The best Capital One balance transfer credit cards are the Quicksilver and SavorOne cash rewards cards, believe it or not. Their rewards might lead you to believe otherwise, but they’re the only general-purpose 0% Capital One balance transfer offers. The choice between them comes down to whether you prefer 1.5% cash back on all purchases (Quicksilver) or 3% back on dining, 2% on groceries and 1% on everything else.
You must belong to a labor union to qualify for the only other Capital One-issued 0% transfer option: the Union Plus Credit Card. But it’s the better of the bunch, as you can see below.
Here are the best Capital One balance transfer cards:
|Best For...||Card Name||Intro Balance Transfer APR||Balance Transfer Fee|
|Overall Everyday Cash Back||Capital One® Quicksilver® Card||0% for 15 months||3%|
|Dining Rewards||Capital One® SavorOne℠ Cash Rewards Credit Card||0% for 15 months||3%|
|Union Members||Union Plus Credit Card||0% for 12 months||3%|
|0% Purchases||Capital One® VentureOne® Rewards Credit Card||Not Offered
Regular APR: 13.74% - 23.74% (V)
For what it’s worth, Capital One has more credit cards with 0% intro APRs on new purchases than balance transfers. But you can find plenty of cards from other issuers to help reduce the cost of existing debt. Just check out WalletHub’s picks for 2018’s best balance transfer credit cards.