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American Express Bad Credit
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Unfortunately, there aren't any cards from American Express for bad credit. In order to be eligible for an American Express credit card your credit history needs to be well above average (Note: American Express is … show more
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Capital One Platinum Secured Credit Card Capital One Platinum Secured Credit Card
Secured Card
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Min Deposit of $49, $99 or $200
One-Time Fees
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$0
Regular APR
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26.99% (V)
Pros
- No annual or monthly fees
- Starting credit line $200
- Great for credit-building
Cons
- No rewards
- Higher-than-average interest rate
Additional Info
- No annual or hidden fees. See if you're approved in seconds
- Building your credit? Using the Capital One Platinum Secured card responsibly could help
- Put down a refundable security deposit starting at $49 to get a $200 initial credit line
- You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with our mobile app
- See More Details & Reviews About TheCapital One Platinum Secured Credit Card
Secured Sable ONE Credit Card Secured Sable ONE Credit Card
Secured Card
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Min Deposit of $10
One-Time Fees
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$0
Regular APR
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10.99% Variable
Annual Fee
$0
Monthly Fee
$0
Rewards Rate
1 - 2% Cash Back
Minimum Credit
Bad
Rewards Details
- NEW! Get a dollar-for-dollar match on all cash back at the end of your first year with Sable Double Cash Bonus.
- Earn 2% cash back on everyday purchases at Amazon, Uber, Uber Eats, Whole Foods, Netflix, Spotify, and more! Plus, earn 1% cash back on all other purchases.
Pros
- No membership fees
- High rewards rate
- Low regular APR
- Qualify with limited or no credit history
Cons
- No rewards bonus
- Foreign fee
- Requires security deposit
Additional Info
- Auto-review to unsecured card in as FAST as 4 months, 3X faster than anywhere else with Sable’s graduation promise.
- Up to $10,000 credit limit
- No credit check or US credit history required.
- No SSN required for non US citizens.
- Build US credit history FAST. Sable offers enhanced reporting on more data points than any other card so you can build your credit faster.
- Premium benefits like coverage in the event your covered cell phone is stolen or damaged (including cracked screens!), rental car insurance, and much more!
- Please see terms and conditions for additional details.
- See More Details & Reviews About TheSecured Sable ONE Credit Card
Discover it® Secured Credit Card Discover it® Secured Credit Card
Secured Card
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Min Deposit of $200
One-Time Fees
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$0
Regular APR
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23.24% Variable
Annual Fee
$0
Monthly Fee
$0
Rewards Rate
1 - 2% Cash Back
Minimum Credit
Bad
Rewards Details
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Pros
- No annual or monthly fees & No fees for account opening
- Up to 2% cash back
- First-year rewards doubled
- Relatively low minimum deposit
Cons
- High regular APR
Additional Info
- No credit score required to apply.*
- No Annual Fee, earn cash back, and build your credit with responsible use.
- Using your secured credit card helps build a credit history with the three major credit bureaus. Generally, prepaid and debit cards can’t do that.
- Establish your credit line with your tax return by providing a refundable security deposit of at least $200. That means a $200 deposit for a $200 credit line. Or a $500 deposit for a $500 credit line. Bank information must be provided when submitting your deposit, and the security deposit equals your credit limit.
- Automatic reviews starting at 7 months to see if we can transition you to an unsecured line of credit and return your deposit.*
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- Click "APPLY NOW" to see rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
- See More Details & Reviews About TheDiscover it® Secured Credit Card
Indigo® Mastercard® for Less than Perfect Credit Indigo® Mastercard® for Less than Perfect Credit
One-Time Fees
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$0
Regular APR
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24.9%
Pros
- Qualify with bad credit
- Does not require security deposit
Cons
- Membership fees
- No rewards
- No rewards bonus
- No intro APR on purchases
Additional Info
- Pre-qualify for a card today and it will not impact your credit score.
- Less than perfect credit is okay
- Mobile account access at any time
- Fraud protection for stolen or lost cards
- Account history is reported to the three major credit bureaus in the U.S.
- See More Details & Reviews About TheIndigo® Mastercard® for Less than Perfect Credit
Surge Mastercard® Surge Mastercard®
One-Time Fees
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$0
Regular APR
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24.99% - 29.99% (Variable)
Annual Fee
$75 - $99
Monthly Fee
None 1st yr, up to $10 after
Minimum Credit
Bad
Pros
- Qualify with bad credit
- Does not require security deposit
Cons
- No rewards
- No rewards bonus
- No intro APR on purchases
- No balance transfers allowed
Additional Info
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply!
- Free access to your Vantage 3.0 score From Experian* (When you sign up for e-statements)
- Initial Credit Limit of $300 - $1,000* (subject to available credit)
- Monthly reporting to the three major credit bureaus
- See if you’re Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Free online account access 24/7
- Checking Account Required
- $0 monthly fee for the first 12 months. $10.00 per month starting the second year, waived for those with a $750 or $1,000 credit limit
- See More Details & Reviews About TheSurge Mastercard®
Destiny Mastercard® Destiny Mastercard®
One-Time Fees
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$0
Regular APR
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35.9%
Annual Fee
See Terms
Monthly Fee
$0 1st year, $10.40 after
Minimum Credit
Bad
Pros
- Qualify with bad credit
- Does not require security deposit
Cons
- High membership fees
- No rewards
- No rewards bonus
- No intro APR on purchases
Additional Info
- Greater access to credit than before - $500 credit limit
- All the benefits of a Mastercard, without a security deposit.
- Keeping your account in good standing may help establish and/or improve your credit history
- Less than perfect credit is okay, even with a prior bankruptcy!
- Prequalify for a card today and it will not impact your credit score
- Reports to all three major credit bureaus
- See More Details & Reviews About TheDestiny Mastercard®
Total Visa® Card Total Visa® Card
One-Time Fees
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$89
Regular APR
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34.99%
Annual Fee
$75 1st yr, $48 after
Monthly Fee
None 1st year, $6.25 after
Minimum Credit
Bad
Pros
- Qualify with bad credit
- Does not require security deposit
Cons
- $89 one-time program fee
- $75 annual fee for the first year
- $123 in fees starting year two
- High APR
Additional Info
- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine Visa® card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- $300 credit limit (subject to available credit).
- Multiple card designs available
- Reports monthly to all three major credit bureaus
- See rates, fees, costs and limitations for additional details
- Offer not guaranteed; response provided in seconds.
- See More Details & Reviews About TheTotal Visa® Card
FIT Mastercard® FIT Mastercard®
One-Time Fees
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$89
Regular APR
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29.99% (V)
Pros
- Qualify with limited or no credit history
- Does not require security deposit
Cons
- One-time fees
- No rewards
- No rewards bonus
- No intro APR on purchases
Additional Info
- $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $400.00* (Subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Checking Account Required
- See More Details & Reviews About TheFIT Mastercard®
Revvi Card Revvi Card
One-Time Fees
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$89
Regular APR
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34.99%
Annual Fee
$75 1st year, $48 after
Monthly Fee
None 1st year, $6.25 after
Rewards Rate
1% Cash Back
Minimum Credit
Bad
Rewards Details
- Earn 1% cash back rewards^^ on payments made to your Revvi Credit Card
Pros
- Qualify with bad credit
- Does not require security deposit
Cons
- One-time fees
- No rewards bonus
- No intro APR on purchases
- No balance transfers allowed
Additional Info
- Fast and easy application; response provided in seconds
- $300 credit limit (subject to available credit)
- Build your credit score with on-time payments and keeping your balance below the credit limit
- Opportunity to request credit limit increase after twelve months, fee applies
- Checking account required
- Reports monthly to all three major credit bureaus
- Manageable monthly payments
- Perfect credit not required
- Easy-to-use mobile app for management on the go!
- *See rates, fees, costs & limitations, and rewards for complete offer and Revvi Rewards details^^
- See More Details & Reviews About TheRevvi Card
OpenSky® Secured Visa® Credit Card OpenSky® Secured Visa® Credit Card
Secured Card
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Min Deposit of $200
One-Time Fees
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$0
Regular APR
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17.64% (V)
Pros
- Reasonable $35 annual fee
- $200 minimum deposit
Cons
- 3% foreign transaction fee
Additional Info
- No credit check to apply and find out instantly if you are approved.
- OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
- Get considered for a credit line increase after 6 months, with no additional deposit required
- You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
- Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
- Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
- Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
- Easy application, apply in less than 5 minutes right from your mobile device
- Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- * View the cardholder agreement
- See More Details & Reviews About TheOpenSky® Secured Visa® Credit Card
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