Citibank 0% APR Credit Cards
If you have at least good credit and need a way to finance some upcoming purchases without wasting money on interest charges, a 0% Citibank credit card could prove extremely helpful. Citibank, the 3rd largest U.S. credit card issuer based on outstanding balances (and a WalletHub advertiser), typically offers a number of different cards with 0% introductory interest rates on new purchases - often for well over a year. What's more, 0% interest Citi credit cards are unique in the sense that many offer 0% financing on balance transfers as well (for a full list of 0% balance transfer Citicards see this page ). Whether your credit standing does not allow you to qualify for a 0% Citi card (i.e. you do not have at least five years of responsible credit use under your belt) or you simply want a basis for comparison, you can use the filters on the left to adjust your search to include 0% credit cards from other major issuers . Before you submit an online application for any zero interest card, you must make sure that you will be able to pay down the majority of your balance before the regular interest rate takes effect and defeats the purpose of having the card in the first place.… show moreshow less
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- The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER.
- 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 14.49% - 24.49% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- The same great rate for all balances, after the introductory period.
- Save time when you call with fast, personal help, 24 hours a day – just say “representative”.
- Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.
- See More Details & Reviews About TheCiti Simplicity® Card - No Late Fees Ever
- Earn 15,000 bonus points after spending $1,000 in purchases within the first 3 months of account opening*
- 15,000 ThankYou® Points are redeemable for $150 in gift cards, electronics and other great rewards
- Earn 2X Points on Dining Out & Entertainment
- Earn 1X Points on All Other Purchases
- No expiration and no limit on the amount of points you can earn with this card
- 0% intro APR on Purchases and Balance Transfers for 12 months. After that, the variable APR will be 14.49%-24.49% based upon your creditworthiness*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
- See More Details & Reviews About TheCiti ThankYou® Preferred Card
- Exclusively for Costco Members: Go Big with Cash Back Rewards
- 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
- 3% cash back on restaurants and eligible travel purchases
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- Earn 25,000 American Airlines AAdvantage® bonus miles after making $750 in purchases within the first 3 months of account opening*
- Receive 25% savings on inflight food and beverage purchases when you use your card on American Airlines flights*
- Earn 1 AAdvantage® mile for every $1 spent on purchases
- Reduced Mileage Awards: Fly for 5,000 fewer AAdvantage® miles roundtrip to select destinations
- 0% Intro APR on balance transfers and purchases for 15 months; after that, the variable APR will be 16.74% - 24.74% based on your creditworthiness*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
- See More Details & Reviews About TheCiti® / AAdvantage® Gold World Elite™ Mastercard®
- Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.49%-23.49% based upon your creditworthiness.*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
- 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
- No annual fee*
- Free access to FICO® Scores*
- See More Details & Reviews About TheCiti® Diamond Preferred® Card
- Earn a $150 statement credit when you spend $2,000 in eligible purchases in the first 30 days when you are approved for the card
- Earn 5% back in points on eligible purchases at gas stations, 3% back in points on eligible purchases at grocery stores and restaurants on the first $10,000 of combined gas, grocery and restaurants purchases and 1% thereafter
- Earn 2% back in points on eligible purchases at Sears & Kmart, and 1% back in points on all other eligible purchases
- Members earn Base Points at the rate of one Base Point for every $0.10 of Qualifying Purchase amount
- You have the opportunity to receive Shop Your Way points for eligible purchases which are made and post to your Sears Credit Card account for 12 Months from date of account opening
- Get 5% off or special financing on select purchases
- Deferred Interest Details: 12 months financing on Fitness, Lawn and Garden, Tools, Outdoor Living, Game Room/Sporting Goods, Seasonal and Fine Jewelry purchases of at least $299. 6 or 12 months financing on Automotive and tire purchases over $199 or $399, respectively. 12 months financing on select home appliances items over $499
- Deferred Interest Details: 12 months financing on select furniture items over $499. 12 months financing on assorted mattress/foundations items over $599.
- Citi Identity Theft Solutions
- The Sears Credit Card offers the same great benefits as a Sears Store Card, but it may also be used at millions of locations that accept Mastercard® credit cards
- $0 Liability on Unauthorized Purchases
- See More Details & Reviews About TheSears Credit Card
Community Discussion
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