American Express (a WalletHub advertising partner) is best known for its rewards credit cards and charge cards – the two primary types of cards targeted to people who pay their bills in full every month. Nevertheless, you should be able to find a few American Express 0% APR credit cards listed below, since Amex also understands the importance of attracting customers who typically are able to pay their bills in full but may need a bit more extra time to accommodate certain big-ticket purchases. ( American Express 0% balance transfer credit cards are listed on a separate page, if any are available).
The American Express 0 interest credit cards listed below, like the rest of Amex’s credit card business, are typically geared toward people with excellent credit. If you do not have excellent credit (try our Free Credit Check if you aren’t sure), this gives you all the more reason to expand your search criteria past 0% APR American Express offers in order to include0% Mastercards,0% Visa cards, and0% Discover cards. It’s a good idea to have a large basis of comparison prior to submitting an online application in order to ensure that you’re getting the best0% cardfor your individual needs. Once you identify the card with the best terms, simply apply for it online. Just make absolutely sure that you will be able to comfortably pay down your balance before the intro rate is replaced by a much higher regular APR.…show moreshow less
Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases within the first 3 months
Earn a $50 certificate to be used towards the purchase of Genuine Mercedes-Benz Accessories (not parts or service) after the first eligible purchase is charged to your Mercedes-Benz Card account during your first year of Card Membership, and each year after renewal of your Card account.
Receive a $500 certificate each year you spend $5,000, good toward the future purchase or lease of a new Mercedes-Benz
Earn 5X points on select Mercedes-Benz purchases, 3X points on gas purchases on the first $15,000 per calendar year, 2X points on eligible travel purchases through amextravel.com and on U.S. Restaurants and 1 point per dollar on all other eligible purchases.
Membership Rewards® Pay with Points: In a few clicks, you can use points to book your next trip with American Express Travel. Pay with Points covers just about everything travel-related – from airfare, to accommodations, car rentals and more. Use points to fly any airline, any time with no blackout dates or seat restrictions – starting with just 5,000 points
Travel Benefits: Global Assist® Hotline, Travel Accident Insurance, Car Rental Loss and Damage Insurance, Roadside Assistance.
How much is the minimum payment for American Express?
By: John Kiernan, Personal Finance Editor
The minimum payment for an American Express credit card is generally $35 or 1% of your balance, plus fees and interest – whichever is higher. Existing cardholders can always find their required minimum payment listed on their monthly account statement.
You can learn more about the importance of making at least minimum monthly payments (and what happens if you don't) from WalletHub's guide on paying credit card bills.
Comparing American Express 0% APR Credit Cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. Other consumers have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
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