Balance Transfer Points Credit Cards
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The balance transfer credit cards with rewards points listed below (some of which originate from WalletHub advertising partners) provide 0% balance transfer APRs for at least three months as well as points that you earn with every dollar spent, which can be redeemed for merchandise, travel, dining, gift cards and/or cash. Now, before you jump at the chance to apply for one of these cards, you must understand that by opening a balance transfer rewards points credit card you will likely be getting neither the longest 0% introductory term nor the most valuable points. Usually, attaining the best of each means focusing on balance transfer credit cards and points credit cards independently. In addition, it’s unlikely that you will earn points on the debt you transfer to a balance transfer points credit card, as most credit cards only allow you to earn rewards on purchases. We therefore suggest opening two credit ca… show more
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Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $5)
Regular APR
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15.15% - 25.15% (V)
Rewards Details
- Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
- Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
- No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
- Earn Points on Every Purchase! It’s simple: $1 = 1 Point
- Select Your Rewards Your Way
Additional Info
- 0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 15.15% - 25.15%, based on your creditworthiness
- No Annual Fee
- See More Details & Reviews About TheAmalgamated Bank of Chicago Platinum Rewards Mastercard®
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $5)
Regular APR
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11.5% (V)
Rewards Details
- Earn $150 statement credit after you spend $1,200 on purchases within the first 90 days from account opening
- Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
- No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
- Earn Points on Every Purchase! It’s simple: $1 = 1 Point
- Select Your Rewards Your Way
Additional Info
- 0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 11.50% (V)
- No Annual Fee
- See More Details & Reviews About TheAmalgamated Bank of Chicago Union Strong Mastercard® Credit Card
Purchase Intro APR
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0% for 18 months
Transfer Intro APR
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0% for 18 monthsTransfer Fee: 4% (min $10)
Regular APR
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14.74% - 24.74% (V)
Annual Fee
None
Rewards Rate
1 point / $1
Minimum Credit
Excellent
Rewards Details
- Earn one reward point for every dollar spent, with no limits.
- Points you can redeem for cash, travel or gift cards.
Additional Info
- 0% Intro APR on balance transfers requested within 90 days of account opening.
- Online and Mobile Banking
- Pay in a simple, secure and convenient way with Apple Pay
- Real-Time Fraud Monitoring
- See More Details & Reviews About TheSantander Bank Sphere Credit Card
Purchase Intro APR
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Not Offered
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3%
Regular APR
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11.99% - 17.99% (V)
Annual Fee
None
Rewards Rate
1 - 5 points / $1
Minimum Credit
Excellent
Rewards Details
- Earn $100 statement credit when you spend $1,500 in the first 90 days.
- Earn 5 points per dollar spent on gas purchases, 3 points per dollar spent on grocery purchases and 1 point per dollar spent on all other purchases.
- Ability to redeem points for a range of rich rewards, including merchandise, travel, gift cards or even Visa® prepaid cards right from PenFed Online Banking.
Additional Info
- 0% Promotional APR for 12 months on Balance Transfers made between February 1, 2019 - March 31, 2019.
- Complimentary 24/7 concierge service
- Easily add to your digital wallet
- See More Details & Reviews About ThePenFed Platinum Rewards Visa Signature® Credit Card
Purchase Intro APR
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Not Offered
Transfer Intro APR
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0% for 15 monthsTransfer Fee: 3% (min $5)
Regular APR
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17.24% (V)
Annual Fee
$495
Rewards Rate
1 point / $1
Minimum Credit
Good
Rewards Details
- Earn 1 point for every $1 spent on this card.
- 2% Value for Airfare Redemption. 50,000 Points will get you a $1,000 ticket on any airline with no blackout dates or seat restriction.
- Receive 1.5% Value for Cash Back direct deposit into a US bank account or as a statement credit.
- Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
- Receive a $100 automatic statement credit for the cost of the Global Entry Application Fee.
- Enjoy complimentary access to more than 1,000 lounges in over 500 cities worldwide with Priority Pass™ Select.
Additional Info
- 0% Introductory APR on balance transfers that post to your account within 45 days of account opening.
- $195 Annual Fee for each Authorized User added to the account.
- Stainless Steel/Carbon Card – Patented Design.
- Luxury Card Concierge, 24 hours a day, 365 days a year.
- Luxury Card offers competitive rates and complimentary benefits with an average total value of $500 per stay at over 3,000 properties around the world. Enjoy amenities such as room upgrades, complimentary food and beverage, spa credits and more.
- Privileged access to exclusive events and insider opportunities. Access to the Tournament Players Club (TPC) network of private club courses and Priceless® Surprises.
- See More Details & Reviews About TheMastercard® Black Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $5)
Regular APR
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14.24% - 24.24% (V)
Annual Fee
None
Rewards Rate
4 points / $1
Minimum Credit
Excellent
Rewards Details
- Earn 50,000 bonus points after you make $750 or more in purchases during the first 3 billing cycles following account opening.
- Earn 4 points for every $1 in qualifying purchases. There’s no limit to the number of points you can earn.
- Redeem points for cash rewards, merchandise, gift cards, travel and more.
- Earn 25% bonus points on base points you earn in a billing cycle when you maintain a Virtual Wallet.
- Earn 50% bonus points on base points you earn in a billing cycle when you maintain a Performance Checking account OR Virtual Wallet with Performance Spend and meet minimum balance or direct deposit requirements.
- Earn 75% bonus points on base points you earn in a billing cycle when you maintain a Performance Select Checking account OR Virtual Wallet with Performance Select and meet minimum balance or direct deposit requirements.
Additional Info
- 0% Intro APR on balances transferred within 90 days of account opening.
- Electronic Bill Payment and Online Account Tools to manage transactions, rewards, balances or payments
- $0 Fraud Liability
- Travel & Emergency Protection
- See More Details & Reviews About ThePNC Points Visa® Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 4% (min $10)
Regular APR
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16.24% (V)
Annual Fee
$125
Rewards Rate
1.5 points / $1
Minimum Credit
Excellent
Rewards Details
- Earn 30,000 bonus points (redeemable for $300 cash) on making at least $2,000 in qualifying purchases in the first 90 days of account opening.
- Earn 1.5 points for every $1 spent on qualifying purchases
- You can redeem points for a variety of rewards, including cash equal to 1.5% of the purchases that earned you those points, as well as gift cards, travel, and merchandise
Additional Info
- 0% Intro APR on balance transfers requested within 60 days of account opening.
- Benefits: Lost Luggage Reimbursement, Purchase Security, Visa Signature Concierge, Price Protection and Trip Cancellation/Trip Interruption.
- Access your account with Regions Online Banking - check balances, make payments and more
- $0 Liability Guarantee and Overdraft Protection.
- See More Details & Reviews About TheRegions Premium Visa® Signature Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 2%
Regular APR
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11.74% - 18% (V)
Annual Fee
None
Rewards Rate
1 point / $1
Minimum Credit
Excellent
Rewards Details
- Earn 10,000 bonus rewards points when you spend $500 in the first 90 days of card membership.
- $1 cash back for every $100 you spend.
- Your points are worth 25% more when you redeem them for travel. No restrictions. No blackouts. Valid toward any commercial flight, hotel, cruise, car rental, and more.
- Double points on the first $50,000 spent towards Harvard University gifts per year.
- Redeem points for Cash Back, Travel, Harvard Coop Gift Cards or The Harvard Chair.
Additional Info
- Introductory APR on balance transfers requested within 90 days of account opening.
- Entertainment access: Purchase tickets to popular events before the general public
- Free credit card checks and Free extra cards for authorized users.
- Get access to complimentary amenities at a collection of nearly 1,000 hotel properties around the world. In addition, take advantage of special savings of up to 20% off lowest available non-restricted rates at select properties
- Other Benefits include Premium concierge service, Rental car insurance, Return protection, Extended warranty and Zero fraud liability.
- See More Details & Reviews About TheHarvard Credit Card
NO FOREIGN FEE
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Community Discussion
Comparing Balance Transfer Points Credit Cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
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