Credit Cards
WalletHub makes it easy to find the right credit card offer.
Popular Credit Card Categories
- 0% APR Credit Cards
- Balance Transfer Cards
- Best Credit Cards
- Business Credit Cards
- Cash Back Credit Cards
- Credit Cards for Bad Credit
- Easiest Credit Cards to Get
- No Annual Fee Credit Cards
- Rewards Credit Cards
- Travel Credit Cards … show more
Capital One Quicksilver Cash Rewards Credit Card Capital One Quicksilver Cash Rewards Credit Card

- One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
- Pay no annual fee or foreign transaction fees
- See More Details & Reviews About TheCapital One Quicksilver Cash Rewards Credit Card
Jasper Mastercard® Jasper Mastercard®

- *$50 signup bonus! Apply by March 31, 2021 using promo code WALLETHUB to receive a $50 statement credit upon activation, if approved. Terms apply.
- Up to 6% cash back by referring friends!
- Start with 1% and get an extra 0.5% for a full year for every friend you bring on board
- Cash back not limited to certain categories, earn on almost all everyday purchases
- Receive cash back automatically every month as a statement credit after three on time payments
- Earn cash back as long as your account is in good standing
- Your cash back maximum varies based on your credit limit.
- No annual fee, no security deposit, no foreign transaction fees
- Simple, intuitive app to manage your account
- Unique auto payment options that help you build and maintain your credit score
- See Jasper's terms and fees.
- Issued by WebBank, Member FDIC
- The Regular Purchase APR and Cash Advance APR will vary based on your creditworthiness at the time of application. After that, your APRs will vary based on the Prime Rate.
- See More Details & Reviews About TheJasper Mastercard®
Capital One SavorOne Cash Rewards Credit Card Capital One SavorOne Cash Rewards Credit Card

- Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
- No foreign transaction fee
- No annual fee
- See More Details & Reviews About TheCapital One SavorOne Cash Rewards Credit Card
Capital One VentureOne Rewards Credit Card Capital One VentureOne Rewards Credit Card

- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Transfer your miles to over 10+ travel loyalty programs
- $0 annual fee and no foreign transaction fees
- Enjoy 0% intro APR on purchases for 12 months; 15.49% - 25.49% variable APR after that
- See More Details & Reviews About TheCapital One VentureOne Rewards Credit Card
Capital One Venture Rewards Credit Card Capital One Venture Rewards Credit Card

- Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
- Earn unlimited 2X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
- Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 10+ travel loyalty programs
- No foreign transaction fees
- See More Details & Reviews About TheCapital One Venture Rewards Credit Card
Discover it® Miles Discover it® Miles
- UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
- Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
- New! Redeem Miles to pay any part of your monthly bill, including your minimum payment.
- Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
- No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- See More Details & Reviews About TheDiscover it® Miles
Chase Freedom Unlimited® Chase Freedom Unlimited®

- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn unlimited 1.5% cash back on all other purchases.
- Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.
- No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
- No annual fee.
- 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
- See More Details & Reviews About TheChase Freedom Unlimited®
Capital One® Walmart Rewards® Mastercard® Capital One® Walmart Rewards® Mastercard®

- Earn 5% cash back on Walmart.com purchases, including pickup and delivery
- Earn 2% cash back on purchases in Walmart stores, 2% cash back on restaurants and travel purchases, and 1% cash back on all other purchases everywhere else Mastercard® is accepted
- Introductory offer: Earn 5% cash back on purchases in Walmart stores when you use this card with Walmart Pay for the first 12 months after approval
- Redeem rewards for cash back, statement credits, recent purchases in and out of Walmart, travel, and gift cards
- $0 annual fee
- No foreign transaction fees
- See More Details & Reviews About TheCapital One® Walmart Rewards® Mastercard®
Wells Fargo Cash Wise Visa® card Wells Fargo Cash Wise Visa® card
- Earn a $150 cash rewards bonus after spending $500 on purchases in the first 3 months
- Earn unlimited 1.5% cash rewards on purchases
- 1.8% cash rewards on digital wallet purchases including Google Pay™ or Apple Pay® during the first 12 months from account opening
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card
- No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
- Select "Apply Now" to learn more about the product features, terms and conditions
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.49% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
- $0 annual fee
- See More Details & Reviews About TheWells Fargo Cash Wise Visa® card
Indigo® Mastercard® for Less than Perfect Credit Indigo® Mastercard® for Less than Perfect Credit

- Pre-qualify for a card today and it will not impact your credit score
- Less than perfect credit is okay
- Mobile account access at any time
- Fraud protection for stolen or lost cards
- Account history is reported to the three major credit bureaus in the U.S.
- See More Details & Reviews About TheIndigo® Mastercard® for Less than Perfect Credit
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Apply for a Credit Card That's Right for You

For all of the latest credit card market averages, you can check out WalletHub’s complete Credit Card Landscape Report. And if you want to learn more about which credit card offers in particular are leading the credit card landscape right now, just keep reading.
WalletHub's editors compared 1,500+ credit card offers and picked the best credit cards in the most popular categories, based on rewards, rates, fees, approval requirements and benefits. You can find a summary of their selections below.
Best Credit Card Offers for March 2021
Credit Card | Best For | Annual Fee | Credit Required |
Citi® Double Cash Card – 18 month BT offer | Cash Back | $0 | Good |
Bank of America® Cash Rewards Secured Credit Card | Bad Credit | $0 | Bad |
Petal® 2 Visa® Credit Card | Beginners | $0 | Limited History |
U.S. Bank Visa® Platinum Card | Low Rates | $0 | Excellent |
Bank of America® Cash Rewards Credit Card for Students | Students | $0 | Limited History |
Chase Sapphire Preferred® Card | Bonus Rewards | $95 | Good |
Blue Cash Preferred® Card from American Express | Groceries | $0 intro 1st yr, $95 after | Good |
Capital One Venture Rewards Credit Card | Travel Rewards | $95 | Good |
Knowing your credit score is crucial to finding the right credit card offers for your needs. If you don’t know where you currently stand, you can check your latest credit score for free on WalletHub. The top credit cards overall require good or excellent credit for approval.
If you’re more in the market for information about how credit cards work and the latest credit card market trends than a new credit card to apply for, WalletHub has a lot of great guides, studies and statistics pages to help you learn. You’ll find a number of prominent examples in the sections below.
Credit Card Industry Statistics
- Market Share by Credit Card Issuer: Learn which banks and credit unions issue the most credit cards, plus which credit card company’s customers spend the most.
- Market Share by Credit Card Network: See how Visa, Mastercard, Discover and American Express credit card offers compare in terms of purchase volume and number of cards in circulation.
- Number of Credit Cards and Credit Card Holders: Find out how many people have credit cards, how many cards they have on average, and how those stats have changed over time.
- Credit Card Consumer Satisfaction: Credit cards should make life easier, not become a source of frustration. Learning which credit card companies make their customers happiest can help you find the right fit.
- Historical Credit Card Interest Rates: See what interest rates credit card users have paid over time, including the averages for all accounts and accounts with a balance.
- Currency Exchange Study: Find out how much you can save by automatically converting currency with a credit card while traveling abroad, versus exchanging money at a bank or airport kiosk.
- Credit Card Deferred Interest Study: Retailer financing can be a dangerous proposition, thanks to a feature known as deferred interest. Learn what it is, who uses it and how to avoid it.
Credit Card Benefits Studies
- Credit Card Rewards Report: Hundreds of credit cards offer rewards. But they won’t all reward you equally. To help credit card shoppers make an informed decision, we compared the most popular rewards cards to see how much the average person would earn with each over two years of use.
- Return Protection: Find out whether your favorite credit cards will cover returns on recent items that the store won’t accept.
- Rental Car Insurance: Don’t pay for rental car insurance when your credit card provides it for free. But make sure your card has good enough coverage.
- Price Protection: Lots of credit cards have a price-matching feature, where you can get a refund for the difference between what you paid for an item and a lower price advertised soon thereafter.
- Extended Warranty: Many credit cards will extend the manufacturer’s warranty on eligible items, giving you extra time to get a refund, exchange or free repairs.
- Travel Insurance: The best credit cards for travel insurance will cover you for accidents while in transit, lost or delayed luggage, delayed or cancelled travel, and more.
- Purchase Protection: Sometimes, items we pay for with a credit card break or get stolen soon after we buy them. Purchase protection is a complimentary benefit on some credit cards that covers the cost of repairing or replacing the item.
- Small Business Credit Card Study: Business credit cards are not legally bound to provide the same user protections as personal credit cards. But some credit card companies proactively extend certain benefits to their business card customers.
Credit Card Debt Survey

Questions & Answers
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Featured Credit Cards
Ask the Experts
To help educate people on the possibilities, we asked a panel of experts to share their thoughts on the following questions. You can meet our expert panel and check out their comments below.
- Should everyone have at least one credit card?
- Has it become easier or harder to get a credit card in recent years?
- Are credit cards safer now than before the Great Recession?
- What tips do you have for someone who is applying for a credit card?
- Are consumers good at picking credit cards? What are the biggest pitfalls?
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Constantine Yannelis
Ph.D., Assistant Professor of Finance, University of Chicago Booth School of Business
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Joseph Krupka
CPA/PFS CGMA, Assistant Teaching Professor, Accounting, Program Coordinator of the FSUPC Accounting Program, Florida State University
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Zhou Yu
Associate Professor, Family and Consumer Studies, Director, Financial Planning and Counseling Program, Faculty Affiliate, Asian Studies Program, University of Utah
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Robert A. Uptegraff, Jr.
Special Instructor - Finance, Oakland University
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Marty Frost
Professor and Chair, Human Development and Family Relations, State University of New York at Plattsburgh
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Duane Donaldson
CPA, MBA, Finance Instructor, Business Programs Department, Columbus State Community College
Read More
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
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Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.