How good is your credit?

Best 0% Credit Cards for Bad Credit
WalletHub makes it easy to find the best credit card for bad credit.
... show moreshow less
0% CREDIT CARDS FOR BAD CREDIT
We're sorry, but after searching our extensive database, we were unable to locate any credit cards that match the following criteria: {{tag.tag}}{{$last ? '' : ', '}}

- Qualify with limited or no credit history
- Does not require security deposit
- Membership fees
- High regular APR
- Foreign fee

- No annual or monthly fees
- Starting credit line $200
- Great for credit-building
- No rewards
- Higher-than-average interest rate

- High rewards rate
- Bonus rewards categories
- Qualify with bad credit
- Does not require security deposit
- High membership fees
- High regular APR
- Foreign fee

- Low regular APR
- Qualify with bad credit
- Membership fees
- Foreign fee
- Requires security deposit

- Qualify with bad credit
- Does not require security deposit
- High membership fees
- High regular APR
- Foreign fee

- Qualify with bad credit
- Does not require security deposit
- $89 one-time program fee
- $75 annual fee for the first year
- $147 in fees starting year two
- High APR

- Qualify with bad credit
- Does not require security deposit
- One-time fees
- High regular APR

- No annual or monthly fees & No fees for account opening
- Up to 2% cash back
- First-year rewards doubled
- Relatively low minimum deposit
- High regular APR

- High rewards rate
- Bonus rewards categories
- Qualify with bad credit
- Does not require security deposit
- High membership fees
- High regular APR
- Foreign fee

- Qualify with limited or no credit history
- Low security deposit
- One-time fees
- High regular APR
- Foreign fee
Editor’s Picks: Best Credit Cards for Bad Credit

Using your card responsibly will push you closer and closer to qualifying for a credit card with no interest in the beginning. Such cards usually require good credit or excellent credit for approval.
Best 5 Credit Cards for Bad Credit Comparison
Credit Card | Best For | Annual Fee | APR |
Capital One Quicksilver Secured Cash Rewards Credit Card | No Annual Fee | $0 | 29.99% (V) |
Credit One Bank® Platinum Visa® for Rebuilding Credit | No Deposit | $75 intro 1st yr, $99 after | 28.74% (V) |
Bank of America® Customized Cash Rewards Secured Credit Card | Cash Rewards | $0 | 27.99% (V) |
OpenSky® Secured Visa® Credit Card | High Approval Rates | $35 | 22.14% (V) |
Indigo® Mastercard® for Less than Perfect Credit | Bad to Fair Credit | $0 - $99 | 24.9% |
You can track your credit improvement for free on WalletHub, with free daily updates to your credit score and report as well as customized advice.
Why People Trust WalletHub
Unlike other sites that only promote cards they're paid by, WalletHub's editors focus on finding the best cards. WalletHub makes it easy to find the best 0% credit cards for bad credit.
Best 0% Credit Cards for Bad Credit FAQ
Comparing 0% credit cards for bad credit can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
show less
Searching for answers... No Matching Results
Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
Ad Disclosure Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
Your web browser (Internet Explorer) is out of date and no longer supported.
Please download one of these up-to-date, free and excellent browsers: