Balance Transfer Points Credit Cards
The balance transfer credit cards with rewards points listed below (some of which originate from WalletHub advertising partners) provide 0% balance transfer APRs for at least three months as well as points that you earn with every dollar spent, which can be redeemed for merchandise, travel, dining, gift cards and/or cash. Now, before you jump at the chance to apply for one of these cards, you must understand that by opening a balance transfer rewards points credit card you will likely be getting neither the longest 0% introductory term nor the most valuable points. Usually, attaining the best of each means focusing on balance transfer credit cards and points credit cards independently. In addition, it’s unlikely that you will earn points on the debt you transfer to a balance transfer points credit card, as most credit cards only allow you to earn rewards on purchases. We therefore suggest opening two credit cards instead of one to fulfill your balance transfer and rewards earning desires. Another option, which requires significant discipline on your part, is to use a 0% interest points credit card. The combination of rewards and a 0% intro APR on purchases will have a multiplicative effect on your earnings.… show moreshow less
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Rates & Fees | Terms Apply
- Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
- 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
- Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
- Terms Apply.
- Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 23.99%.
- No annual fee.
- Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
- See More Details & Reviews About The Amex EveryDay® Credit Card from American Express
- Earn 2X Points on Dining Out & Entertainment
- Earn 1X Points on All Other Purchases
- Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at thankyou.com.
- No expiration and no limit to the amount of points you can earn with this card
- Enjoy 0% Intro APR on purchases for 15 months from date of account opening and 0% Intro APR on balance transfers for 15 months from date of first transfer; after that, the variable APR will be 14.49% - 24.49% based upon your creditworthiness*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
- No annual fee*
- See More Details & Reviews About TheCiti ThankYou® Preferred Card
- Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days
- Earn 3 points per $1 spent on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
- No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
- Points awarded in your TrueBlue account don't expire
- Earn and share points together with Family Pooling
- 50% savings on eligible inflight purchases like cocktails and food on JetBlue-operated flights
- No foreign transaction fees
- Chip technology & $0 Fraud Liability protection
- See More Details & Reviews About TheJetBlue Card
- Earn 2X points for every dollar on gas and grocery purchases all the time.
- Earn one point for every dollar spent on your everyday purchases.
- Get 2,500 bonus points with your first purchase.
- Earn points without a cap or expiration. Redeem your points for cash, merchandise, gift cards, travel or donate to your favorite military affiliate group. Redeem for cash on your mobile device
- Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days
- Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
- No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking
- Points awarded in your TrueBlue account don't expire.
- Earn and share points together with Family Pooling
- Earn 5,000 bonus points every year after your account anniversary
- 50% savings on eligible inflight purchases like cocktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights
- Enjoy TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
- Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card
- Earn 20,000 bonus points after spending $1,000 in the first 3 months
- Earn 3X points at U.S. gas stations, 2X points at U.S. restaurants, 1X point on other purchases
- Redeem points for travel, gift cards, cash redemption options or merchandise through Go Far® Rewards
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Propel American Express® Card
- Earn an annual relationship bonus of 10% on non-bonus rewards points if you maintain a qualifying Wells Fargo account
- Select "Apply Now" to learn more about the product features, terms, and conditions
- 0% Intro APR for 12 months on purchases and balance transfers, then a 13.99%-25.99% variable APR; balance transfer fees apply
- $0 Annual Fee
- See More Details & Reviews About TheWells Fargo Propel American Express® Card
- One reward point for every $1 spent.
- Points you can redeem for cash, travel or gift cards.
- No limit to the number of points you can earn.
- Get 10,000 bonus rewards points after you spend $1,000 on new net retail purchases within the first 90 days of opening your account.
- Earn $100 statement credit when you spend $1,500 in the first 90 days.
- Earn 5 points per dollar spent on gas purchases, 3 points per dollar spent on supermarket purchases and 1 point per dollar spent on all other purchases.
- Ability to redeem points for a range of rich rewards, including merchandise, travel, gift cards or even Visa® prepaid cards right from PenFed Online Banking.
- Complimentary 24/7 Concierge Service.
- In order to take advantage of the 0% Intro APR on balance transfers, you should submit your balance transfer request between August 1, 2017 and September 30, 2017.
- No liability for unauthorized charges, 24/7 fraud monitoring, and more.
- PenFed is here for you via PenFed app, online or by phone.
- With Apple, Android, and Samsung pay, you can access your card without having to carry it.
- See More Details & Reviews About ThePenFed Platinum Rewards Visa Signature® Credit Card
- Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with 1 point for every $1 you spend.
- 2X Value for Airfare. 50,000 Points will get you a $1,000 ticket on any airline with no blackout dates or seat restriction.
- Receive 1.5% Value for Cash Back direct deposit into a US bank account or as a statement credit.
- Receive $100 annual airline credit toward qualifying airline purchases and $100 Global Entry application fee credit.
- VIP Airport Lounge Access with Priority Pass Select
- Stainless Steel/Carbon Card – Patented Design
- Luxury Card Concierge, 24 hours a day, 365 days a year.
- In order to take advantage of the 0% introductory APR on balance transfers you should submit your balance transfer request within 45 days of account opening.
- Travel Benefits: Baggage Delay Insurance, Travel Accident Insurance, Auto Rental Collision Waiver, Trip Cancellation and Interruption, and Travel Assistance Service.
- Purchase Benefits: Price Protection, ID Theft Resolution, Zero Fraud Liability, Purchase Security, Return Protection, and Extended Warranty Protection.
- See More Details & Reviews About TheMastercard® Black Card
- Earn 5 points on airfare purchases and 1 point on all other purchases.
- 20,000 bonus points when you spend $2,500 within the first 3 months of opening the Card account.
- Ability to redeem points for a range of rich rewards, including travel, brand-named merchandise, and gift cards.
- In order to take advantage of the 0% Intro APR on balance transfers, you should submit your balance transfer request between August 1, 2017 and September 30, 2017.
- Complimentary 24-hour concierge service.
- No liability for unauthorized charges, 24/7 fraud monitoring, and more.
- PenFed is here for you via PenFed app, online or by phone.
- With Apple, Android, and Samsung pay, you can access your card without having to carry it.
- See More Details & Reviews About ThePenFed Premium Travel Rewards American Express® Credit Card
Community Discussion
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