Balance Transfer Cash Back Credit Cards
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You might assume that cash back balance transfer credit cards offer cash back on the amount of debt you transfer, but that’s probably not true. You might think that a cash back balance transfer credit ca… show more… show more
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Citi® Double Cash Card – 18 month BT offer Citi® Double Cash Card – 18 month BT offer
Purchase Intro APR
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N/A
Transfer Intro APR
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0% for 18 monthsTransfer Fee: 3% (min $5)
Regular APR
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13.99% - 23.99% (V)
Rewards Details
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
Additional Info
- Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
- Balance Transfers do not earn cash back.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 13.99% - 23.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® Double Cash Card – 18 month BT offer
Bank of America® Cash Rewards credit card Bank of America® Cash Rewards credit card
Purchase Intro APR
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0% for 12 billing cycles
Transfer Intro APR
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0% for 12 billing cycles for any balance transfers made in the first 60 daysTransfer Fee: 3% (min $10)
Regular APR
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13.99% - 23.99% Variable
Rewards Details
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- No expiration on rewards
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
Additional Info
- No annual fee
- 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- Contactless Cards - The security of a chip card, with the convenience of a tap
- See More Details & Reviews About TheBank of America® Cash Rewards credit card
PenFed Power Cash Rewards Visa Signature® Card PenFed Power Cash Rewards Visa Signature® Card
Purchase Intro APR
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N/A
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3%
Regular APR
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14.99% - 17.99% (V)
Annual Fee
$0
Rewards Rate
1.5 - 2% Cash Back
Minimum Credit
Excellent Credit
Rewards Details
- $100 statement credit after spending $1,500 in purchase transactions within the first 90 days of account opening
- 2% cash back on all purchases through the PenFed Honors Advantage program
- 1.5% unlimited cash back on all purchases
- Flexible cash redemption options (Power Cash statement credit or cash-out to a checking or savings account)
- No caps, limits or category restrictions on cash rewards
Additional Info
- Rate and offers current as of January 1, 2021 and subject to change.
- No annual fee
- No foreign transaction fees
- No cash advance fee
- Chip and Contactless ‘Tap to Pay’ enabled for added security, ease and convenience at the point of sale
- Click and Pay eligible, via Secure Remote Commerce, so you can enjoy easy and secure online buying checkout
- Digital wallet capable
- Purchase variable rate as low as 14.99% APR
- 0% promotional rate for 12 months on balance transfers made between now and March 31, 2021. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. 3% balance transfer fee per transaction. Subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
- Cash Advance APR 17.99%
- See More Details & Reviews About ThePenFed Power Cash Rewards Visa Signature® Card
Citizens Bank Cash Back Plus™ World Mastercard® Citizens Bank Cash Back Plus™ World Mastercard®
Purchase Intro APR
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N/A
Transfer Intro APR
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0% for 15 monthsTransfer Fee: 4% (min $10)
Regular APR
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15.99% - 23.99% (V)
Annual Fee
$0
Rewards Rate
1.8% Cash Back
Minimum Credit
Excellent Credit
Rewards Details
- Earn 10% Cash Back on groceries, restaurants and food delivery for up to $500 in monthly purchases through May 5, 2021. New accounts opened by 12/31/2020 are eligible.
- 1.8% cash back on your everyday eligible purchases.
- No limit to the amount of cash back you can earn.
Additional Info
- Zero Liability protection against unauthorized purchases.
- Extended Warranty Protection doubles the original manufacturer's or store brand warranty for up to two years.
- Use Digital Wallets, including Apple Pay®, Samsung Pay™, and Google Pay™ to pay in store, online, and in app.
- MasterRental Insurance for collision, loss, or damage.
- See More Details & Reviews About TheCitizens Bank Cash Back Plus™ World Mastercard®
Discover it® Cash Back Discover it® Cash Back
Purchase Intro APR
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0% for 14 months
Transfer Intro APR
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0% for 14 monthsTransfer Fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Regular APR
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11.99% - 22.99% (V)
Annual Fee
$0
Rewards Rate
1 - 5% Cash Back
Minimum Credit
Good Credit
Rewards Details
- INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate.
- Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Redeem cash back any amount, any time. Rewards never expire.
- Use your rewards at Amazon.com checkout.
Additional Info
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- No annual fee.
- See More Details & Reviews About TheDiscover it® Cash Back
Union State Bank of West Salem Cash Rewards Platinum Credit Card Union State Bank of West Salem Cash Rewards Platinum Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $5)
Regular APR
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12.99% - 22.99% (V)
Annual Fee
None
Rewards Rate
1% Cash Back
Minimum Credit
Excellent Credit
Rewards Details
- Earn unlimited 1% cash back on net purchases.
- Cash rewards don’t expire as long as your account remains open.
- Redeem for a statement credit anytime. Redemptions starting at $25.
Additional Info
- Your chip card is easy to use and provides enhanced fraud protection for in-store purchases.
- You will not be held responsible for unauthorized transactions made on your card.
- See More Details & Reviews About TheUnion State Bank of West Salem Cash Rewards Platinum Credit Card
Zions Bank AmaZing Cash® Credit Card Zions Bank AmaZing Cash® Credit Card
Purchase Intro APR
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0% for 6 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $10)
Regular APR
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11.24% - 18.24% (V)
Annual Fee
$0
Rewards Rate
1% Cash Back
Minimum Credit
Excellent Credit
Rewards Details
- Earn 2% cash back for every dollar spent on net purchases during the first 90 days. Earn 1% cash back after that.
- Earn an annual cash bonus ranging from 0% to 25% of the total cash back earned on non-promotional offers within the calendar year. The percentage amount of the annual bonus is determined by the tier of your annual net spend.
- There’s no limit to what you can earn and no expiration date.
- Get cash back in any whole-dollar amount any time after you have $25 earned. Get it as a credit to your card (credits are not applied as a payment) or as a credit to a Zions Bank deposit account.
- Zions AmaZing Deals® gives you instant savings or cash back on purchases at more than 1,500 participating merchants.
Additional Info
- 0% Intro APR on balance transfers received within 60 days of account opening.
- Free Mobile Fraud Alert Service, Purchase Alerts and Zero Liability protects you from liability for unauthorized purchases made with your card or account information
- Additional Services and Benefits: Car rental collision damage waiver, Travel accident insurance, Travel and emergency assistance and Warranty Manager.
- Cardholder inquiry service and Lost/stolen card reporting
- Lost/stolen card reporting.
- See More Details & Reviews About TheZions Bank AmaZing Cash® Credit Card
NO FOREIGN FEE
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Questions & Answers
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Featured Credit Cards
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