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Best Chase Balance Transfer Credit Cards
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Chase balance transfer cards are credit cards issued by Chase that offer a 0% introductory APR on balances transferred from other lenders’ credit cards. According to WalletHub research, the best Chase balance transfer credit cards offer 0% for 15 months or more and require at least good credit for approval. Below, you can check out the latest options from Chase (a WalletHub partner) and then apply for your card of choice.
Based on WalletHub’s analysis of 1,500+ credit card offers and proprietary 100-point credit card rating system,... show more
Best Chase Balance Transfer Cards
FILTER CHASE BALANCE TRANSFER CREDIT CARDS
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Chase Slate Edge℠ Chase Slate Edge℠

- 0% for 18 months on purchases and balance transfers
- $0 annual fee
- High regular APR likely
- Balance transfer fee
Chase Freedom Unlimited® Chase Freedom Unlimited®

- Earn rate: 1.5 - 5% cash back
- 0% for 15 months on purchases and balance transfers
- $0 annual fee
- Balance transfer fee
- Foreign transaction fee
- Potential for a high regular APR
3 Best Chase Balance Transfer Credit Cards of 2023
Chase Slate Edge℠
What We Like: Chase Slate Edge℠ has the longest 0% introductory period among the current crop of Chase balance transfer cards, offering 0% for 18 months. New cardholders also enjoy 0% for 18 months on purchases. There’s always a $0 annual fee, too.
What We Don’t Like: Like the other Chase balance transfer cards, Slate Edge has a potentially pricey balance transfer fee: either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after). It also has a high regular APR - 19.49% - 28.24% (V), depending on your creditworthiness, and it does not reward you for making purchases.
Who Should Get It: Consider applying for Chase Slate Edge℠ if you have good credit and you’ll be able to repay your balance within 18 months, before the card’s high regular APR takes effect.
Alternatives to Consider: The Wells Fargo Reflect® Card and the Citi® Diamond Preferred® Card are elite balance transfer cards and definitely worth considering.
Chase Freedom Unlimited®
What We Like: Chase Freedom Unlimited® is an excellent all-around credit card offer that can help you reduce the cost of existing debt, avoid interest on big purchases, and save money by earning rewards.
For starters, new cardholders get an intro APR of 0% for 15 months on balance transfers and purchases. In addition, you’ll earn 1.5 - 5% cash back on every purchase you make. Plus, there’s no annual fee.
What We Don’t Like: Chase Freedom Unlimited has the same balance transfer fee and high regular APR as the other Chase balance transfer options.
Who Should Get It: Apply for Chase Freedom Unlimited if you have good credit and you want a well-rounded credit card that can save you money on interest and with rewards.
Alternatives to Consider: The Wells Fargo Active Cash® Card is another great option for rewards, low introductory interest rates, and no annual fee.
Chase Freedom Flex℠
What We Like: Chase Freedom Flex℠ has the same balance transfer deal as Chase Freedom Unlimited®, which is significantly better than average. The rewards are a bit different, though.
Chase Freedom Flex offers 1 - 5% cash back on purchases, including purchases in bonus rewards categories that rotate quarterly. There’s also an initial bonus of $200 for spending $500 in the first 3 months.
What We Don’t Like: This card has a balance transfer fee and a high regular APR, just like the other Chase balance transfer cards. You also have to activate new bonus categories every quarter to maximize your rewards.
Who Should Get It: Consider applying for Chase Freedom Flex if you have good credit and the rewards match up well with your spending habits.
Alternatives to Consider: Chase Freedom Unlimited® and the Blue Cash Everyday® Card from American Express both offer good rewards and low intro interest rates.
Chase Balance Transfer Credit Card Comparison
Card Name | Balance Transfer Intro APR | Balance Transfer Fee | Regular APR |
Chase Slate Edge℠ | 0% for 18 months | Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after) | 19.49% - 28.24% (V) |
Chase Freedom Unlimited® | 0% for 15 months | Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after) | 19.49% - 28.24% (V) |
Chase Freedom Flex℠ | 0% for 15 months | Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after) | 19.49% - 28.24% (V) |
Methodology for Selecting the Best Chase Balance Transfer Credit Cards
To identify the best Chase balance transfer cards, WalletHub’s editors regularly compare all the cards issued by Chase in our database of 1,500+ credit card offers. The first step is to exclude all cards not issued by Chase as well as cards issued by Chase that don’t have a reduced introductory APR for balance transfers. Then, we compare the remaining cards based on the length of their low-interest introductory period as well as their regular APR, balance transfer fee, approval requirements and other features. The goal is to find out which cards will save people the most money, and the eligible options are ultimately ranked based on that metric. Finally, we highlight the best offers on this page.
Chase Balance Transfer Cards FAQ
Comparing chase balance transfer credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
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