American Express Bad Credit
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Unfortunately, there aren't any cards from American Express for bad credit. In order to be eligible for an American Express credit card your credit history needs to be well above average (Note: American Express is … show more
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Aspire® Credit Card Aspire® Credit Card
One-Time Fees
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None
Regular APR
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29.99% (V)
Annual Fee
$85-$175 1st yr, $29-$49 after
Monthly Fee
$0 1st yr, $7.25-$12.50 after
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Bad
Rewards Details
- Earn 3% cash back reward on eligible gas, grocery, and utility purchases or payments.
- Earn 1% cash back reward on all other eligible purchases.
Additional Info
- See if you are Pre-Qualified with no impact to your credit score.
- Free access to your VantageScore 3.0 credit score from Equifax.
- Fast and easy application process; get the result in seconds.
- Add your card to Apple Pay®, Google Pay™ or Samsung Pay®, for easy contactless payments.
- Periodic credit limit increase reviews
- See More Details & Reviews About TheAspire® Credit Card
Fortiva® Cash Back Reward Card Fortiva® Cash Back Reward Card
One-Time Fees
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None
Regular APR
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29.99% (V)
Annual Fee
$85 - $175 1st yr, $29 - $49 after
Monthly Fee
$0 1st yr, $7.25 - $12.50 after
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Bad
Rewards Details
- Earn 3% Cash Back reward on eligible gas, grocery, and utility purchases or payments
- Earn 1% Cash Back reward on all other eligible purchases
Additional Info
- Pre-Qualify instantly without impacting your credit score
- Up to $1,000 Credit Limit subject to credit approval
- Free access to your VantageScore 3.0 credit score from Equifax
- No Initial Deposit or Program Fees needed to open an account
- Add your card to Apple Pay, Google Pay or Samsung Pay, for easy contactless payments.
- See More Details & Reviews About TheFortiva® Cash Back Reward Card
Capital One Quicksilver Secured Cash Rewards Credit Card Capital One Quicksilver Secured Cash Rewards Credit Card
Secured Card
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Min Deposit of $49, $99 or $200
One-Time Fees
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None
Regular APR
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26.99% (V)
Annual Fee
$0
Monthly Fee
None
Rewards Rate
1.5% Cash Back
Minimum Credit
Bad
Rewards Details
- No annual or hidden fees, and you can earn unlimited 1.5% cash back. See if you're approved in seconds
- Earn unlimited 1.5% cash back on every purchase, everywhere. It's that simple
- Straightforward cash back rewards without rotating categories or limits to how much you can earn
Additional Info
- Building your credit? Using a card like this responsibly could help
- Put down a refundable security deposit starting at $49 to get a $200 initial credit line
- You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit with CreditWise from Capital One. It's free for everyone and checking your credit does not hurt your credit score
- See More Details & Reviews About TheCapital One Quicksilver Secured Cash Rewards Credit Card
Secured Mastercard® from Capital One Secured Mastercard® from Capital One
Secured Card
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Min Deposit of $49, $99 or $200
One-Time Fees
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None
Regular APR
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26.99% (V)
Additional Info
- No annual or hidden fees. See if you're approved in seconds
- Building your credit? Using the Capital One Secured card responsibly could help
- Put down a refundable security deposit starting at $49 to get a $200 initial credit line
- You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit with CreditWise from Capital One. It's free for everyone and checking your credit does not hurt your credit score
- See More Details & Reviews About TheSecured Mastercard® from Capital One
Discover it® Secured Credit Card Discover it® Secured Credit Card
Secured Card
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Min Deposit of $200
One-Time Fees
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None
Regular APR
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22.99% Variable
Annual Fee
$0
Monthly Fee
None
Rewards Rate
1 - 2% Cash Back
Minimum Credit
Bad
Rewards Details
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Additional Info
- No Annual Fee, earn cash back, and build your credit with responsible use.
- Using your secured credit card helps build a credit history with the three major credit bureaus. Generally, prepaid and debit cards can’t do that.
- Establish your credit line with your tax return by providing a refundable security deposit of at least $200 after being approved. Bank information must be provided when submitting your deposit.
- Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- See More Details & Reviews About TheDiscover it® Secured Credit Card
Indigo® Mastercard® for Less than Perfect Credit Indigo® Mastercard® for Less than Perfect Credit
One-Time Fees
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None
Regular APR
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24.9%
Additional Info
- Pre-qualify for a card today and it will not impact your credit score.
- Less than perfect credit is okay
- Mobile account access at any time
- Fraud protection for stolen or lost cards
- Account history is reported to the three major credit bureaus in the U.S.
- See More Details & Reviews About TheIndigo® Mastercard® for Less than Perfect Credit
OpenSky® Secured Visa® Credit Card OpenSky® Secured Visa® Credit Card
Secured Card
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Min Deposit of $200
One-Time Fees
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None
Regular APR
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17.39% (V)
Additional Info
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
- *View our Cardholder Agreement located at the bottom of the application page for details of the card
- See More Details & Reviews About TheOpenSky® Secured Visa® Credit Card
Surge Mastercard® Credit Card Surge Mastercard® Credit Card
One-Time Fees
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None
Regular APR
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24.99% - 29.99% (Variable)
Annual Fee
$75 - $99
Monthly Fee
None 1st yr, up to $10 after
Minimum Credit
Bad
Additional Info
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
- $0 monthly fee for the first 12 months. $10.00 per month starting the second year, waived for those with a $750 or $1,000 credit limit
- See More Details & Reviews About TheSurge Mastercard® Credit Card
Credit One Bank® Platinum Visa® for Rebuilding Credit Credit One Bank® Platinum Visa® for Rebuilding Credit
One-Time Fees
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None
Regular APR
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23.99% (V)
Annual Fee
$75 intro 1st yr, $99 after
Monthly Fee
None
Rewards Rate
0 - 1% Cash Back
Minimum Credit
Bad
Rewards Details
- Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
Additional Info
- See if you Pre-Qualify without harming your credit score
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Automatic reviews for credit line increase opportunities
- Looking to rebuild credit? We report to the major credit bureaus monthly
- View your free online access to your Experian credit score, terms apply
- This unsecured card requires no deposit and can help build your credit
- Choose your monthly payment due date for added convenience, terms apply
- Never miss an account update with customizable text and email alerts
- Manage your account on-the-go with the Credit One Bank mobile app
- Show off your personality by selecting from a variety of card designs, a fee may apply
- See More Details & Reviews About TheCredit One Bank® Platinum Visa® for Rebuilding Credit
Applied Bank® Unsecured Classic Visa® Card Applied Bank® Unsecured Classic Visa® Card
One-Time Fees
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$89
Regular APR
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29.99%
Annual Fee
$75 1st yr, $45 after
Monthly Fee
$0 1st year, $6.25 after
Minimum Credit
Bad
Additional Info
- Fast and Easy Application and Approval Process! Click “Apply Now” to apply online
- Reports to All Three Major Credit Bureaus
- Access Additional Credit with On-Time Payments and Responsible Usage
- Fixed APR and Manageable Monthly Payments
- A true Unsecured EMV enabled (chip) Visa Credit card that does not require perfect credit for approval.
- See More Details & Reviews About TheApplied Bank® Unsecured Classic Visa® Card
NO FOREIGN FEE
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Questions & Answers
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Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
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