Safeco Insurance vs. Esurance

How to Contact Esurance

• Call 1 (800) 378-7262 to speak with a customer service representative
• Mail your request to Esurance at Esurance Customer Service / C/O Allstate Insurance Company / PO Box...

How to Contact Safeco

• Call 1 (800) 332-3226 to speak with a customer service representative
• Go to Safeco's website and use the chat function
• Mail your request to Safeco at 175 Berkeley Street, Boston / MA 02116
• Visit a Safeco agent in...

Low mileage drivers usually save on their Safeco premium because less time on the road means a smaller chance of filing a claim. Besides offering lower premiums for low mileage...

The phone number for Esurance roadside assistance is 888-374-6472, and representatives are available 24/7. Alternatively, you can request assistance through Esurance's website or mobile app for roadside emergencies like towing and battery jump-starts.

What Esurance Roadside Assistance Offers

• Towing for up to $75 per tow
• Jump starts
• Lockout services
• Fuel delivery
• Tire changes
• Winching/extraction

To learn more about your options for roadside assistance, check out WalletHub's guide on the best roadside assistance companies.

Yes, Esurance offers gap insurance as an optional policy add-on. Esurance gap insurance pays the difference between a totaled car's actual cash value and  your remaining loan or lease balance, though you will be responsible for paying a deductible.  

The cost of Esurance gap insurance depends on factors like your state and your vehicle's value. Regardless, purchasing gap insurance from an insurance company is usually a better investment than purchasing this coverage from a dealership, where the...

Esurance and Allstate are not the same company, even though Allstate owns Esurance. Allstate purchased Esurance in 2011, but Esurance still operates independently from Allstate, offering a smaller suite of insurance options and discounts.  

In 2019, Allstate announced it would be retiring the Esurance brand but that this process would be gradual. You can still purchase an Esurance policy, although it is unclear what will happen to policyholders once the phase-out is complete.

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Esurance is rated 3.3 out of 5 by WalletHub's editors, based on factors such as customer reviews and watchdog-group ratings. For example, Esurance has a rating of 2.92 from he National Association of Insurance Commissioners (NAIC), meaning it has more customer complaints than the average insurer its size.

Esurance Insurance Ratings

• WalletHub Editors: 3.3
• A.M. Best: A+
• J.D. Power: 4.1
• NAIC: 2.92
• BBB: A-
• Moody's: A2
• ...

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The main Safeco NAIC number is 39012. Safeco's NAIC number is the five-digit code given by the National Association of Insurance Commissioners (NAIC), which assigns numbers to authorized insurance providers in order to track customer complaints and ethics violations across state lines.

With Safeco's NAIC number, anyone can learn more about the company's financial data, the kinds of complaints that have been filed by customers, and any enforcement actions taken against the company. Customers...

For more information, check out WalletHub's full Safeco review.