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Product: Altra Federal Credit Union Credit Cards
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Compare Altra Federal Credit Union Credit Cards
Please find below credit cards offered by Altra Federal Credit Union.
Updating Results
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR9.65% - 13.65% (V)
Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
9.65% - 13.65% (V)
annual fee
$0
rewards rate
None
minimum credit
Limited History
Pros
- No membership fees
- Low regular APR
- Qualify with limited or no credit history
- Does not require security deposit
Cons
- No rewards
- No rewards bonus
- No intro APR on purchases
- No intro APR on balance transfers
Additional Info
- Travel Accident & Baggage Delay, Travel & Emergency Assistance Services; Visa® Discounts; emergency cash & card replacement
- Apple Pay, Google Pay & Samsung Pay
- Free Altra Secure ID protection and $0 Liability protection backed by Visa.
- More Details & Reviews About Altra Credit Union Non-rewards Credit Card
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR12.65% - 16.65% (V)
Purchase Intro APR
Not Offered
Transfer Intro APR
Not Offered
Regular APR
12.65% - 16.65% (V)
annual fee
$0
rewards rate
1 point / $1
minimum credit
Excellent Credit
Pros
- No membership fees
- Reports to the three major credit bureaus
Cons
- No rewards bonus
- No intro APR on purchases
- No intro APR on balance transfers
- Foreign fee
Rewards Details
- Earn one CU Reward Point for every dollar charged.
- Earn double CURewards points during the first 90 days of opening your credit card account. Terms Apply.
- Earn double points on Gas & Dining credit card purchases. Available June 1 – August 31, 2022.
- Get cash back or use your points towards Merchandise, Gift Cards, Airline Tickets, Hotels, Car Rentals and Cruises.
Additional Info
- Travel Accident & Baggage Delay; Travel & Emergency Assistance Services; Visa® Discounts; emergency cash & card replacement.
- Apple Pay, Android Pay & Samsung Pay
- Free Altra Secure ID protection and $0 Liability protection backed by Visa.
- More Details & Reviews About Altra Credit Union Traditional Rewards Credit Card
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Altra Federal Credit Union Credit Card Reviews
3.7
14 reviews
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Altra Federal Credit Union Credit Card Q&A
Get answers to your questions about Altra Federal Credit Union Credit Cards below. For more general questions, visit our Answers section.
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Does the Altra CU Now card do a hard pull?
2
UpvotesReply
Jason Nguyen
The Altra CU Now card will do a hard pull on your credit upon application.
You could qualify for it with a fair (640+) credit score or a limited credit history, which means less than 3 years of financial activity.
Keep in mind that a hard pull will cause your credit score to drop for a short period of time.
What's the starting Altra Federal CU Now Card credit limit?
1
UpvoteReply
thomas friedman
The Altra Federal CU Now Card credit limit would depend on you and your credit history. It can be as high as $5,000 and as low as $300.
What's the Altra CU Now card credit score requirement?
1
UpvoteReply
Keyaira Sutton
There isn't an official Altra CU Now card credit score requirement, because the card is designed for people with no credit.
Of course, established credit with a good payment history will grant you access to a lower APR, but you're not restricted in any way to get the card. The odds of being rejected increase drastically if you do not have at least fair credit, though. That's a score of at least 640.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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