Bank of America Balance Transfer Credit Cards
Bank of America balance transfer credit cards allow you to lower the cost of your existing credit card debt, given that they offer 0% interest on the balance you transfer from another credit card for at least the first few months that you’re a cardholder. While some credit card companies may allow you to transfer non-credit card debt (e.g. auto loan balances), you can currently only transfer a credit card balance to a Bank of America balance transfer credit card. Policies such as this represent one area where your balance transfer credit card’s issuer might actually make a difference. In most cases though, you would be better served comparing balance transfer credit cards across major issuers and applying for the offer with the best combination of low transfer APRs and fees. You can also disregard card networks (e.g. Visa, Mastercard, etc.) when searching for a balance transfer credit card, as you shouldn’t be making purchases with it, and networks only impact the number of locations you can buy things at. Ultimately though, whether you decide to jump at one of these Bank of America 0% balance transfer offers or that of another major bank, the most important thing is to pay down your balance before the end of your 0% introductory period. High regular interest rates take effect at this time and have the potential to wipe out any money you may have saved on interest along the way.
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Purchase Intro APR
→
0% for 12 months
Transfer Intro APR
→
0% for 12 months 3% (min $10) Transfer Fee
Regular APR
→
13.99% - 23.99% (V)
Annual Fee
None
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Good
Rewards Details
- Get a $150 cash rewards bonus after making $500 in purchase(s) within the first 90 days of account opening
- 1% cash back on every purchase, 2% at grocery stores and wholesale clubs and 3% on gas for the first $2,500 in combined grocery store, wholesale and gas purchases each quarter.
- As long as your account remains in good standing, cash rewards do not expire.
- When your cash rewards balance is $25 or more, you can redeem for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.
- Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account.
Additional Info
- 0.08% of all retail purchases (less returns) made with the card is contributed by Bank of America to Susan G. Komen®. In addition to $3 at account opening and each anniversary.
- Security Benefits: Zero liability protection, Fraud Monitoring, Overdraft Protection and Paperless Statement Option
- In order to take advantage of the 0% introductory APR for 12 months on balance transfers, you should submit your balance transfer request within 60 days of account opening.
- If your credit line is greater than or equal to $5,000, you will receive a Visa Signature® account, otherwise you will receive a Platinum Plus® account. The benefits for accounts differ.
- See More Details & Reviews About ThePink Ribbon™ Credit Card
Purchase Intro APR
→
0% for 12 months
Transfer Intro APR
→
0% for 12 months 3% (min $10) Transfer Fee
Regular APR
→
13.99% - 23.99% (V)
Annual Fee
None
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Excellent
Rewards Details
- Online-exclusive $150 cash rewards bonus after making at least $500 in purchases in the first 90 days of account opening.
- Earn 1% cash back on every purchase, 2% on groceries and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery store, wholesale clubs and gas purchases each quarter.
- When your cash rewards balance is $25 or more, you can redeem for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.
- As long as your account remains in good standing, cash rewards do not expire.
- Get a 10% customer bonus every time you redeem into a Bank of America® checking or savings account.
Additional Info
- Security Benefits: Zero liability protection, Fraud Monitoring, Overdraft Protection and Paperless Statement Option
- In order to take advantage of the 0% introductory APR for 12 months on balance transfers, you should submit your balance transfer request within 60 days of account opening.
- If your credit line is greater than or equal to $5,000, you will receive a Visa Signature® account, otherwise you will receive a Platinum Plus® account. The benefits for accounts differ.
- Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Android Pay™ or Samsung Pay.
- Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
- See More Details & Reviews About TheBankAmericard Cash Rewards™ Credit Card
Purchase Intro APR
→
0% for 15 months
Transfer Intro APR
→
0% for 15 months No Transfer Fee
Regular APR
→
12.99% - 22.99% (V)
Annual Fee
None
Rewards Rate
None
Minimum Credit
Excellent
Additional Info
- In order to take advantage of the 0% introductory APR for 15 months on balance transfers, you should submit your balance transfer request within 60 days of account opening.
- Security Benefits: Zero liability protection, Fraud Monitoring, Overdraft Protection and Paperless Statement Option
- Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Android Pay™ or Samsung Pay.
- Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking
- See More Details & Reviews About TheBankAmericard® Credit Card
Purchase Intro APR
→
0% for 12 months
Transfer Intro APR
→
0% for 12 months 3% (min $10) Transfer Fee
Regular APR
→
13.99% - 23.99% (V)
Annual Fee
None
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Good
Rewards Details
- 3% cash back on gas, 2% cash back on groceries and wholesale clubs, 1% cash back on every purchase.
- Get a $150 cash back bonus after making $500 in purchase(s) within the first 90 days.
- Grocery, gas and wholesale bonus rewards apply to the first $2,500 in combined purchases in these categories each quarter.
- Choose how you want to receive your cash. Have it deposited into your Bank of America checking or savings account, credited to your statement or sent directly to you.
- Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account.
- Rewards are automatic and do not expire. There's no need to register your card or sign up to earn your cash rewards.
Additional Info
- Stay on top of your balances and due dates with several types of customer email or text alerts. Pay your credit card bill online, transfer funds, check available credit and more.
- In order to take advantage of the 0% introductory APR for 12 months on balance transfers, you should submit your balance transfer request within 60 days of account opening.
- If your credit line is greater than or equal to $5,000, you will receive a Visa Signature® account, otherwise you will receive a Platinum Plus® account. The benefits for accounts differ.
- See More Details & Reviews About TheUCLA Credit Card
Purchase Intro APR
→
0% for 12 months
Transfer Intro APR
→
0% for 12 months 3% (min $10) Transfer Fee
Regular APR
→
13.99% - 23.99% (V)
Annual Fee
None
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Good
Rewards Details
- 3% cash back on gas, 2% cash back on groceries and wholesale clubs, 1% cash back on every purchase.
- Online-exclusive $150 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
- Grocery, gas and wholesale bonus rewards apply to the first $2,500 in combined purchases in these categories each quarter.
- Choose how you want to receive your cash. Have it deposited into your Bank of America checking or savings account, credited to your statement or sent directly to you.
- Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account.
Additional Info
- If your credit line is greater than or equal to $5,000, you will receive a Visa Signature® account, otherwise you will receive a Platinum Plus® account. The benefits for accounts differ.
- In order to take advantage of the 0% introductory APR for 12 months on balance transfers, you should submit your balance transfer request within 60 days of account opening.
- Stay on top of your balances and due dates with several types of customer email or text alerts. Pay your credit card bill online, transfer funds, check available credit and more.
- See More Details & Reviews About TheFlorida International University Credit Card
Purchase Intro APR
→
0% for 12 months
Transfer Intro APR
→
0% for 12 months 3% (min $10) Transfer Fee
Regular APR
→
13.99% - 23.99% (V)
Annual Fee
None
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Good
Rewards Details
- 3% cash back on gas, 2% cash back on groceries and wholesale clubs, 1% cash back on every purchase.
- Grocery, gas and wholesale bonus rewards apply to the first $2,500 in combined purchases in these categories each quarter.
- Get a $150 cash rewards bonus after making at least $500 in purchase(s) within the first 90 days
- Rewards are automatic and do not expire. There's no need to register your card or sign up to earn your cash rewards.
- Choose how you want to receive your cash. Redeem it into your Bank of America® checking or savings account, have it credited to your statement or sent directly to you
- Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account.
Additional Info
- In order to take advantage of the 0% introductory APR for 12 months on balance transfers, you should submit your balance transfer request within 60 days of account opening.
- If your credit line is greater than or equal to $5,000, you will receive a Visa Signature® account, otherwise you will receive a Platinum Plus® account. The benefits for accounts differ.
- Customer email or text alerts lets your phone tell you when payments are due and paid. Pay your credit card bill online, transfer funds, check available credit and more with mobile and online banking.
- See More Details & Reviews About TheSeminole Boosters Credit Card
Purchase Intro APR
→
0% for 12 months
Transfer Intro APR
→
0% for 12 months 3% (min $10) Transfer Fee
Regular APR
→
13.99% - 23.99% (V)
Annual Fee
None
Rewards Rate
1 - 3% Cash Back
Minimum Credit
Good
Rewards Details
- 3% cash back on gas, 2% cash back on groceries and wholesale clubs, 1% cash back on every purchase.
- Online-exclusive $150 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
- Grocery, gas and wholesale bonus rewards apply to the first $2,500 in combined purchases in these categories each quarter.
- Choose how you want to receive your cash. Have it deposited into your Bank of America checking or savings account, credited to your statement or sent directly to you.
- Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account.
Additional Info
- If your credit line is greater than or equal to $5,000, you will receive a Visa Signature® account, otherwise you will receive a Platinum Plus® account. The benefits for accounts differ.
- In order to take advantage of the 0% introductory APR for 12 months on balance transfers, you should submit your balance transfer request within 60 days of account opening.
- Stay on top of your balances and due dates with several types of customer email or text alerts. Pay your credit card bill online, transfer funds, check available credit and more.
- See More Details & Reviews About TheBrown University Credit Card
Community Discussion
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