberty Mutual accident forgiveness applies to one accident every five years, and it can be earned for free if you haven't had any accidents, claims, or violations in the last five years.

Keep in mind that Liberty Mutual accident forgiveness is per policy, not per driver. As a result, if one driver on a shared policy caused an accident in the past five years, the other named drivers cannot have an accident forgiven.

On average, Liberty Mutual premiums go up by 69% after an at-fault accident. This just goes to show how much of a money-saver accident forgiveness can be. But even if you don't qualify for Liberty Mutual accident forgiveness, there are still other ways to lower your rate after an accident.

To learn more, check out reviews and key information about Liberty Mutual, as well as our guide to accident forgiveness.

Yes, Liberty Mutual offers rental car insurance. If you already have a personal auto policy with Liberty Mutual that includes liability, comprehensive, and collision coverage, this insurance will likely extend to cover your rental car. If you only have liability insurance with Liberty Mutual, physical damage to the rental vehicle will not be covered.

You can talk to a Liberty Mutual customer service representative at 1 (800) 290-8711 to see if your personal policy will extend to your rental car. If you do not have sufficient coverage through Liberty Mutual to cover your rental car, you can purchase insurance from your rental car company, or see if it is offered by your credit card company.

Liberty Mutual Rental Car Coverage

Liability Insurance. Liberty Mutual liability insurance will usually extend to your rental as long as you are driving in the U.S. Your personal liability insurance will pay for others' medical expenses and repairs to others' property resulting from an accident you caused in your rental vehicle.

Collision and Comprehensive Insurance. If you have collision and comprehensive insurance with Liberty Mutual, this will typically cover any damage that occurs to the rental vehicle itself during your rental period. However, your Liberty Mutual collision and comprehensive coverage limits may not be high enoughif you are renting a car with a much higher value than your personal vehicle and the car gets totaled. 

Personal Injury Protection or MedPay. If you have personal injury protection (PIP) or MedPay through your personal auto policy, medical expenses for you and your passengers will be covered even after a rental car accident. If you do not have either type of coverage, you can purchase personal accident insurance through the rental car company.

Liberty Mutual also offers rental car reimbursement coverage, which helps pay for the cost of a rental car while your personal vehicle is being repaired for a covered claim. If you add rental reimbursement to your policy, Liberty Mutual will pay about $30 to $90 toward the cost of your rental, up to 30 days . You select specific rental car reimbursement limits when you purchase the add-on. For example, if you choose $25 per day/$600 per loss as your rental reimbursement limits, Liberty Mutual will pay up to $25 per day, but no more than $600 per claim for your rental. Allstate also offers discounts from rental companies like Enterprise and Hertz to make your coverage stretch even further..  

To learn more, check out reviews of Liberty Mutual on WalletHub, as well as our guide to rental car insurance.