How good is your credit?
WalletHub
Bank of America Balance Transfer Credit Cards
WalletHub makes it easy to find the best credit card for you.
BANK OF AMERICA BALANCE TRANSFER CREDIT CARDS
General Consumer
My credit
My credit
I want
I want
We're sorry, but after searching our extensive database, we were unable to locate any credit cards that match the following criteria: {{tag.tag}}{{$last ? '' : ', '}}
Updating Cards
BankAmericard® credit card BankAmericard® credit card
Purchase Intro APR
→
0% for 21 billing cycles
Transfer Intro APR
→
0% for 21 billing cycles for any balance transfers made in the first 60 daysTransfer Fee: 3% (min $10)
Regular APR
→
14.24% - 24.24% Variable
WalletHub's Take: The BankAmericard credit card is a very good 0% credit card that's worthwhile for people with excellent credit who can benefit from interest-free financing for the first 21 billing cycles on new purchases as well as balance transfers made in the first 60 days. The BankAmericard credit card does not charge an annual fee.
Read our editor's full BankAmericard credit card review.
Pros
- Low balance transfer intro APR for 21 billing cycles
- Low purchase intro APR for 21 billing cycles
- No annual fee
Cons
- Balance transfer fee of 3% (min $10)
- Very high regular APR
- Excellent credit required
Bank of America® Travel Rewards credit card Bank of America® Travel Rewards credit card
Purchase Intro APR
→
0% for 18 billing cycles
Transfer Intro APR
→
0% for 18 billing cycles for any balance transfers made in the first 60 daysTransfer Fee: 3% (min $10)
Regular APR
→
16.24% - 26.24% Variable
Annual Fee
$0
Rewards Rate
1.5 points / $1
Minimum Credit
Excellent
WalletHub's Take: The Bank of America® Travel Rewards credit card is a good option for people with a 750+ credit score who want to earn bonus travel rewards while still enjoying a $0 annual fee. The Bank of America Travel Rewards card is worth it in part because it gives 25,000 points to online applicants who spend $1,000 in the first 90 days. It also rewards all users with at least 1.5 points / $1 spent on all purchases, and it has a 0% foreign transaction fee.
Read our editor's full Bank of America Travel Rewards credit card review.
Pros
- 25,000 points initial bonus ($250 in travel)
- 1.5 points / $1 spent
- No annual fee or foreign transaction fees
- User-friendly travel rewards redemption
Cons
- Very high regular APR
- Requires excellent credit
Bank of America® Unlimited Cash Rewards credit card Bank of America® Unlimited Cash Rewards credit card
Purchase Intro APR
→
0% for 18 billing cycles
Transfer Intro APR
→
0% for 18 billing cycles for any balance transfers made in the first 60 daysTransfer Fee: 3% (min $10)
Regular APR
→
16.24% - 26.24% Variable
Annual Fee
$0
Rewards Rate
1.5% Cash Back
Minimum Credit
Excellent
WalletHub's Take: The Bank of America® Unlimited Cash Rewards credit card is a good credit card for people with a credit score of 750 or higher who want to earn at least 1.5% cash back on all purchases and enjoy a $0 annual fee. The card also offers an initial bonus of $200 for spending $1,000 within 90 days of opening an account.
Read our editor's full Bank of America Unlimited Cash Rewards credit card review.
Pros
- $200 initial bonus (online exclusive)
- 1.5% cash back on all purchases
- No annual fee
- Low intro APRs
Cons
- Potential for a very high regular APR
- 3% foreign transaction fee
Bank of America® Customized Cash Rewards credit card Bank of America® Customized Cash Rewards credit card
Purchase Intro APR
→
0% for 18 billing cycles
Transfer Intro APR
→
0% for 18 billing cycles for any balance transfers made in the first 60 daysTransfer Fee: 3% (min $10)
Regular APR
→
16.24% - 26.24% Variable
Annual Fee
$0
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Excellent
WalletHub's Take: The Bank of America® Customized Cash Rewards credit card is a good credit card for people with excellent credit who want to earn 2% - 3% cash back on up to $2,500 spent per quarter in select categories (1% otherwise). Plus, the Bank of America Customized Cash Rewards credit card is easily worthwhile given its $0 annual fee and initial bonus. New cardholders get $200 for spending $1,000 in the first 90 days.
Read our editor's full Bank of America Customized Cash Rewards credit card review.
Pros
- $200 initial bonus (online exclusive)
- Up to 3% cash back
- No annual fee
Cons
- Potential for a very high regular APR
- 3% foreign-transaction fee
Brown University Credit Card Brown University Credit Card
Purchase Intro APR
→
0% for 18 months
Transfer Intro APR
→
0% for 18 monthsTransfer Fee: 3% (min $10)
Regular APR
→
16.24% - 26.24% (V)
Annual Fee
$0
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Good
WalletHub's Take: The Brown University Credit Card is a good all-around credit card for supporters of the Bears who have good credit or better and plan want to earn cash back rewards. The Brown Card offers an initial rewards bonus of $200, along with pretty good ongoing rewards: 1 - 3% Cash Back. You just have to be comfortable earning cash back at different rates depending on what you buy and how much you’ve spent recently.
Read our editor's full Brown University Credit Card review.
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
Cons
- Spending caps on rewards
- Balance transfer fee
- Foreign fee
- Requires good/excellent credit
University of California Irvine Credit Card University of California Irvine Credit Card
Purchase Intro APR
→
0% for 18 months
Transfer Intro APR
→
0% for 18 monthsTransfer Fee: 3% (min $10)
Regular APR
→
16.24% - 26.24% (V)
Annual Fee
$0
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Good
WalletHub's Take: The University of California Irvine Credit Card is a good all-around credit card for supporters of the Anteaters who have good credit or better and plan want to earn cash back rewards. The UC Irvine Card offers an initial rewards bonus of $200, along with pretty good ongoing rewards: 1 - 3% Cash Back. You just have to be comfortable earning cash back at different rates depending on what you buy and how much you’ve spent recently.
Read our editor's full University of California Irvine Credit Card review.
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
Cons
- Spending caps on rewards
- Balance transfer fee
- Foreign fee
- Requires good/excellent credit
University of Houston Credit Card University of Houston Credit Card
Purchase Intro APR
→
0% for 18 months
Transfer Intro APR
→
0% for 18 monthsTransfer Fee: 3% (min $10)
Regular APR
→
16.24% - 26.24% (V)
Annual Fee
$0
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Good
WalletHub's Take: The University of Houston Credit Card is a good all-around credit card for supporters of the Cougars who have good credit or better and plan want to earn cash back rewards. The Houston Card offers an initial rewards bonus of $200, along with pretty good ongoing rewards: 1 - 3% Cash Back. You just have to be comfortable earning cash back at different rates depending on what you buy and how much you’ve spent recently.
Read our editor's full University of Houston Credit Card review.
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
Cons
- Spending caps on rewards
- Balance transfer fee
- Foreign fee
- Requires good/excellent credit
Northeastern University Credit Card Northeastern University Credit Card
Purchase Intro APR
→
0% for 18 months
Transfer Intro APR
→
0% for 18 monthsTransfer Fee: 3% (min $10)
Regular APR
→
16.24% - 26.24% (V)
Annual Fee
$0
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Good
WalletHub's Take: The Northeastern University Credit Card is a good all-around credit card for supporters of the Huskies who have good credit or better and want to earn cash back rewards. The Northeastern Card offers an initial rewards bonus of $200, along with pretty good ongoing rewards: 1 - 3% Cash Back. You just have to be comfortable earning cash back at different rates depending on what you buy and how much you’ve spent recently.
Read our editor's full Northeastern University Credit Card review.
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
Cons
- Spending caps on rewards
- Balance transfer fee
- Foreign fee
- Requires good/excellent credit
American Medical Student Association Credit Card American Medical Student Association Credit Card
Purchase Intro APR
→
0% for 18 months
Transfer Intro APR
→
0% for 18 monthsTransfer Fee: 3% (min $10)
Regular APR
→
16.24% - 26.24% (V)
Annual Fee
$0
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Good
WalletHub's Take
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
Cons
- Spending caps on rewards
- Balance transfer fee
- Foreign fee
- Requires good/excellent credit
Read our editor's full American Medical Student Association Credit Card review.
University of Central Florida Credit Card University of Central Florida Credit Card
Purchase Intro APR
→
0% for 18 months
Transfer Intro APR
→
0% for 18 monthsTransfer Fee: 3% (min $10)
Regular APR
→
16.24% - 26.24% (V)
Annual Fee
$0
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Good
WalletHub's Take: The University of Central Florida Credit Card is a good all-around credit card for supporters of the Knights who have good credit or better and plan want to earn cash back rewards. The Central Florida Card offers an initial rewards bonus of $200, along with pretty good ongoing rewards: 1 - 3% Cash Back. You just have to be comfortable earning cash back at different rates depending on what you buy and how much you’ve spent recently.
Read our editor's full University of Central Florida Credit Card review.
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
Cons
- Spending caps on rewards
- Balance transfer fee
- Foreign fee
- Requires good/excellent credit
NO FOREIGN FEE
People also search for:
NO FOREIGN FEE
Questions & Answers
Comparing bank of america balance transfer credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
show less
Searching for answers... No Matching Results
Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
Ad Disclosure Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
Your web browser (Internet Explorer) is out of date and no longer supported.
Please download one of these up-to-date, free and excellent browsers: