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Balance Transfer Points Credit Cards
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U.S. Bank Altitude® Go Visa Signature® Card U.S. Bank Altitude® Go Visa Signature® Card
Purchase Intro APR
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0% for 12 billing cycles
Transfer Intro APR
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0% for 12 billing cyclesTransfer Fee: 3% (min $5)
Regular APR
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15.74% - 24.74% (V)
Rewards Details
- Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more.
- 4X points on dining, takeout, and restaurant delivery.
- 2X points on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more!
- 2X points at grocery stores, grocery delivery, gas stations, and EV charging stations
- 1X point on all other eligible purchases.
- Points never expire
- Terms and conditions apply.
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
Cons
- Balance transfer fee
- Requires excellent credit
Additional Info
- 0% Intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 15.74% - 24.74%.
- No Annual Fee
- Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
- See More Details & Reviews About TheU.S. Bank Altitude® Go Visa Signature® Card
Citi Rewards+® Card Citi Rewards+® Card
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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0% for 15 monthsTransfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer
Regular APR
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14.24% - 24.24% (V)
Rewards Details
- Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- For a limited time, earn 5 ThankYou® Points per $1 spent on air travel and hotels up to $6,000 in the first 12 months and then 1 ThankYou® Points per $1 spent thereafter.
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
Cons
- Spending caps on rewards
- Balance transfer fee
- Foreign fee
- Requires good/excellent credit
Additional Info
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 14.24% - 24.24%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- The standard variable APR for Citi Flex Plan is 14.24% - 24.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti Rewards+® Card
Arvest Bank Platinum Credit Card Arvest Bank Platinum Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $10)
Regular APR
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13.49% - 20.49% (V)
Annual Fee
$0
Rewards Rate
1 point / $1
Minimum Credit
Good
Rewards Details
- 15,000 bonus points after spending $500 on eligible purchases within the first 3 billing cycles of account opening.
- Earn 1 Arvest Flex Rewards™ point for every dollar spent on eligible purchases.
- You can redeem your points online for cash back, statement credits, travel, gift cards and more.
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- 15,000 points initial rewards bonus
Cons
- Balance transfer fee
- Requires good/excellent credit
Additional Info
- Visa's Zero Liability protection.
- Roadside Dispatch.
- Visa's Global Emergency Assistance Services.
- See More Details & Reviews About TheArvest Bank Platinum Credit Card
PNC Points Visa® Credit Card PNC Points Visa® Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $5)
Regular APR
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13.24% - 25.24% (V)
Annual Fee
$0
Rewards Rate
4 points / $1
Minimum Credit
Good
Rewards Details
- Earn 50,000 bonus points after you make $750 or more in purchases during the first 3 billing cycles following account opening.
- Earn 4 points for every $1 in qualifying purchases. There’s no limit to the number of points you can earn.
- Redeem points for cash rewards, merchandise, gift cards, travel and more.
- Earn 25% bonus points on base points you earn in a billing cycle when you maintain a Virtual Wallet, Virtual Wallet Student, Virtual Wallet Performance Spend, Virtual Wallet Performance Select, Performance or Performance Select checking account.
- Earn 50% bonus points on base points you earn in a billing cycle when you maintain a Performance Checking account OR Virtual Wallet with Performance Spend and meet minimum balance or direct deposit requirements.
- Earn 75% bonus points on base points you earn in a billing cycle when you maintain a Performance Select Checking account OR Virtual Wallet with Performance Select and meet minimum balance or direct deposit requirements.
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
Cons
- Balance transfer fee
- Foreign fee
- Requires good/excellent credit
Additional Info
- 0% Introductory APR and 3% intro fee (4% after) on balance transfers that post to your account within 90 days of account opening.
- Electronic Bill Payment and Online Account Tools to manage transactions, rewards, balances or payments
- $0 Fraud Liability
- Travel & Emergency Protection
- See More Details & Reviews About ThePNC Points Visa® Credit Card
Regions Premium Visa® Signature Credit Card Regions Premium Visa® Signature Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 4% (min $10)
Regular APR
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14.74% (V)
Annual Fee
$125
Rewards Rate
1.5 points / $1
Minimum Credit
Good
Rewards Details
- Earn 30,000 bonus points (redeemable for $300 cash) on making at least $2,000 in qualifying purchases in the first 90 days of account opening.
- Earn 1.5 points for every $1 spent on qualifying purchases
- You can redeem points for a variety of rewards, including cash equal to 1% of the purchases that earned you those points, as well as gift cards, travel, and merchandise
Pros
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- 30,000 points initial rewards bonus
- No foreign fee
Cons
- High membership fees
- Balance transfer fee
- Requires good/excellent credit
Additional Info
- 0% Intro APR on balance transfers requested within 60 days of account opening.
- Benefits: Lost Luggage Reimbursement, Purchase Security, Visa Signature Concierge, Price Protection and Trip Cancellation/Trip Interruption.
- Access your account with Regions Online Banking - check balances, make payments and more.
- $0 Liability Guarantee and Overdraft Protection.
- See More Details & Reviews About TheRegions Premium Visa® Signature Credit Card
Harvard Credit Card Harvard Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 2%
Regular APR
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9.99% - 18% (V)
Annual Fee
$0
Rewards Rate
1 - 2 points / $1
Minimum Credit
Good
Rewards Details
- Earn 10,000 bonus rewards points when you spend $500 in the first 90 days of card membership.
- $1 cash back for every $100 you spend.
- Double points for gas, grocery and dining purchases.
- Double points on the first $50,000 spent towards Harvard University gifts per year.
- Your points are worth 25% more when you redeem them for travel. No restrictions. No blackouts. Valid toward any commercial flight, hotel, cruise, car rental, and more.
- Redeem points for Cash Back, Travel, Harvard Coop Gift Cards or The Harvard Chair.
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
Cons
- Balance transfer fee
- Requires good/excellent credit
Additional Info
- World Mastercard Benefits such as: Concierge Services, Travel Accident and Luggage Insurance, Extended Warranty Program, Vehicle Rental Coverage and Identity Theft Resolution Services.
- See More Details & Reviews About TheHarvard Credit Card
First Citizens Rewards Visa® Card First Citizens Rewards Visa® Card
Purchase Intro APR
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Not Offered
Transfer Intro APR
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0% for 12 monthsTransfer Fee: 3% (min $5)
Regular APR
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13.24% - 22.24% (V)
Annual Fee
$0
Rewards Rate
1 - 3 points / $1
Minimum Credit
Excellent
Rewards Details
- Earn 3 points for every $1 spent on gas and streaming services and 2 points for every $1 spent on groceries and drugstores.
- Earn 1 point for every $1 spent on all other qualifying purchases.
- Redeem rewards points for cash back, gift cards and merchandise.
Pros
- No membership fees
- 0% intro APR on balance transfers
- High rewards rate
- Bonus categories
Cons
- Spending caps on rewards
- No rewards bonus
- No intro APR on purchases
- Balance transfer fee
Additional Info
- 0% Intro APR for 12 months on balances transferred within 90 days of account opening.
- Cell phone protection when you pay your monthly cell phone bill with your First Citizens Rewards Visa® Card.
- Fast and secure online shopping with Visa Checkout. Guaranteed fraud protection.
- Travel and Emergency Assistance Services and Auto Rental Collision Damage Waiver
- See More Details & Reviews About TheFirst Citizens Rewards Visa® Card
NO FOREIGN FEE
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Questions & Answers
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