Capital One Balance Transfer Offers

To make a balance transfer with the Capital One Quicksilver just log in to your online account or the Capital One mobile app, provide the details of the account from which you wish to transfer your debt and submit your request.

Here’s how to make a balance transfer with Capital One Quicksilver:

1. Log in to your Capital One online account or mobile app
2. Select the "Transfer a Balance" option and provide the amount you want to transfer along with the name, account number and payment address of your other creditor (from whom you wish to transfer your debt)
3. Submit your balance transfer request

If approved, your balance transfer will be processed immediately, but it can take about 10 business days to reach your other creditor. Just be aware that the Capital One Quicksilver regular APR ranges from 15.49% to 25.49% (V), depending on your credit standing. The Capital One Quicksilver is available to applicants with good credit or higher, while eligibility for an introductory 0% balance transfer offer is determined by Capital One.

When comparing the Capital One Quicksilver with the best balance transfer credit cards, the Citi® Double Cash Card – 18 month BT offer and Citi® Diamond Preferred® Card offer a slightly longer, 18 months period for their 0% introductory balance transfer APR offers, while also charging a 3% (min $5) balance transfer fee.

Capital One Quicksilver is a very good all-around credit card, though, bringing a lot of value to people’s wallets. Capital One Quicksilver offers a 0% APR on new purchases for 15 months, a $200 bonus for spending $500 within 3 months of opening an account, and unlimited 1.5% cash back cash back on all purchases.

You cannot get a Capital One balance transfer check as they are no longer available to customers. If you have a credit card account that is eligible for balance transfers, Capital One can issue a balance transfer check directly to your other lender. Alternatively, balance transfer payments can be made by electronic transfers.

To complete a balance transfer, either log in to your online account to see if you're eligible or call the customer service number on the back of your credit card to speak with a customer service representative. When prompted, provide amount of your balance you want to transfer along with the name, account number and payment address of the other creditor. If your balance transfer request is approved, Capital One will process the balance transfer immediately. However, it can take about 10 business days to reach your other creditor.

The Capital One balance transfer fee is either 3% or 0. Credit cards offering 0% balance transfer APRs for 12 to 15 months come with 3% balance transfer fees. Cards with no balance transfer fees come with APRs of roughly 14% to 25%. 

Please take into account that you can’t transfer a balance from one Capital One credit card to another.

Capital One VentureOne is not a 0% balance transfer card. While it does offer an intro period for purchases (0% for 12 months), it does not have any kind of offer for balance transfers.

On the flip side, if you do choose to transfer a balance to this card, you won't have to pay a fee.

You can transfer a balance to a Capital One credit card at any time, as long as that balance is not coming from another Capital One credit card or loan. Just sign into your account on Capital One’s website (or the Capital One mobile app), navigate to “More Account Services” and select “Transfer a Balance.” At this point, you may even receive a few different combinations of introductory APRs and balance transfer fees to pick from.

For example, a Capital One balance transfer offer for an existing customer might include a choice between options like these:

• 0% for 12 months with a 2% transfer fee
• 3.99% for 24 months with no transfer fee
• Current purchase APR with no transfer fee

However, there’s no guarantee that you will receive special transfer terms for an existing Capital One credit card. And 0% balance transfer promotions for new applicants only last for a certain number of months from the date of account opening. So there’s a good chance you’ll wind up paying interest on your transferred balance at the card’s high regular rate. And you’re unlikely to save money that way.

Fortunately, there are plenty of 0% balance transfer credit cards from other issuers for you to consider.

You will need at least 6 months of on-time payments to be considered for a Capital One QuicksilverOne credit limit increase.
Please note that once you've been 60 or more days past due on any of your accounts, you will need consistent on time payments for up to 12 months to be considered for a credit line increase.

Your Capital One VentureOne balance transfer APR can be anywhere between 13.74% and 23.74%, based on your creditworthiness.

The Capital One Venture balance transfer fee is $0 at this Transfer APR. This means you’ll only have to worry about paying the regular APR when transferring a balance to this card. There is no 0% APR deal for balance transfers on Capital One Venture right now, so any balance transferred to this card will be subject to the regular APR (17.24% - 24.49% (V)).

The usual balance transfer fee for Capital One credit cards is 3% when there is a 0% APR deal, or 0% when there is no introductory APR promotion. But right now, no Capital One cards have a balance transfer fee because there are no current 0% APR balance transfer deals on Capital One cards.

No, you won't get rewards from transferring balance using Capital One VentureOne.

If you're thinking of transferring a balance from this card, any rewards you already have will stick around, as long as you keep the card open and don't break any rules.

As far as transferring to Capital One VentureOne is concerned, the card won't charge you a balance transfer fee. So, it might still be worth your while to move a balance to it. Of course, make sure you've got a lower APR with this card than the one you're transferring from.

To conclude with, if you want to get any miles, you will have to use the card conventionally for regular purchases.

Capital One Savor doesn't have a balance transfer fee. So you won't be charged a dime by Capital One for transfering a balance to Savor.
Just make sure your credit limit is high enough to accomodate the balance you want to transfer.
There's no intro APR but the balance transfer APR shouldn't be too high if your credit is in really good standing (as low as 16.24%). After all, the point of a balance transfer is to get a lower interest rate, save money on finance charges and pay off what you owe much faster.