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Best Capital One 0% APR Credit Cards
WalletHub makes it easy to find the best Capital One 0% APR offer.
The best 0% APR Capital One credit cards have $0 annual fees and usually come with good rewards on purchases. Capital One’s 0% APR offers can also save you a lot of money on interest wh… show moreÂ
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Best Capital One 0%Â Intro APR Credit Cards in 2022
Cash Back:Â Capital One Quicksilver Cash Rewards Credit Card
Travel Rewards:Â Capital One VentureOne Rewards Credit Card
Dining & Entertainment: Capital One® Savor® Cash Rewards Credit Card
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Capital One Quicksilver Cash Rewards Credit Card Capital One Quicksilver Cash Rewards Credit Card
- One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- $200 initial bonus
- 1.5% cash back on all purchases
- No annual fee
- 0% intro APR on purchases and balance transfers
- Potential for a very high interest rate
- Balance transfer fee
- Requires good/excellent credit
- $0 annual fee and no foreign transaction fees
- 0% intro APR on purchases and balance transfers for 15 months; 15.24%-25.24% variable APR after that
- See More Details & Reviews About TheCapital One Quicksilver Cash Rewards Credit Card
Capital One VentureOne Rewards Credit Card Capital One VentureOne Rewards Credit Card
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- 20,000 miles initial bonus
- Miles equivalent of 1.25% cash back on purchases
- Miles are redeemable for any travel-related expense on your bill
- 0% intro APRs
- No annual fee
- 3% balance transfer fee
- Potential for a very high regular APR
- $0 annual fee and no foreign transaction fees
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 15.24% - 25.24% variable APR after that
- See More Details & Reviews About TheCapital One VentureOne Rewards Credit Card
Capital One SavorOne Cash Rewards Credit Card Capital One SavorOne Cash Rewards Credit Card
- Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- Earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- $200 initial bonus
- High rewards rate
- $0 annual fee
- 0% intro APR on purchases and balance transfers
- High regular APR
- Balance transfer fee
- Requires good/excellent credit
- 0% intro APR on purchases and balance transfers for 15 months; 15.24% - 25.24% variable APR after that
- No foreign transaction fee
- No annual fee
- See More Details & Reviews About TheCapital One SavorOne Cash Rewards Credit Card
Pottery Barn Credit Card Pottery Barn Credit Card
- Earn 10% back for the first 30 days when you use your card at Pottery Barn or at any of the seven family brands.
- 5% back in rewards online and in stores across the seven family brands.
- 4% back in rewards at grocery stores and restaurants (excludes fast food); and 1% back in rewards on everything else.
- For every $20 of Rewards you earn, you will receive a $20 Rewards Certificate
- Celebrate with a $25 birthday reward sent annually to your email when you shop with your Card.
- Free standard shipping on eligible purchases in-store or online.
- No membership fees
- 0% intro APR on purchases
- 10% back in rewards initial rewards bonus
- Bonus categories
- No intro APR on balance transfers
- High Regular APR
- Requires excellent credit
- Choose between 5% back in rewards or 12 Month optional promotional financing on purchases of $750 or more.
- See More Details & Reviews About ThePottery Barn Credit Card
Pottery Barn Store Card Pottery Barn Store Card
- Earn 10% back for the first 30 days when you use your card at Pottery Barn or at any of the seven family brands.
- 5% back in rewards online and in stores across the seven family brands.
- For every $20 of Rewards you earn, you will receive a $20 Rewards Certificate
- Celebrate with a $25 birthday reward sent annually to your email when you shop with your Card.
- Free standard shipping on eligible purchases in-store or online at Williams Sonoma using a Pottery Barn Credit Card.
- No membership fees
- 0% intro APR on purchases
- 10% back in rewards initial rewards bonus
- No deferred interest
- High Regular APR
- Choose between 5% back in rewards or 12 Month optional promotional financing on purchases of $750 or more.
- See More Details & Reviews About ThePottery Barn Store Card
Union Plus Credit Card Union Plus Credit Card
- Earn 1.5% cash back on all purchases with no limit to the amount you can earn.
- Get rebates and discounts on AT&T, Teleflora and Car Rentals.
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- No foreign fee
- No rewards bonus
- Balance transfer fee
- Requires excellent credit
- After 3 months as a cardholder, you may be eligible for hardship grants like Job Loss and Furlough Grants, Strike Grants, Disability Grants and Hospital Grants.
- Mastercard Identity Theft Resolution Services
- Balance Transfer Fee: 3% of the amount of each transferred balance that posts to your account during the first 12 months or at a promotional APR that you may receive at any other time. None for Transfers at the Purchase APR after the first 12 months that your account has been open.
- See More Details & Reviews About TheUnion Plus Credit Card
Williams Sonoma Credit Card Williams Sonoma Credit Card
- Earn 10% back for the first 30 days when you use your card at Williams Sonoma or at any of the seven family brands.
- 5% back in rewards online and in stores across the seven family brands.
- 4% back in rewards at grocery stores and restaurants (excludes fast food); and 1% back in rewards on everything else.
- For every $20 of Rewards you earn, you will receive a $20 Rewards Certificate
- Celebrate with a $25 birthday reward sent annually to your email when you shop with your Card.
- Free standard shipping on eligible purchases in-store or online.
- No membership fees
- 0% intro APR on purchases
- 10% back in rewards initial rewards bonus
- Bonus categories
- No intro APR on balance transfers
- High Regular APR
- Requires excellent credit
- Choose between 5% back in rewards or 12 Month optional promotional financing on purchases of $750 or more.
- See More Details & Reviews About TheWilliams Sonoma Credit Card
Capital One 0% APR Credit Cards FAQ
Comparing capital one 0% apr credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
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Are there any Capital One no interest credit cards for 18 months? Reply
No, there aren’t any Capital One credit cards that have no interest for 18 months. The longest zero interest a Capital One card offers is for 15 months.
Other Capital One credit cards with no interest
If you‘re looking for a Capital One credit card with no interest, you should consider the Capital One Quicksilver Cash Rewards Credit Card. It offers an intro APR of 0% for 15 months for purchases and balance transfers. This card’s regular APR is 15.24% - 25.24% (V) and its balance transfer fee is 3%.
The Capital One SavorOne Cash Rewards Credit Card also comes with a 0% intro APR for 15 months on purchases and balance transfers. The card has a regular APR of 15.24% - 25.24% (V) its balance transfer fee is 3%.
Alternatives to Capital One no interest credit cards for 18 months
If you’re not tied to Capital One as an issuer, you should consider the BankAmericard® credit card. It offers an intro APR of 0% for 18 billing cycles for purchases and balance transfers (made in the first 60 days). This card’s regular APR is 13.24% - 23.24% Variable and its balance transfer fee is 3% (min $10).
Ultimately, you could also check out our editors’ latest picks for the best 0% APR credit cards on the market to weigh your options.
Does Capital One Venture X Card have a 0% APR intro period for new purchases? Reply
No, the Capital One Venture X Card does not have a 0% APR intro period for new purchases. If you’re planning on making a large upcoming purchase and you don’t anticipate paying off the balance for a few months, the Capital One Venture X Card is not a great credit card to use.
Alternatively, you can check out the best 0% APR credit cards of 2022, selected by WalletHub’s editors from 1,500+ offers. Just keep in mind that many cards with a 0% APR intro period for new purchases require good or excellent credit for approval. You can check your credit score for free on WalletHub to gauge your odds.
Does Capital One Quicksilver Card have a 0% APR intro period for new purchases? Reply
Yes, the Capital One Quicksilver Card has an introductory purchase APR of 0% for 15 months after account opening. Once this intro period expires, any remaining balance on the Capital One Quicksilver Card will be subject to the regular APR of 15.24% - 25.24% (V).
Since the average 0% intro APR for new purchases lasts 12 months, the Capital One Quicksilver Card offer is above average. The Capital One Quicksilver Card also has a 0% intro APR for balance transfers, lasting 15 months. It is accompanied by a balance transfer fee of 3%.
It's important to remember that even though you don't pay interest during 0% APR periods, you still must make timely minimum payments each month. You should also consider paying more than the minimum, since you'll want to pay off the credit card balance before the regular APR kicks in. For help planning your payments, try out WalletHub's Credit Card Calculator.
Does Capital One Platinum Card have a 0% APR intro period for new purchases? Reply
No, the Capital One Platinum Card does not have a 0% APR intro period for new purchases. If you're planning on making a large upcoming purchase and you don't anticipate paying off the balance for a few months, the Capital One Platinum Card is not a great credit card to use.
Alternatively, you can check out the best 0% APR credit cards of 2022, selected by WalletHub's editors from 1,500+ offers. Just keep in mind that many cards with a 0% APR intro period for new purchases require good or excellent credit for approval. You can check your credit score for free on WalletHub to gauge your odds.
Does Capital One Platinum Secured have a 0% APR intro period for new purchases? Reply
No, the Capital One Platinum Secured Card does not have a 0% APR intro period for new purchases. If you’re planning on making a large upcoming purchase and you don’t anticipate paying off the balance for a few months, the Capital One Platinum Secured Card is not a great credit card to use.
Alternatively, you can check out the best 0% APR credit cards of 2022, selected by WalletHub’s editors from 1,500+ offers. Just keep in mind that many cards with a 0% APR intro period for new purchases require good or excellent credit for approval. You can check your credit score for free on WalletHub to gauge your odds.
What's the best Capital One credit card with 0% APRs? Reply
The best Capital One card with 0% APR is the SavorOne Rewards card. Not only do you get the 0% introductory rates for purchases and balance transfers, but there’s also a $200 for spending $500 in the first 3 months you have the card. Dining and entertainment purchases earn 5% cash back, and you get 5% at grocery stores and on streaming services. All other purchases net 1% cash back. All Capital One cards come with no annual fee and no foreign transaction fees.
Featured Credit Cards
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