How good is your credit?

Citibank 0% APR Credit Cards
WalletHub makes it easy to find the best credit card for you.
FILTER CARDS
We're sorry, but after searching our extensive database, we were unable to locate any credit cards that match the following criteria: {{tag.tag}}{{$last ? '' : ', '}}
Citi Custom Cashâ„ Card Citi Custom Cashâ„ Card

- Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
- No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
- $200 initial bonus
- $0 annual fee
- Up to 5% cash back
- 0% introductory APRs
- Bonus rewards limit
- High regular APR
- Foreign transaction fee
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 14.74% - 24.74%, based on your creditworthiness.
- No Annual Fee
- Citi will only issue one Citi Custom Cashâ„ Card account per person.
- See More Details & Reviews About TheCiti Custom Cashâ„ Card
Citi® Diamond Preferred® Card Citi® Diamond Preferred® Card

- 0% intro APR for 12 months on purchases
- 0% intro APR for 21 months on balance transfers
- $0 annual fee
- 5% (min $5) balance transfer fee
- Foreign transaction fee
- High regular APR
- No rewards
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 14.49% - 24.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- Get free access to your FICO® Score online.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
- The standard variable APR for Citi Flex Plan is 14.49% - 24.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® Diamond Preferred® Card
Citi Simplicity® Card Citi Simplicity® Card

- 0% intro rate on balance transfers for 21 months
- 0% intro rate on new purchases for 12 months
- No annual fee
- 5% (min $5) balance transfer fee
- High regular APR
- No rewards
- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 15.49% - 25.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 15.49% - 25.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges
- See More Details & Reviews About TheCiti Simplicity® Card
Citi Rewards+® Card Citi Rewards+® Card

- Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- For a limited time, earn 5 ThankYou® Points per $1 spent on air travel and hotels up to $6,000 in the first 12 months and then 1 ThankYou® Points per $1 spent thereafter.
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
- Spending caps on rewards
- Balance transfer fee
- Foreign fee
- Requires good/excellent credit
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 14.24% - 24.24%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- The standard variable APR for Citi Flex Plan is 14.24% - 24.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti Rewards+® Card
Sears Store Card Sears Store Card

- No membership fees
- Qualify with fair credit
- No rewards
- No rewards bonus
- High Regular APR
- Deferred interest
- Deferred Interest Details: No interest if paid in full within 12 months on select sitewide purchases of at least $299.
- 5% off select sitewide purchases. Terms apply, cannot be combined with special financing offers.
- See More Details & Reviews About TheSears Store Card
Goodyear Credit Card Goodyear Credit Card

- No membership fees
- Qualify with fair credit
- No rewards
- No rewards bonus
- High Regular APR
- Deferred interest
- Deferred Interest Details: No Interest if Paid in Full within 6 months on purchases of $250 or more. Monthly Minimum Payments Required.
- Get up to $100 back on select sets of 4 tires purchased with the Card.
- Accepted at over 11,500 Exxonâ„¢ and Mobilâ„¢ stations nationwide, including Exxonâ„¢, Mobilâ„¢, and ExxonMobilâ„¢.
- Manage your account at your convenience with 24/7 online access.
- Enjoy exclusive offers, rebate offers and access at more than 17,100 locations nationwide.
- See More Details & Reviews About TheGoodyear Credit Card
Sears Credit Card Sears Credit Card

- Earn a $75 statement credit for every $500 spent on eligible purchases within 90 days of account opening, up to a maximum total value of $225 in statement credits.
- Earn 50 points (5% back) on eligible purchases at gas stations, 30 points (3% back) on eligible purchases at grocery stores and restaurants on the first $10,000 of combined gas, grocery and restaurants purchases per calendar year and 10 points (1%) thereafter.
- Earn 20 points (2% back) on eligible purchases at Sears & Kmart, and 10 points (1% back) on all other eligible purchases.
- You can use earned points to save in-store or online at Sears or Kmart and at shopyourway.com.
- The points are valid for twelve months from the date they are awarded.
- No membership fees
- High rewards rate
- up to $225 initial rewards bonus
- Reports to the three major credit bureaus
- Spending caps on rewards
- No intro APR on balance transfers
- Balance transfer fee
- Foreign fee
- Deferred Interest Details: No interest if paid in full within 12 months on select sitewide purchases of at least $299.
- 5% off select sitewide purchases. Terms apply, cannot be combined with special financing offers.
- See More Details & Reviews About TheSears Credit Card
Questions & Answers
Comparing citibank 0% apr credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
show less
Searching for answers... No Matching Results
Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
Ad Disclosure Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
Your web browser (Internet Explorer) is out of date and no longer supported.
Please download one of these up-to-date, free and excellent browsers: