Avant Credit Cards

You can reach the Avant Card's customer service:

• Online by signing in to your account or by completing Avant's contact form
• By sending an email to [email protected]
• Over the phone at (855) 752-7012
• Via mail to the following address:
  Avant
  222 N. LaSalle St., Suite 1600
  Chicago, Illinois 60601

To get Avant Card pre-approval, sign into your account through Avant's online application page, then fill out the pre-approval form or enter a promotional code from a pre-approved mail offer. Avant requires all potential applicants to get pre-approved before submitting an application. Pre-approval uses a soft credit pull, which does not affect your credit score.

Here's how Avant Card pre-approval works:

The Avant Card is geared toward applicants with at least fair credit. If you are pre-approved, you should receive an immediate response inviting you to apply for the card. The invitation will include your card's specific terms, and if you agree to them, you can proceed with the application.

You're under no obligation to apply after getting pre-approved for the Avant Card. And if you do submit an application, there's no guarantee you'll be approved. You will have very good odds, though. Also, be aware that if you apply for the card, it will result in a hard pull on your credit report and a temporary decrease in your credit score.

To submit an Avant Credit Card application, visit Avant's website and click “Apply Now,” then fill out the pre-qualification form. Once you input your name, DOB, SSN, phone number and email, as well as create an Avant account, you'll be able to see if you pre-qualify for the card and proceed to the full application.

If you get pre-qualified for the Avant Credit Card and submit an application, Avant will then do a hard pull of your credit, which will drop your score by a few points, to aid in the final decision. It's possible to get instantly approved, though that's not guaranteed.

You cannot apply for an Avant Credit Card by phone or by mail. But you can check your Avant Credit Card application status by calling 855-752-7012 and pressing 2. Alternatively, you can check the status of your application by logging into the online account you created during the application process.

The Avant card credit limit is between $300 and $1,000. Avant determines the exact credit limit based on an applicant's credit score, payment history, existing debt and income, though most new cardholders start out near the Avant card's minimum credit limit of $300.

If your Avant card's limit is less than what you want, you can call 1 (855) 752-7012 and request a credit limit increase at any time. Avant may also periodically review your account for an automatic credit limit increase up to the $1,000 maximum. However, there's no guarantee when, or if, that will occur.

To request an Avant card credit limit increase, log into the Avant website or mobile app and follow the instructions on the self-service dashboard. Avant credit card users can request a credit limit increase at any time, though the odds of approval are best if there's a history of on-time payments and low credit utilization.

You can also request an Avant credit limit increase by calling customer service at 1-855-AVANTCARD. Customer service hours are 7 a.m. until 10 p.m. CT on weekdays, and 7 a.m. until 8 p.m. on Saturday and Sunday.

In addition, Avant may periodically review your account for an automatic credit limit increase, but there's no guarantee you'll get one. The good thing about an automatic credit limit increase is that it's done using a soft credit pull, which does not impact your credit score. If you request a credit limit increase, on the other hand, it will trigger a hard pull of your credit report. A hard pull will lead to a slight, but temporary decrease in your credit score.