0% on Purchases & Balance Transfers
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Credit cards offering 0% on balance transfers and purchases are extremely valuable when it comes to saving money on interest while paying off both existing debt and upcoming big-ticket expenses. However, there are a few … show more… show more
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Purchase Intro APR
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0% for 18 months
Transfer Intro APR
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0% for 18 monthsTransfer Fee: 3% (min $5)
Regular APR
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14.74% - 24.74% (V)
Additional Info
- 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
- Get free access to your FICO® Score online.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
- Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
- The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® Diamond Preferred® Card
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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0% for 15 monthsTransfer Fee: 3% (min $5)
Regular APR
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13.49% - 23.49% (V)
Rewards Details
- The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
Additional Info
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti Rewards+℠ Card
Purchase Intro APR
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0% for 6 months
Transfer Intro APR
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0% for 6 monthsTransfer Fee: 3% (max $150)
Regular APR
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9.24% (V)
Annual Fee
$0
Rewards Rate
None
Minimum Credit
Excellent Credit
Additional Info
- Promotional balance transfer fee of 1% (min. $5) for the first six months.
- MasterRental collision damage waiver and ID Theft Protection.
- Ability to view and pay your Mastercard® account online with free Dollar Bank Online Banking.
- 24/7 Mastercard® Assistance Center toll-free at 1-800-307-7309.
- Optional Credit Life Insurance protects your family from the responsibility of up to $100,000 in credit card debit.
- Zero fraud liability.
- See More Details & Reviews About TheDollar Bank Low Rate Credit Card
Purchase Intro APR
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0% for 6 months
Transfer Intro APR
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0% for 6 monthsTransfer Fee: 3% (max $150)
Regular APR
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12.24% (V)
Annual Fee
$0
Rewards Rate
1.25% Cash Back
Minimum Credit
Excellent Credit
Rewards Details
- Earn a 1.25% cash back rebate on card purchases.
- Unlimited cash back.
Additional Info
- Promotional balance transfer fee of 1% (min. $5) for the first six months.
- Ability to view and pay your Mastercard® account online with free Dollar Bank Online Banking
- Access to your account information 24/7
- Benefits: MasterRental collision damage waiver, Emergency card replacement and cash disbursement, Lost/stolen card reporting, Zero fraud liability, 24/7 Mastercard® Assistance Center toll-free at 1-800-307-7309 and Optional Credit Life Insurance protects your family from the responsibility of up to $100,000 in credit card debt
- See More Details & Reviews About TheDollar Bank Rewards Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $10)
Regular APR
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12.4% (V)
Annual Fee
$0
Rewards Rate
1 point / $1
Minimum Credit
Excellent Credit
Rewards Details
- Earn 1 point for every dollar spent on the card.
- You can redeem your points online for cash back, statement credits, travel, gift cards and more.
Additional Info
- Warranty manager service
- Emergency Cash, Airline Tickets and Message Service.
- Worldwide Acceptance at Over 15 Million Locations.
- $300,000 Automatic Travel Accident Insurance.
- See More Details & Reviews About TheArvest Bank Visa Platinum Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $5)
Regular APR
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11.99% - 21.99% (V)
Annual Fee
$0
Rewards Rate
4 points / $1
Minimum Credit
Excellent Credit
Rewards Details
- Earn 50,000 bonus points after you make $750 or more in purchases during the first 3 billing cycles following account opening.
- Earn 4 points for every $1 in qualifying purchases. There’s no limit to the number of points you can earn.
- Redeem points for cash rewards, merchandise, gift cards, travel and more.
- Earn 25% bonus points on base points you earn in a billing cycle when you maintain a Virtual Wallet, Virtual Wallet Performance Spend, Virtual Wallet Performance Select, Performance or Performance Select checking account.
- Earn 50% bonus points on base points you earn in a billing cycle when you maintain a Performance Checking account OR Virtual Wallet with Performance Spend and meet minimum balance or direct deposit requirements.
- Earn 75% bonus points on base points you earn in a billing cycle when you maintain a Performance Select Checking account OR Virtual Wallet with Performance Select and meet minimum balance or direct deposit requirements.
Additional Info
- 0% Intro APR on balances transferred within 90 days of account opening.
- Electronic Bill Payment and Online Account Tools to manage transactions, rewards, balances or payments
- $0 Fraud Liability
- Travel & Emergency Protection
- See More Details & Reviews About ThePNC Points Visa® Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 4% (min $10)
Regular APR
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13.99% (V)
Annual Fee
$125
Rewards Rate
1.5 points / $1
Minimum Credit
Excellent Credit
Rewards Details
- Earn 30,000 bonus points (redeemable for $300 cash) on making at least $2,000 in qualifying purchases in the first 90 days of account opening.
- Earn 1.5 points for every $1 spent on qualifying purchases
- You can redeem points for a variety of rewards, including cash equal to 1% of the purchases that earned you those points, as well as gift cards, travel, and merchandise
Additional Info
- 0% Intro APR on balance transfers requested within 60 days of account opening.
- Benefits: Lost Luggage Reimbursement, Purchase Security, Visa Signature Concierge, Price Protection and Trip Cancellation/Trip Interruption.
- Access your account with Regions Online Banking - check balances, make payments and more.
- $0 Liability Guarantee and Overdraft Protection.
- See More Details & Reviews About TheRegions Premium Visa® Signature Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 2%
Regular APR
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9.74% - 17.99% (V)
Annual Fee
$0
Rewards Rate
1 point / $1
Minimum Credit
Excellent Credit
Rewards Details
- Earn 10,000 bonus rewards points when you spend $500 in the first 90 days of card membership.
- $1 cash back for every $100 you spend.
- Your points are worth 25% more when you redeem them for travel. No restrictions. No blackouts. Valid toward any commercial flight, hotel, cruise, car rental, and more.
- Double points on the first $50,000 spent towards Harvard University gifts per year.
- Redeem points for Cash Back, Travel, Harvard Coop Gift Cards or The Harvard Chair.
Additional Info
- Get access to complimentary amenities at a collection of nearly 1,000 hotel properties around the world. In addition, take advantage of special savings of up to 20% off lowest available non-restricted rates at select properties
- Other Benefits include Premium concierge service, Rental car insurance, Return protection, Extended warranty and Zero fraud liability.
- See More Details & Reviews About TheHarvard Credit Card
NO FOREIGN FEE
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Questions & Answers
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