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WalletHub Visa 0% APR Credit Cards
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0% Visa credit cards represent around half of all the 0% credit cards on the market. Given that “0% Visa” is such a broad category, only cards tailored toward reducing the financial burden of upcoming big-... show more... show more
show lessVISA 0% APR CREDIT CARDS
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Wells Fargo Reflect® Card Wells Fargo Reflect® Card
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on qualifying balance transfers
- Reports to the three major credit bureaus
- No rewards
- No initial rewards bonus
- Balance transfer fee
- High regular APR
U.S. Bank Cash+® Visa Signature® Card U.S. Bank Cash+® Visa Signature® Card
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
- Spending caps on rewards
- Balance transfer fee
- High regular APR
- Foreign fee
U.S. Bank Visa® Platinum Card U.S. Bank Visa® Platinum Card
- 0% for 18 billing cycles intro on purchases
- 0% for 18 billing cycles intro on balance transfers
- $0 annual fee
- Cell phone protection
- 19.24% - 29.24% (V) regular APR
- 3% (min $5) balance transfer fee
Wells Fargo Autograph℠ Card Wells Fargo Autograph℠ Card
- 20,000-point initial bonus
- 3 points / $1 spent in bonus categories
- $0 annual fee
- 0% for 12 months from account opening on purchases intro offer
- $600 in cell phone protection (subject to a $25 deductible)
- 19.74% - 29.74% Variable regular APR
- No balance transfer promotion
Chase Slate Edge℠ Chase Slate Edge℠
- 0% for 18 months on purchases and balance transfers
- $0 annual fee
- High regular APR likely
- Balance transfer fee
Wells Fargo Active Cash® Card Wells Fargo Active Cash® Card
- $200 cash rewards bonus
- $0 annual fee
- 2% cash rewards on purchases
- 0% introductory APR
- High regular APR
- Foreign transaction fee
- Balance transfer fee
Chase Freedom Unlimited® Chase Freedom Unlimited®
- Earn rate: 1.5 - 5% cash back
- 0% for 15 months on purchases and balance transfers
- $0 annual fee
- Balance transfer fee
- Foreign transaction fee
- Potential for a high regular APR
U.S. Bank Altitude® Go Visa Signature® Card U.S. Bank Altitude® Go Visa Signature® Card
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
- Balance transfer fee
- High regular APR
- Requires excellent credit
PenFed Gold Visa® Card PenFed Gold Visa® Card
- No annual card fee
- Intro APR on purchases
- Intro APR on balance transfers
- No foreign fee
- No rewards
- No initial rewards bonus
- Balance transfer fee
- Requires good/excellent credit
Brown University Credit Card Brown University Credit Card
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
- Spending caps on rewards
- Balance transfer fee
- High regular APR
- Foreign fee
Questions & Answers
Comparing visa 0% apr credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
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What are the best Visa credit cards with a 0% APR? Reply
The best Visa credit card with a 0% APR is the Wells Fargo Reflect® Card. This card offers an introductory APR of 0% for up to 21 months from account opening on purchases. The Wells Fargo Reflect card also comes with a 0% APR for up to 21 months from account opening on qualifying balance transfers. The Wells Fargo Reflect balance transfers are subject to a fee of 3% intro for 120 days, then up to 5% (min $5).
After the promotional period ends, the card charges a regular APR of 17.74% - 29.74% Variable. It’s also worth noting that the card has a $0 annual fee, and applicants need at least good credit for approval.
Some of the Best Visa Credit Cards With 0% APRs
| Credit Card | Intro Purchase APR | Intro Balance Transfer APR | Balance Transfer Fee | Regular Purchase APR |
| 0% for up to 21 months from account opening | 0% for up to 21 months from account opening on qualifying balance transfers | 3% intro for 120 days, then up to 5% (min $5) | 17.74% - 29.74% Variable | |
| 0% for 18 billing cycles | 0% for 18 billing cycles | 3% (min $5) | 19.24% - 29.24% (V) | |
| 0% for 18 months | 0% for 18 months | Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after) | 19.49% - 28.24% (V) | |
| 0% for 15 months | 0% for 15 months | Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after) | 19.49% - 28.24% (V) | |
| See Terms for 18 billing cycles | See Terms for 18 billing cycles for any balance transfers made in the first 60 days | 3% | See Terms | |
| 0% for 18 billing cycles | 0% for 18 billing cycles | 3% (min $5) | 16.74% - 25.74% (V) |
You can also check our editors’ complete picks for the best Visa 0% APR credit card offers on WalletHub to see which one best suits your needs.
Can a credit card have 0% APR? Reply
Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
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