Visa 0% APR Credit Cards
0% Visa credit cards represent around half of all the 0% credit cards on the market. Given that “0% Visa” is such a broad category, only cards tailored toward reducing the financial burden of upcoming big-ticket purchases are listed below. A separate category exists for the 0% balance transfer Visa cards. In general, the length of the 0% introductory terms offered by the 0% Visa credit cards displayed on this page (some of which are from WalletHub advertising partners) increases along with the credit level of the target consumer demographic. You must therefore make sure that you only look at cards for people of your credit stature and use a credit card payment calculator to determine whether you will be able to pay down your balance before the 0% intro term ends and a high regular interest rate kicks in. We also recommend comparing your favorite 0% Visa card to 0% APR Mastercard credit cards before submitting an application so as to make sure that you are getting the best deal possible. Finally, remember that if you find yourself consistently revolving a monthly credit card balance, spending adjustments as well as a balance transfer credit card would likely help you more than a 0% card.… show moreshow less
Showing 1 – 10 of 12
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Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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Not Offered
Regular APR
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12.99% - 22.99% (V)
Rewards Details
- Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee.
- Fly any airline, stay at any hotel, anytime
- Travel when you want with no blackout dates
- Miles won't expire for the life of the account and there's no limit to how many you can earn
Additional Info
- Enjoy a low intro APR on purchases for 12 months; 12.99%-22.99% variable APR after that
- No foreign transaction fees
- See More Details & Reviews About TheCapital One® VentureOne® Rewards Credit Card
Purchase Intro APR
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0% for 9 months
Transfer Intro APR
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0% for 9 months 3% Transfer Fee
Regular APR
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13.99% - 23.99% (V)
Rewards Details
- One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
Additional Info
- 0% intro APR on purchases for 9 months; 13.99%-23.99% variable APR after that
- Balance transfers also have a 0% intro APR for 9 months; 13.99%-23.99% variable APR after that; a 3% fee applies to each balance transferred
- Pay no annual fee or foreign transaction fees
- See More Details & Reviews About TheCapital One® Quicksilver® Cash Rewards Credit Card
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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0% for 15 months See details for transfer fee
Regular APR
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15.99% - 24.74% (V)
Rewards Details
- Unlimited 1.5% cash back on every purchase – it's automatic
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- No minimum to redeem for cash back
- Cash Back rewards do not expire as long as your account is open
Additional Info
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
- No annual fee
- See More Details & Reviews About TheChase Freedom Unlimited®
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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0% for 15 months See details for transfer fee
Regular APR
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15.99% - 24.74% (V)
Rewards Details
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
- Enjoy new 5% categories each quarter like gas stations, restaurants and drugstores
- Unlimited 1% cash back on all other purchases – it's automatic
- No minimum to redeem for cash back
- Cash Back rewards do not expire as long as your account is open
Additional Info
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
- No annual fee
- See More Details & Reviews About TheChase Freedom®
Purchase Intro APR
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0% for 7 months
Transfer Intro APR
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Not Offered
Regular APR
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16.24% (V)
Rewards Details
- Exclusively for Costco Members: Go Big with Cash Back Rewards
- 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
- 3% cash back on restaurants and eligible travel purchases
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
Purchase Intro APR
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0% for 18 months
Transfer Intro APR
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0% for 18 months 3% intro for 18 months Transfer Fee
Regular APR
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16.15% - 25.99% Variable
Additional Info
- 0% Intro APR for 18 months on purchases and balance transfers, then a 16.15%-25.99% variable APR; balance transfer fees apply
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card
- Free access to your FICO® Credit Score with Wells Fargo Online®
- Zero Liability protection for promptly reported unauthorized transactions
- Convenient tools to help create a budget and manage your spending with My Money Map
- $0 Annual Fee
- Select "Apply Now" to learn more about the product features, terms, and conditions
- See More Details & Reviews About TheWells Fargo Platinum Visa® Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 months 3% intro for 12 months Transfer Fee
Regular APR
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13.99% - 25.99% Variable
Rewards Details
- Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
- Earn unlimited 1.5% cash rewards on purchases
- Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
- No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
- Select "Apply Now" to learn more about the product features, terms, and conditions
Additional Info
- 0% Intro APR for 12 months on purchases and balance transfers, then a 13.99%-25.99% variable APR; balance transfer fees apply
- $0 Annual Fee
- See More Details & Reviews About TheWells Fargo Cash Wise Visa® Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 months 3% (min $10) Transfer Fee
Regular APR
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13.99% - 23.99% (V)
Annual Fee
None
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Good
Rewards Details
- Get a $150 cash rewards bonus after making $500 in purchase(s) within the first 90 days of account opening
- 1% cash back on every purchase, 2% at grocery stores and wholesale clubs and 3% on gas for the first $2,500 in combined grocery store, wholesale and gas purchases each quarter.
- No expiration on rewards and no changing categories to follow.
- Choose how you want to receive your cash. Have it deposited into your Bank of America checking or savings account, credited to your statement or sent directly to you.
- Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account.
Additional Info
- 0.08% of all retail purchases (less returns) made with the card is contributed by Bank of America to Susan G. Komen®. In addition to $3 at account opening and each anniversary.
- Security Benefits: Zero liability protection, Fraud Monitoring, Overdraft Protection and Paperless Statement Option
- In order to take advantage of the 0% introductory APR for 12 months on balance transfers, you should submit your balance transfer request within 60 days of account opening.
- If your credit line is greater than or equal to $5,000, you will receive a Visa Signature® account, otherwise you will receive a Platinum Plus® account. The benefits for accounts differ.
- See More Details & Reviews About ThePink Ribbon™ Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 months 3% (min $10) Transfer Fee
Regular APR
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13.99% - 23.99% (V)
Annual Fee
None
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Excellent
Rewards Details
- Online-exclusive $150 cash rewards bonus after making at least $500 in purchases in the first 90 days of account opening.
- Earn 1% cash back on every purchase, 2% on groceries and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery store, wholesale clubs and gas purchases each quarter.
- Choose how you want to receive your cash. Redeem as a direct deposit into a Bank of America® checking or savings account or receive a statement credit.
- No expiration on rewards and no changing categories to follow so you know how you're earning rewards.
- Get a 10% customer bonus every time you redeem into a Bank of America® checking or savings account.
Additional Info
- Security Benefits: Zero liability protection, Fraud Monitoring, Overdraft Protection and Paperless Statement Option
- In order to take advantage of the 0% introductory APR for 12 months on balance transfers, you should submit your balance transfer request within 60 days of account opening.
- If your credit line is greater than or equal to $5,000, you will receive a Visa Signature® account, otherwise you will receive a Platinum Plus® account. The benefits for accounts differ.
- Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Android Pay™ or Samsung Pay.
- Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
- See More Details & Reviews About TheBankAmericard Cash Rewards™ Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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Not Offered
Regular APR
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15.99% - 23.99% (V)
Annual Fee
None
Rewards Rate
1.5 - 3 points / $1
Minimum Credit
Excellent
Rewards Details
- Online offer: Get 20,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening.
- Earn 1.5 points for every dollar spent on purchases - 50% more than the average rewards programs which only offer 1 point per dollar.
- Earn 3 points for every dollar spent in net purchases at the Travel Center with no limit on the number of Bonus Points you can earn.
- No limit to the total number of points you can earn and points don't expire
- Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account.
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no restrictions or blackouts.
Additional Info
- Security Benefits: Zero liability protection, Fraud Monitoring, Overdraft Protection and Paperless Statement Option
- Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Android Pay™ or Samsung Pay.
- If your credit line is greater than or equal to $5,000, you will receive a Visa Signature® account, otherwise you will receive a Platinum Plus® account. The benefits for accounts differ.
- Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
- See More Details & Reviews About TheBankAmericard Travel Rewards Credit Card
Community Discussion
Comparing Visa 0% APR Credit Cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. Other consumers have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.
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