Applied Bank credit cards are known for helping people with bad credit improve their credit scores. If you have questions about an existing account from Applied Bank (a WalletHub partner), you can reach Applied Bank credit card customer service at 800-947-1090. If you’re interested in applying for a credit card, you can check out the latest offers below.
This is one of the worst cards ever! The only good thing about this card is that you have a little bit of credit. However, it will cost you dearly. There are so many reason not go get this card. First of all, Applied Bank has one of the worst websites. You cannot see your transactions nor setup automated payments. There's a $6.95 monthly fee that is applied to the account after the monthly bill is due so they can charge $30 for a late fee if not paid. If you lose your card, there's a $30 replacement fee. If you are two late paying your bill they lock your card.
Try another card that do not prey on the less fortunate or someone who wants to have or build credit. It will cost you dearly. Trust me it is not worth it.
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Product: Applied Bank Credit Cards
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jonny9091 @jonny9091
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3 Star Rating
Verified Customer
Is a good credit card if you want to rebuild credit however they should update the payment methods bc when you pay with debit it gives you error is only possible to pay it with another credit card. If they fix that i will rate 5 stars
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Product: Applied Bank Credit Cards
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addickerson2 @addickerson2
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1 Star Rating
Verified Customer
the customer service agents are rude. I pay my balance in full early each month and they do not apply the balance to your available credit for 10 days and when you call they over talk you and tell you how old they are and they know more then you. its a shame a company can take your money instantly but hold on to it for almost 2 weeks to get you to pay interest. their customer service gets a zero from me
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Product: Applied Bank Credit Cards
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CW Hanson @cwhanson76
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2 Star Rating
Don't like that it takes 10 days for your credit line to be credited after payment posts to your account 3 good things, easy approval, 9.99% APR, use debit card over phone to pay. Definitely just a backup card for emergency needs.
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Product: Applied Bank Credit Cards
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Eleanor @estockman24
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5 Star Rating
Verified Customer
It's awesome and wow I love it actually kindly try to be a part of this organisation and use it for once for your glooming experience
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Product: Applied Bank Credit Cards
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lemasrecw @lemasrecw
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1 Star Rating
Verified Customer
Supposed to be marked paid in full less than balence 3 years ago and still marked as charegoff Been fighting with this incompentent bank 3 years to change it getting a attoney invoved now
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Product: Applied Bank Credit Cards
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Joseph @jat031977
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1 Star Rating
Verified Customer
Sorry bank there is the don’t tell you ever Up front. Poor customer service and bad apr. they hardly answer phone and are rude to there people
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Product: Applied Bank Credit Cards
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deedrie_54 @deedrie_54
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1 Star Rating
Verified Customer
Worst experience that I've ever had they don't have a fraud protection so if your card gets stolen they will destroy your credit and keep charging you late fees and make you pay for all the occurring charges I do not recommend this company.
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Product: Applied Bank Credit Cards
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Christine @craziecatz55
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1 Star Rating
Verified Customer
They put me overwhelmed limit an started charging me late fees plus over the limit charges. An put my small payment higher on me..
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Product: Applied Bank Credit Cards
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jeffrey @jdc20181
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1 Star Rating
Verified Customer
They will call you at work and when you say stop, they will laugh at you and keep calling. They will call 6 days a week 10 times a day even if arrangements are made on the account. They won’t take responsibility for their errors. And won’t perform basic customer service functions when things are not your fault. Poorest credit card company ever seen. Do not recommend.
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Product: Applied Bank Credit Cards
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Review Applied Bank Credit Card Reviews
Applied Bank Credit Card FAQ
Get answers to your questions about Applied Bank Credit Card Reviews below. For more general questions, visit our Answers section.
If you're not happy with your credit limit, you could request an increase after at least 6 months of responsible credit utilization by calling 1-800-947-1090. Applied Bank will also periodically review your account to see if you're eligible for an increase.
Keep in mind that requesting an increase could result in a hard pull on your credit, which may lower your credit score for a short period of time.
The easiest way you can reach the Applied Bank credit card customer service is over the phone, by calling (800) 947-1090. When prompted, press “0” and you will be connected to a live representative who should be able to answer your questions or direct you to the appropriate department.
How to Speak to the Applied Bank Credit Card Customer Service
Call the Applied Bank credit card customer service department at (800) 947-1090.
Press “1” for English.
When prompted to give your card number, press “0”.
Wait until you are connected to a live representative.
If you can't or don't want to talk to the Applied Bank credit card customer service over the phone, you can contact them via mail. The address is:
Applied Bank 2200 Concord Pike, Suite 102 Wilmington, DE 19803
Lastly, you can talk to a representative in person, by visiting an Applied Bank branch.
Yes. The Applied Bank Secured Credit Card reports to all 3 credit bureaus: Equifax, Experian and TransUnion. Applied Bank relays account information to the credit bureaus once a month on the statement closing date. Info such as timely payments and low credit utilization will help boost a cardholder's credit score.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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