What credit cards are made of metal?
Nowadays, a number of credit cards are made of metal, at least in part. Issuers don’t always disclose exactly what materials their cards are made from, you see. And there’s usually more than one ingredient, as alloys, or combinations of metallic elements, are generally used. But you don’t need to be a metals expert to understand that the following cards are much heavier than your standard plastic credit card for a reason.
What is the Chase Sapphire card made out of?
The Chase Sapphire Preferred
cards are both made out of a metallic alloy, which makes them heavier than regular plastic credit cards.
How do you get an American Express black card?
The American Express black card, otherwise known as the Centurion Card, is available by invitation only. You generally need an excellent credit score and $250,000+ in annual credit card charges to have a chance of getting the black card.
Why are some credit cards heavy?
Some credit cards are heavy because they’re made of metal, or some similar material that is heavier than plastic. Having a heavy card is meant to stand out and leave an impression on onlookers when it’s plopped down on a counter or table. But a heavy card isn’t necessarily a better card. The rates, rewards and fees a card offers are all that really matter.
What is an annual percentage rate?
The annual percentage rate on a credit card reflects the cost of carrying an unpaid balance for a year. In other words, it’s how much interest you will have to pay. For example, a $10,000 balance on a card with a 15% APR would grow to $11,500 in year’s time, assuming no payments or additional payments are made.
You can learn more about how annual percentage rates work from WalletHub’s APR guide