American Heritage Federal Credit Union Credit Cards

8 Reviews

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Compare American Heritage Federal Credit Union Credit Cards

Please find below credit cards offered by American Heritage Federal Credit Union.

American Heritage Federal Credit Union Platinum Preferred Mastercard

Purchase Intro APR0% for 9 months

Transfer Intro APR0% for 9 months|Transfer Fee: $0

Regular APR9.99%

Purchase Intro APR

0% for 9 months

Transfer Intro APR

0% for 9 months|Transfer Fee: $0

Regular APR

9.99%

annual fee

rewards rate

1 point / $1

Bonus Offer

15,000 points

Bonus Offer

15,000 points

minimum credit

Good Credit

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Pros

No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
15,000 points initial rewards bonus

Cons

Foreign fee
Requires good/excellent credit

Rewards Details

Earn a bonus 15,000 ScoreCard Rewards Points when you spend $1,500 in the first 90 days
Earn one ScoreCard® Reward point for every $1 you spend
Earn ScoreCard Reward Points for brand-name merchandise and awesome Travel Rewards

Additional Info

A Penny A Purchase Program: For every purchase you make using your Credit Card, $.01 goes to The Kids-N-Hope Foundation.
$1 Million Travel Accident Insurance.
Mastercard Concierge Service which includes 15% savings on airport meet and greet services at more than 700 worldwide locations.
Extended Warranties and Price Protection.
Mastercard Zero Liability Policy.
More Details & Reviews About American Heritage Federal Credit Union Platinum Preferred Mastercard

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American Heritage Federal Credit Union Platinum Classic Mastercard

Purchase Intro APRNot Offered

Transfer Intro APRNot Offered

Regular APR12.9%

Purchase Intro APR

Not Offered

Transfer Intro APR

Not Offered

Regular APR

12.9%

annual fee

rewards rate

1 point / $1

minimum credit

Excellent Credit

Show Details

Pros

No membership fees
Low regular APR

Cons

No initial rewards bonus
No intro APR on purchases
No intro APR on balance transfers
Foreign fee

Rewards Details

You’ll earn one ScoreCard Reward Point for every $1 you spend
Earn ScoreCard Reward Points for brand-name merchandise and awesome Travel Rewards

Additional Info

Credit Limit Starting at $300.
A Penny A Purchase Program: For every purchase you make using your Credit Card, $.01 goes to The Kids-N-Hope Foundation.
More Details & Reviews About American Heritage Federal Credit Union Platinum Classic Mastercard

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American Heritage Federal Credit Union Platinum Secured Mastercard

Secured Credit CardMin Deposit of $300

One-Time Fees$0

Regular APR15.9%

Secured Card

Min Deposit of $300

One-Time Fees

Regular APR

15.9%

annual fee

$35

monthly fee

minimum credit

Bad Credit

Show Details

Pros

Qualify with bad credit

Cons

Membership fees
Foreign fee
Requires security deposit

Additional Info

Deposit funds in the amount of your chosen credit limit from $300 to $25,000
A Penny A Purchase Program: For every purchase you make using your Credit Card, $.01 goes to The Kids-N-Hope Foundation.
More Details & Reviews About American Heritage Federal Credit Union Platinum Secured Mastercard

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American Heritage Federal Credit Union Credit Card Reviews

2.8

What's Your Rating?

jvelaz87
October 8, 2022 • @jvelaz87

One of the worst credit unions I’ve ever dealt with. It took almost 2 months to join this lowly banking institution. Never told me upfront if you don’t live in Philadelphia might as well not even become a member. Found this after the fact. After becoming a member I applied for a credit card and was approved for 10k….nice, right ? Think again! The approval was reversed because I don’t live in Philadelphia. I was was asked by a representative loan have you tried asking a bank near you? No I’m a member with you guys. Sorry we may not be the best fit for you. Again I’m a member and every time I call Im asked if I want to cancel my membership with a smile on their face on the member video call app. Such resentment is shown to me and beyond judgmental. Zero attempts to push banking products so a symbiotic relationship can exist. Nope zero interest in me despite being a member for over a year. A complete joke. I wish I never became a member

Product: American Heritage Federal Credit Union Credit Cards

Comment

Harold P
January 3, 2022 • @alproctor4113a

Verified Customer

Best credit union ever 5 STAR all the way everyone is pleasant to work with they are more like family with everyone phone service at nice is all helpful

Product: American Heritage Federal Credit Union Credit Cards

Comment

Ajene A
September 11, 2021 • @ozzydawson21

Verified Customer

When you pay your bill the time they receive your payment or spend it after you paid it is a different time Zone you are in they do not receive it or have it in their system into 24 hours after the date of due date

Product: American Heritage Federal Credit Union Platinum Preferred Mastercard

Comment

Ajene A
August 1, 2021 • @ozzydawson21

Verified Customer

I paid my bills my loan and I lost my job that's why I couldn't pay on time a month later when I started working I paid all my bills and bank bills they still held it against me I have a credit card that I paid from the bank with my money I pay it in full and I still don't see no change in my credit but if I pay it and I'm $5 or $10 short they will hold it against me I have $327of my money on the card if I paid 300 we will hold the $27against me every month that I don't pay the full amount but the cars only takes up the $300 so how can I pay it in full

Product: American Heritage Federal Credit Union Credit Cards

Comment

clgargano
June 30, 2021 • @clgargano

I have had a Platinum card for over 15 years. My current card expired today. Since early May I have called 3 times, visited a branch to inquire why I hadn't received my new card while my husband's card who didn't expire for 6 months got his! I received 4 completely different answers. #1 in May was it shipped May6, #2 8nmperson was it would go out 2 weeks, #3 was to check next time I was in #4 was it gets mailed week before or week AFTER it expired! I have multiple cards from other banks with no balances and they all operate in timely, accurate manner. This card will be paid off and canceled..they lie or are just Incompetent. My husband, a retired VP of bank, would never do anything with them...our investments are with 2 large banks..for good reason! AMHFCU is awful!!!!!!!!

Product: American Heritage Federal Credit Union Credit Cards

Comment

lenny_2
June 9, 2021 • @lenny_2

What a joke and waste of time. Bait and switch! They clearly said on their ad 3% cash back on every purchase. Then in small print that you have to scroll down to the end of the page to see it is only for 3 weeks! I applied and worked with them all day just to tell them to cancel the application after they approved it. What a waste. Will NEVER do business with this company. I wish I can give a ZERO rating. Find another bank.

Product: American Heritage Federal Credit Union Credit Cards

Comment

Almetta
February 6, 2020 • @almettab

Verified Customer

Great Credit Union, They will help you succeed to great financial future. As long as you demonstrate good habit of paying bills on time and you are financially responsible!!!

Product: American Heritage Federal Credit Union Credit Cards

Comment

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American Heritage Federal Credit Union Credit Card Q&A

Get answers to your questions about American Heritage Federal Credit Union Credit Cards below. For more general questions, visit our Answers section.

Does the American Heritage Federal Credit Union report their credit cards to all bureaus?

Upvotes

WalletHub

American Heritage Federal Credit Union reports secured credit card usage info to all three major credit bureaus on a monthly basis.

And all secured cards are indistinguishable from unsecured cards on credit reports. You can learn more about the credit-building benefits of secured cards from this WalletHub guide.

How do you get an American Heritage Secured credit card deposit refund?

Upvotes

Evelyn Boros, Credit Cards Moderator

The only way to get an American Heritage Federal Credit Union Platinum Secured Mastercard deposit refund is by closing your account. Once it's closed, the refund will be deposited in your bank account.

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

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