American Express Balance Transfer Credit Cards
WalletHub makes it easy to find the best American Express balance transfer credit card for you.
But most lists of the top cards are likely to have at least one 0% Amex balance transfer offer on them. That’s because the best of the bunch could help you save a lot of money on existing debt and pay off what you owe much faster.
WALLETHUB'S BEST AMERICAN EXPRESS BALANCE TRANSFER OFFERS OF 2019:
- The Amex EveryDay® Credit Card from American Express
- Blue Cash Everyday® Card from American Express
- American Express Cash Magnet™ Card
- Amex EveryDay® Preferred Credit Card… show more
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Rates & Fees | Terms Apply
- $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
- Terms Apply.
- Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%.
- Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
- No annual fee.
- See More Details & Reviews About TheBlue Cash Everyday® Card from American Express
Rates & Fees | Terms Apply
- $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
- 3% cash back at U.S. gas stations. 1% cash back on other purchases.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
- Terms Apply.
- Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
- $95 annual fee.
- See More Details & Reviews About TheBlue Cash Preferred® Card from American Express
Rates & Fees | Terms Apply
- Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
- Unlimited 1.5% Cash Back on your purchases.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
- Terms Apply.
- Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%.
- $0 plan fees for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee.
- Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
- No Annual Fee.
- See More Details & Reviews About TheAmerican Express Cash Magnet™ Card
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WalletHub's Best American Express Balance Transfer Offers
The Amex EveryDay® Credit Card from American Express is the best American Express balance transfer credit card because it has intro APRs of 0% for 15 months on balance transfers and new purchases, a balance transfer fee of $0, and a $0 annual fee. It even offers rewards – but on purchases, not transfers.The Amex EveryDay®Card isn’t the only American Express balance transfer offer available, though. There are a few more cards worth considering, and you can check them all out below.
Best American Express Balance Transfer Offers:
| Card Name | Intro Transfer APR | Annual Fee | Regular APR | Balance Transfer Fee |
| The Amex EveryDay® Credit Card from American Express | 0% for 15 months | $0 | 15.24% - 26.24% (V) | $0 |
| Blue Cash Everyday® Card from American Express | 0% for 15 months | $0 | 15.24% - 26.24% (V) | 3% (min $5) |
| American Express Cash Magnet™ Card | 0% for 15 months | $0 | 15.24% - 26.24% (V) | 3% (min $5) |
| Amex EveryDay® Preferred Credit Card | 0% for 12 months | $95 | 15.24% - 25.24% (V) | 3% (min $5) |
To see what other credit card companies bring to the balance transfer arena, check out WalletHub’s picks for the year’s best balance transfer credit cards.
Questions & Answers
Comparing american express balance transfer credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
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Can I transfer balances to my optima card? Reply
Can you pay Amex with a credit card? Reply
Yes and no. You can’t just pay your monthly American Express credit card bill with another credit card and continue using it. No credit card company allows that. Most only accept payment by bank transfer, debit card, check or money order.
But you can pay your Amex with a credit card if you do a balance transfer. Transferring a balance is basically the same thing as using one credit card to pay another. However, you need to open a new credit card account to get a good deal, so it’s not something you can do every month.
How long do American Express balance transfers take? Reply
Transferring a balance to an American Express credit card should take 2-3 days, after Amex approves your transfer request. Current Amex cardholders can expect a decision within 48 hours, while it can take up to 10 days if you’re applying for a new account.
So the full process, from the time you request a balance transfer to when Amex pays your other card’s issuer and the balance shows up on your American Express card account, can take anywhere from 4 to 12 days.
It’s different if you’re transferring a balance from an American Express credit card to a card from another issuer. The timeframes vary by credit card company. But you can check out the major issuers’ policies in WalletHub’s Balance Transfer Report.
Featured Credit Cards
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† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
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Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.