Bank of America 0% APR Credit Cards
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At any given time, Bank of America (a WalletHub partner) typically offers a few different credit cards with 0% introductory APRs on new purchases (listed below) and balance transfers. Both types of cards allow customers of … show more… show more
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Showing 1 – 7 of 7
Purchase Intro APR
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0% for 12 billing cycles
Transfer Intro APR
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0% for 12 billing cycles for any balance transfers made in the first 60 daysTransfer Fee: 3% (min $10)
Regular APR
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13.99% - 23.99% Variable
Rewards Details
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- No expiration on rewards
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
Additional Info
- No annual fee
- 0% Introductory APR for 12 billing cycles for purchases. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap
- See More Details & Reviews About TheBank of America® Cash Rewards credit card
Purchase Intro APR
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0% for 12 billing cycles
Transfer Intro APR
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N/A
Regular APR
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14.99% - 22.99% Variable
Rewards Details
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
- Redeem points for a statement credit to pay for car and vacation rentals, hotels, flights or baggage fees, even campgrounds and tourist attractions
- If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase
Additional Info
- 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 14.99% - 22.99% Variable APR will apply
- Contactless Cards - The security of a chip card, with the convenience of a tap
- See More Details & Reviews About TheBank of America® Travel Rewards credit card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $10)
Regular APR
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13.99% - 23.99% (V)
Annual Fee
None
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Good Credit
Rewards Details
- $200 cash rewards bonus after making at least $1,000 in purchase(s) within the first 90 days of account opening.
- Earn 1% back on purchases, 2% back at grocery stores and wholesale clubs and 3% back in the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement / furnishings) for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases.
- When your cash rewards balance is $25 or more, you can redeem your cash rewards for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.
- Preferred Rewards members earn 25%-75% more cash back on every purchase.
- Rewards are automatic and do not expire. Go to Online Banking to change your choice category for future purchases, or it stays the same.
Additional Info
- 0% Introductory APR for 12 months on balance transfers made within 60 days of account opening.
- Stay on top of your balances and due dates with several types of customer email or text alerts. Pay your credit card bill online, transfer funds, check available credit and more.
- If your credit line is greater than or equal to $5,000, you will receive a Visa Signature® account, otherwise you will receive a Platinum Plus® account. The benefits for accounts differ.
- See More Details & Reviews About TheAmerican Chemical Society Credit Card
Purchase Intro APR
→
0% for 12 months
Transfer Intro APR
→
0% for 12 monthsTransfer Fee: 3% (min $10)
Regular APR
→
13.99% - 23.99% (V)
Annual Fee
None
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Good Credit
Rewards Details
- $200 cash rewards bonus after making at least $1,000 in purchase(s) within the first 90 days of account opening.
- Earn 1% back on purchases, 2% back at grocery stores and wholesale clubs and 3% back in the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement / furnishings) for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases.
- When your cash rewards balance is $25 or more, you can redeem your cash rewards for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.
- Preferred Rewards members earn 25%-75% more cash back on every purchase.
- Rewards are automatic and do not expire. Go to Online Banking to change your choice category for future purchases, or it stays the same.
Additional Info
- 0% Introductory APR for 12 months on balance transfers made within 60 days of account opening.
- Stay on top of your balances and due dates with several types of customer email or text alerts. Pay your credit card bill online, transfer funds, check available credit and more.
- If your credit line is greater than or equal to $5,000, you will receive a Visa Signature® account, otherwise you will receive a Platinum Plus® account. The benefits for accounts differ.
- See More Details & Reviews About TheAmerican Medical Student Association Credit Card
Purchase Intro APR
→
0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $10)
Regular APR
→
13.99% - 23.99% (V)
Annual Fee
None
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Good Credit
Rewards Details
- Get a $200 cash rewards bonus after making at least $1,000 in purchase(s) within the first 90 days of account opening.
- Receive two (2) tickets to the PGA TOUR® event of your choice if you make at least $95 in transactions in the first 90 days of account opening.
- Earn 1% back on purchases, 2% back at grocery stores and wholesale clubs and 3% back in the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement / furnishings) for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases.
- Get 20% off golf shop merchandise and discounted green fees.
- Exclusive Access to TPC® golf courses: Receive VIP Member treatment and other membership amenities. You and three (3) friends will receive VIP membership amenities, i.e. special booking windows; no hotel stay required.
- Preferred Rewards members earn 25%-75% more cash back on every purchase.
Additional Info
- Go to the Mobile Banking app or to Online Banking to change your choice category for future purchases once each calendar month, or make no change and it stays the same.
- $0 Liability Guarantee covers fraudulent transactions made by others using your account.
- Overdraft Protection.
- See More Details & Reviews About ThePGA Tour Credit Card
Purchase Intro APR
→
0% for 12 months
Transfer Intro APR
→
0% for 12 monthsTransfer Fee: 3% (min $10)
Regular APR
→
13.99% - 23.99% (V)
Annual Fee
None
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Good Credit
Rewards Details
- $200 cash rewards bonus after making at least $1,000 in purchase(s) within the first 90 days of account opening.
- Earn 1% back on purchases, 2% back at grocery stores and wholesale clubs and 3% back in the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement / furnishings) for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases.
- Rewards are automatic and do not expire. Go to Online Banking to change your choice category for future purchases, or it stays the same.
- Preferred Rewards members earn 25%-75% more cash back on every purchase.
- When your cash rewards balance is $25 or more, you can redeem your cash rewards for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.
Additional Info
- 0% Introductory APR for 12 months on balance transfers made within 60 days of account opening.
- Stay on top of your balances and due dates with several types of customer email or text alerts. Pay your credit card bill online, transfer funds, check available credit and more.
- If your credit line is greater than or equal to $5,000, you will receive a Visa Signature® account, otherwise you will receive a Platinum Plus® account. The benefits for accounts differ.
- See More Details & Reviews About TheAmerican Academy of Family Physicians Credit Card
Purchase Intro APR
→
0% for 12 months
Transfer Intro APR
→
0% for 12 monthsTransfer Fee: 3% (min $10)
Regular APR
→
13.99% - 23.99% (V)
Annual Fee
$0
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Good Credit
Rewards Details
- $200 Target GiftCard™ if you make at least $500 in purchases in the first 90 days (students not eligible).
- Earn 2% back at grocery stores and wholesale clubs and 3% back in the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement / furnishings) for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases.
- Earn unlimited 1% cash back on all other purchases.
- When your cash rewards balance is $25 or more, you can redeem your cash rewards for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.
- Rewards are automatic and do not expire. Go to Online Banking to change your choice category for future purchases, or it stays the same.
Additional Info
- 0% Introductory APR for 12 months on balance transfers made within 60 days of account opening.
- Stay on top of your balances and due dates with several types of customer email or text alerts. Pay your credit card bill online, transfer funds, check available credit and more
- Receive free general admission to more than 225 museums on the first weekend of every month through Museums on Us®.
- See More Details & Reviews About TheMassachusetts Teachers Association Credit Card
NO FOREIGN FEE
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Questions & Answers
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