State Farm roadside assistance is worth it for drivers who are looking for basic coverage at a low price. State Farm customers can purchase roadside assistance as a policy add-on for around $15 per six-month policy in order to get coverage for things like towing, gas delivery, and locksmith services.
What Does State Farm Roadside Assistance Cover?
- Towing to the nearest repair location, if the car isn't in drivable condition.
- Mechanical or locksmith labor at the breakdown site for up to one hour.
- Towing if the vehicle is stuck on or next to a public road.
- Delivery of gas, oil, a car battery, or tires in order to make the car drivable.
State Farm roadside assistance does not include extraction of your car from mud, snow, or water. Additionally, drivers will need to pay out of pocket for gas, oil, or any other item that is provided, though the delivery itself is included. Since State Farm roadside assistance is fairly basic compared to the roadside assistance provided by an auto club, it might not be worth it for drivers who want robust coverage and extra perks.
State Farm Roadside Assistance Reviews
State Farm roadside assistance ranks 10th out of 22 companies in WalletHub's analysis of the best roadside assistance providers. Despite its low cost, State Farm roadside assistance offers only average coverage and does not allow customers to choose between multiple levels of coverage.
State Farm Reviews and Ratings
- Reviews on WalletHub: 3.8/5
- J.D. Power: 4.2/5
- NAIC: 1.44
- BBB: A+
Major insurance companies that rank above State Farm when it comes to roadside assistance include Travelers, Nationwide, and Progressive, since they offer more coverage options.
How to Decide If State Farm Roadside Assistance Is Worth It for You
Your driving habits and budget are the most important factors when deciding if it's worth purchasing roadside assistance through State Farm. If you have a long commute or frequently take road trips far from home, State Farm might not provide enough coverage for you. On the other hand, drivers who do not anticipate needing winching or long-distance towing will find State Farm to be a budget-friendly choice.
If State Farm roadside assistance does not offer enough coverage for your specific needs, it's a good time to compare quotes and see if it's worth switching insurers. Otherwise, you can always maintain your State Farm policy and purchase roadside assistance from an auto club like Better World Club or Good Sam. Auto clubs are generally more expensive than State Farm roadside assistance but provide more coverage along with added discounts and perks.