Capital One Balance Transfer Offers

The Capital One Quicksilver balance transfer offer is a 0% APR for 15 months with a 3% balance transfer fee and a $0 annual fee. Any balance remaining after the 15-month mark will accrue interest at Quicksilver’s regular APR: 15.49% - 25.49% (V), depending on creditworthiness. Capital One Quicksilver’s 0% balance transfer offer is only available to new applicants with good credit or higher, so a minimum score of 700.

The Capital One Quicksilver Card compares well with the best balance transfer credit cards, at least in terms of its introductory APR and annual fee. Its balance transfer fee is the main thing preventing the Quicksilver card from being truly elite. For example, the Amex EveryDay card and Chase Slate both offer $0 fees for balance transfers made in the first 60 days.

Capital One Quicksilver is a very good all-around credit card, though, bringing much more than balance transfer appeal to people’s wallets. Quicksilver also offers a 0% APR on new purchases for 15 months, a $150 bonus for spending $500 within 3 months of opening an account, and unlimited 1.5% cash back on all purchases.

Capital One balance transfer checks are no longer a thing.

To complete a balance transfer, call the customer service number on the back of your credit card to speak with a customer service representative. Provide the credit card number of your card with the balance, as well as the amount of your balance you want to transfer and Capital One will make the payment for you.

The Capital One balance transfer fee is either 3% or 0. Credit cards offering 0% balance transfer APRs for 12 to 15 months come with 3% balance transfer fees. Cards with no balance transfer fees come with APRs of roughly 14% to 25%. 

Please take into account that you can’t transfer a balance from one Capital One credit card to another.

Capital One VentureOne is not a 0% balance transfer card. While it does offer an intro period for purchases (0% for 12 months), it does not have any kind of offer for balance transfers.

On the flip side, if you do choose to transfer a balance to this card, you won't have to pay a fee.

You will need at least 6 months of on-time payments to be considered for a Capital One QuicksilverOne credit limit increase.
Please note that once you've been 60 or more days past due on any of your accounts, you will need consistent on time payments for up to 12 months to be considered for a credit line increase.

Capital One Savor doesn't have a balance transfer fee. So you won't be charged a dime by Capital One for transfering a balance to Savor.
Just make sure your credit limit is high enough to accomodate the balance you want to transfer.
There's no intro APR but the balance transfer APR shouldn't be too high if your credit is in really good standing (as low as 16.24%). After all, the point of a balance transfer is to get a lower interest rate, save money on finance charges and pay off what you owe much faster.

Capital One Venture balance transfers are pretty neat. First and foremost - no balance transfer fees. Then, the APR is reasonable, currently between 14.74% - 24.74% per your creditworthiness. All in all, you can save some good bucks, but if balance transfers are your main game, pick a good balance transfer card. And the king here is the Chase Slate (0% on balance transfers for 15 months).

You can transfer a balance to a Capital One credit card at any time, as long as that balance is not coming from another Capital One credit card or loan. Just sign into your account on Capital One’s website (or the Capital One mobile app), navigate to “More Account Services” and select “Transfer a Balance.” At this point, you may even receive a few different combinations of introductory APRs and balance transfer fees to pick from.

For example, a Capital One balance transfer offer for an existing customer might include a choice between options like these:

• 0% for 12 months with a 2% transfer fee
• 3.99% for 24 months with no transfer fee
• Current purchase APR with no transfer fee

However, there’s no guarantee that you will receive special transfer terms for an existing Capital One credit card. And 0% balance transfer promotions for new applicants only last for a certain number of months from the date of account opening. So there’s a good chance you’ll wind up paying interest on your transferred balance at the card’s high regular rate. And you’re unlikely to save money that way.

Fortunately, there are plenty of 0% balance transfer credit cards from other issuers for you to consider.