0% APR Points Credit Cards
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There are basically two reasons to open a 0% APR points credit card: 1) to finance costly purchases while also getting rewards and 2) to leave your credit card payments in the bank for longer … show more… show more
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Purchase Intro APR
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0% for 12 - 60 months
Transfer Intro APR
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N/A
Regular APR
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25.99% (V)
Annual Fee
None
Rewards Rate
1 point / $1
Minimum Credit
Fair Credit
Rewards Details
- Get an extra 15% off today on select apparel, shoes, accessories, fine jewelry, salon products, furniture, mattresses, home and in-custom design. Extra 5% off select electrics/electronics, Modern Bride Design Your Dream Ring, smart watches and Tempur-Pedic. Terms Apply.
- Earn 1 point for every $1 of qualifying purchases, up to a maximum of 2,000 points in a single purchase transaction.
- Get a $10 JCPenney Rewards certificate for every 200 points.
- Earn additional JCP Rewards and discounts when you reach Gold or Platinum status with qualifying purchases and points
- Provide your email address to get your $10 rewards via email.
Additional Info
- Limited time offer - Deferred Interest Details: No interest if paid in full within 12 months on qualifying window treatment purchases of $500 or more (after discounts). No interest if paid in full within 18 or 24 months on qualifying furniture & mattress purchases of at least $499 or $999 (after discounts).
- Limited time offer - Equal Payment Financing: 0% APR for 48 or 60 months on qualifying furniture & mattress purchases of at least $1,499 or $2,499 (after discounts).
- See More Details & Reviews About TheJCPenney Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $10)
Regular APR
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13.9% (V)
Annual Fee
$0
Rewards Rate
1 point / $1
Minimum Credit
Excellent Credit
Rewards Details
- Earn 1 point for every dollar spent on the card.
- Limited time offer: Activate bonus offer and earn 3X Arvest Flex Rewards'" points on up to $5,000 in eligible home improvement purchases made on your card.
- You can redeem your points online for cash back, statement credits, travel, gift cards and more.
Additional Info
- Warranty manager service
- Emergency Cash, Airline Tickets and Message Service.
- Worldwide Acceptance at Over 15 Million Locations.
- $300,000 Automatic Travel Accident Insurance.
- See More Details & Reviews About TheArvest Bank Visa Platinum Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $5)
Regular APR
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11.99% - 21.99% (V)
Annual Fee
$0
Rewards Rate
4 points / $1
Minimum Credit
Excellent Credit
Rewards Details
- Earn 50,000 bonus points after you make $750 or more in purchases during the first 3 billing cycles following account opening.
- Earn 4 points for every $1 in qualifying purchases. There’s no limit to the number of points you can earn.
- Redeem points for cash rewards, merchandise, gift cards, travel and more.
- Earn 25% bonus points on base points you earn in a billing cycle when you maintain a Virtual Wallet, Virtual Wallet Performance Spend, Virtual Wallet Performance Select, Performance or Performance Select checking account.
- Earn 50% bonus points on base points you earn in a billing cycle when you maintain a Performance Checking account OR Virtual Wallet with Performance Spend and meet minimum balance or direct deposit requirements.
- Earn 75% bonus points on base points you earn in a billing cycle when you maintain a Performance Select Checking account OR Virtual Wallet with Performance Select and meet minimum balance or direct deposit requirements.
Additional Info
- 0% Intro APR on balances transferred within 90 days of account opening.
- Electronic Bill Payment and Online Account Tools to manage transactions, rewards, balances or payments
- $0 Fraud Liability
- Travel & Emergency Protection
- See More Details & Reviews About ThePNC Points Visa® Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 4% (min $10)
Regular APR
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13.99% (V)
Annual Fee
$125
Rewards Rate
1.5 points / $1
Minimum Credit
Excellent Credit
Rewards Details
- Earn 30,000 bonus points (redeemable for $300 cash) on making at least $2,000 in qualifying purchases in the first 90 days of account opening.
- Earn 1.5 points for every $1 spent on qualifying purchases
- You can redeem points for a variety of rewards, including cash equal to 1% of the purchases that earned you those points, as well as gift cards, travel, and merchandise
Additional Info
- 0% Intro APR on balance transfers requested within 60 days of account opening.
- Benefits: Lost Luggage Reimbursement, Purchase Security, Visa Signature Concierge, Price Protection and Trip Cancellation/Trip Interruption.
- Access your account with Regions Online Banking - check balances, make payments and more.
- $0 Liability Guarantee and Overdraft Protection.
- See More Details & Reviews About TheRegions Premium Visa® Signature Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 2%
Regular APR
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9.74% - 17.99% (V)
Annual Fee
$0
Rewards Rate
1 point / $1
Minimum Credit
Excellent Credit
Rewards Details
- Earn 10,000 bonus rewards points when you spend $500 in the first 90 days of card membership.
- $1 cash back for every $100 you spend.
- Your points are worth 25% more when you redeem them for travel. No restrictions. No blackouts. Valid toward any commercial flight, hotel, cruise, car rental, and more.
- Double points on the first $50,000 spent towards Harvard University gifts per year.
- Redeem points for Cash Back, Travel, Harvard Coop Gift Cards or The Harvard Chair.
Additional Info
- Get access to complimentary amenities at a collection of nearly 1,000 hotel properties around the world. In addition, take advantage of special savings of up to 20% off lowest available non-restricted rates at select properties
- Other Benefits include Premium concierge service, Rental car insurance, Return protection, Extended warranty and Zero fraud liability.
- See More Details & Reviews About TheHarvard Credit Card
Purchase Intro APR
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0% for 12 billing cycles
Transfer Intro APR
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N/A
Regular APR
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14.99% - 22.99% Variable
Annual Fee
$0
Rewards Rate
1.5 points / $1
Minimum Credit
Excellent Credit
Rewards Details
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
- If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase
Additional Info
- 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 14.99% - 22.99% Variable APR will apply
- See More Details & Reviews About TheBank of America® Travel Rewards credit card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $10)
Regular APR
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16.9% (V)
Annual Fee
$0
Rewards Rate
1 point / $1
Minimum Credit
Excellent Credit
Rewards Details
- Earn 1 point for every dollar spent on the card
- Limited time offer: Activate bonus offer and earn 3X Arvest Flex Rewards'" points on up to $5,000 in eligible home improvement purchases made on your card.
- You can redeem your points online for cash back, statement credits, travel, gift cards and more.
Additional Info
- Warranty Manager Service.
- Auto Rental Insurance at No Additional Cost.
- Year End Summary of Transactions.
- $300,000 Automatic Travel Accident Insurance.
- Worldwide Travel and Emergency Service.
- Emergency Cash, Airline Tickets and Message Service.
- See More Details & Reviews About TheArvest Bank Visa Gold Credit Card
NO FOREIGN FEE
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Questions & Answers
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