But business owners should always consider both business and personal credit cards for company spending. Doing so increases your chances of finding the best possible deal without adding to your personal liability. With that in mind, some of the rest of the best credit cards for business owners with bad credit include Discover it® Secured (best bad-credit rewards) and the OpenSky® Secured Visa® Credit Card (no credit check when you apply).
To make these picks, WalletHub’s editors compared allthe offers for business owners and bad credit in our database of 1,000+ credit cards. You can learn more about their favorite cards below.
Best Business Credit Cards for Bad Credit:
|Card Name||Best For:||One-Time Fee||Annual Fee||Min. Deposit||Editors’ Rating|
|Wells Fargo Business Secured Credit Card||Business Features||N/A||$25||$500||N/A|
|Discover it® Secured||Rewards||None||$0||$200||5.0 / 5|
|Capital One® Secured Mastercard®||International Travel||None||$0||$49, $99 or $200||5.0 / 5|
|OpenSky® Secured Visa® Credit Card||Recent Bankruptcy||None||$35||$200||4.0 / 5|
|BBVA Compass Business Secured Credit Card||Business Rewards||None||None 1st yr, $40 after||$500||3.7/5|
For more tips on choosing and using a credit card for business, make sure to check out our Business & Corporate Credit Cards Guide. You can also get a sense for how small-business friendly each major credit card issuer is from our annual Business Credit Card Study.