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WalletHub Visa 0% APR Credit Cards
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0% Visa credit cards represent around half of all the 0% credit cards on the market. Given that “0% Visa” is such a broad category, only cards tailored toward reducing the financial burden of upcoming big-… show more… show more
show lessVISA 0% APR CREDIT CARDS
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Wells Fargo Reflect® Card Wells Fargo Reflect® Card
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on qualifying balance transfers
- Reports to the three major credit bureaus
- No rewards
- No initial rewards bonus
- Balance transfer fee
- Foreign fee
U.S. Bank Cash+® Visa Signature® Card U.S. Bank Cash+® Visa Signature® Card
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
- Spending caps on rewards
- Balance transfer fee
- High regular APR
- Foreign fee
Wells Fargo Autograph℠ Card Wells Fargo Autograph℠ Card
- 30,000-point limited-time initial bonus
- 3 points / $1 spent in bonus categories
- $0 annual fee
- 0% for 12 months from account opening on purchases intro offer
- $600 in cell phone protection (subject to a $25 deductible)
- 18.74% - 28.74% Variable regular APR
- No balance transfer promotion
Wells Fargo Active Cash® Card Wells Fargo Active Cash® Card
- $200 cash rewards bonus
- $0 annual fee
- 2% cash rewards on purchases
- 0% introductory APR
- High regular APR
- Foreign transaction fee
- Balance transfer fee
Bank of America® Travel Rewards credit card Bank of America® Travel Rewards credit card
- 25,000 points initial bonus ($250 in travel)
- 1.5 points / $1 spent
- No annual fee or foreign transaction fees
- User-friendly travel rewards redemption
- Very high regular APR
- Requires excellent credit
Bank of America® Unlimited Cash Rewards credit card Bank of America® Unlimited Cash Rewards credit card
- $200 initial bonus (online exclusive)
- 1.5% cash back on all purchases
- No annual fee
- Low intro APRs
- Potential for a very high regular APR
- 3% foreign transaction fee
Chase Freedom Unlimited® Chase Freedom Unlimited®
- Earn rate: 1.5 - 5% cash back
- 0% for 15 months on purchases and balance transfers
- $0 annual fee
- Balance transfer fee
- Foreign transaction fee
- Potential for a high regular APR
U.S. Bank Visa® Platinum Card U.S. Bank Visa® Platinum Card
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- No rewards
- No initial rewards bonus
- Balance transfer fee
- High regular APR
Bank of America® Customized Cash Rewards credit card Bank of America® Customized Cash Rewards credit card
- $200 initial bonus (online exclusive)
- Up to 3% cash back
- No annual fee
- Potential for a very high regular APR
- 3% foreign-transaction fee
U.S. Bank Altitude® Go Visa Signature® Card U.S. Bank Altitude® Go Visa Signature® Card
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
- Balance transfer fee
- High regular APR
- Requires excellent credit
Questions & Answers
Comparing visa 0% apr credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
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What are the best Visa credit cards with a 0% APR? Reply
The best Visa credit card with a 0% APR is the Wells Fargo Reflect card because it offers an introductory APR of 0% for up to 21 months from account opening on purchases. The Wells Fargo Reflect card also comes with a 0% APR for up to 21 months from account opening on qualifying balance transfers.
After the promotional period ends, the card charges a regular APR of 16.74% - 28.74% Variable. It’s also worth noting that the card has a $0 annual fee, and applicants need at least good credit for approval.
Best Visa Credit Cards With 0% APRs
| Credit Card | Intro Purchase APR | Intro Balance Transfer APR | Balance Transfer Fee | Regular Purchase APR |
| 0% for up to 21 months from account opening | 0% for up to 21 months from account opening on qualifying balance transfers | 3% intro for 120 days, then up to 5% (min $5) | 16.74% - 28.74% Variable | |
| 0% for 18 billing cycles | 0% for 18 billing cycles | 3% (min $5) | 18.24% - 28.24% (V) | |
| 0% for 18 months | 0% for 18 months | Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after) | 17.99% - 26.74% (V) | |
| 0% for 15 months | 0% for 15 months | Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after) | 17.99% - 26.74% (V) | |
| 0% for 18 billing cycles | 0% for 18 billing cycles for any balance transfers made in the first 60 days | 3% (min $10) | 16.99% - 26.99% Variable | |
| 0% for 18 billing cycles | 0% for 18 billing cycles | 3% (min $5) | 15.74% - 24.74% (V) |
You can compare more Visa 0% APR credit card offers on WalletHub.
Can a credit card have 0% APR? Reply
Featured Credit Cards
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