- If you have trouble garnering credit card approval or have bad credit history, your best bet is a secured credit card.
- If you are a student, you should obviously get a student credit card.
- If you anticipate needing some extra time to pay off an upcoming big-ticket purchase, focus only on finding the best possible 0% APR credit card and ignore rewards.
- If you are currently indebted, a balance transfer credit card will enable you to pay down your balance faster
- If you pay your bill in full every month, focus your credit card comparison on maximizing the free money you bring in by identifying the best rewards credit card and ignore APRs
- If you're a small business owner, use a personal credit card for company purchases that you will not be able to pay for in full so that you can benefit from CARD Act protections. Use a business rewards credit card for everyday company expenses in order to get the enhanced expense tracking and centralized rewards earning features unique to business-branded cards. After all, small business owners are held equally liable no matter what type of card they use, according to a Card Hub study.
Compare credit cards from all of the major issuers (some of which are WalletHub advertising partners) and quickly find the one that best fits your needs. Start by using the filters on the left to narrow down your search. To apply for a credit card, simply click the "Apply Now" button and we will connect you directly to the respective issuer’s secure online credit card application.