Secured Credit Cards for People with Bad Credit
WalletHub makes it easy to find the best credit card for you.
- Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit - Maximum $1,000. Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
- See More Details & Reviews About TheApplied Bank® Secured Visa® Gold Preferred® Credit Card
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card.
- See More Details & Reviews About TheOpenSky® Secured Visa® Credit Card
- Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
- No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
- Helps strengthen your credit with responsible card use. Reports to three national bureaus
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
- See additional Green Dot primor® Visa® Classic Secured Credit Card details
- See More Details & Reviews About TheGreen Dot primor® Visa® Classic Secured Credit Card
- Good credit or bank account not required
- Your application will not impact your credit score
- Initial security deposit can be as low as $200
- Raise your credit score with responsible card use
- See additional Green Dot Visa® Secured Credit Card details
- See More Details & Reviews About TheGreen Dot Visa® Secured Credit Card
- Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
- See More Details & Reviews About TheFirst Progress Platinum Prestige Mastercard® Secured Credit Card
- Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
- See More Details & Reviews About TheFirst Progress Platinum Select Mastercard® Secured Credit Card
- Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard® Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
- Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
- See More Details & Reviews About TheFirst Progress Platinum Elite Mastercard® Secured Credit Card
- Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
- No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
- Helps strengthen your credit with responsible card use. Reports to three national bureaus
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
- See additional Green Dot primor® Visa® Gold Secured Credit Card details
- See More Details & Reviews About TheGreen Dot primor® Visa® Gold Secured Credit Card
- Earn 1 H-D™ Genuine Rewards point for every dollar of eligible net purchases.
- You can redeem every 2,500 points you earn for a $25 H-D™ Gift Card
- Gift Card can be redeemed at Harley® dealerships or online at h-d.com/store towards Harley® gear, accessories, service and more.
- Every time you use your card, you'll be entered for a chance to win a new motorcycle with the H-D™ Visa Free Ride Sweepstakes. You’ll also have the chance to win a $500 H-D™ Gift Card at the end of the year. Sweepstakes ends 12/31/2020.
- If your application is approved, the issuer will send you a credit card with a credit line the same amount as your deposit.
- The deposit is used to open a U.S. Bank Secured Savings account to ensure your card can be paid. The secure savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
- When you've managed all of your credit obligations responsibly and consistently for 12 months, you may be able to move to an unsecured credit card.
- Benefits: Auto Rental Collision Damage Waiver, Emergency Cash and Card Replacement, Online Banking and Automatic Bill Pay.
- See More Details & Reviews About TheHarley-Davidson® Secured Credit Card
- Upon approval, you'll have a credit line from $200 to $3,000 - it's up to you.
- Your performance is reported to the three major credit bureaus. You can reestablish and build your credit with your performance.
- Online management tools. You can manage your account online for free.
- Your security deposit funds are FDIC Insured.
- Based on an initial credit limit of $200, the initial available credit will be about $164 (based on a $36 annual fee) or about $152 dollars if you also choose to have an additional card.
- See More Details & Reviews About TheMerrick Bank Secured Visa Card
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Questions & Answers
Comparing can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
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How can I pay my secured credit card deposit? Reply
You will find instructions on how to pay your secured credit card deposit when submitting your application.
Generally your bank account details, debit card or prepaid card numbers are accepted, but that differs from one issuer to another.
How can I get a payday loan with a 460 credit score? Reply
Can i take money off my Green Dot Prepaid Visa card and put it on a Capital One card? Reply
If you are withdrawing funds from you Green Dot card and then depositing them onto the Capital One card, that is something you can do. If you want to transfer funds from your Green Dot card to your Capital One card, unfortunately that option is not available. You can find more details here: https://www.greendot.com/how-it-works/send-receive-money.
Featured Credit Cards
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