Best Wells Fargo Balance Transfer Credit Cards

To request a Wells Fargo credit card balance transfer, fill out Wells Fargo’s online balance transfer form, call customer service at (800) 642-4720 or visit a Wells Fargo branch.

Here’s what you should know before requesting a Wells Fargo balance transfer:

• Wells Fargo will require information about the account you want to transfer the balance from, such as the name of the lender and the account number, as well as the amount you want to transfer.
• The available credit on your Wells Fargo credit card must be able to accommodate the balance plus a balance transfer fee.
• Once you submit your Wells Fargo credit card balance transfer request, you will get an email confirming that Wells Fargo received it. Then, within 7 to 10 business days, you will be notified if the transfer has been accepted. In the meantime, you should continue to make any required payments on the account from which you are transferring the balance.
• If you don’t have a Wells Fargo credit card yet, there will be an opportunity to request a balance transfer on the application. You’ll just need to provide the same information as existing cardholders – the details of the account from which you want to transfer the balance and the amount. When you find out your approval status, you should also find out whether the transfer was approved.

A Wells Fargo credit card balance transfer is a good way to pay off a variety of existing debts. You can transfer balances from credit cards, personal loans, personal lines of credit, auto loans and home equity loans. However, you cannot transfer a balance from one Wells Fargo account to another.

No, you cannot transfer Wells Fargo credit card debt to another Wells Fargo credit card. In fact, no credit card company allows this. It just wouldn’t make sense from the card issuer’s perspective. Such a practice would simply amount to a free interest-rate reduction for an indebted customer. It would be a money-losing proposition from the start, without the benefit of acquiring a new customer.

With that being said, Wells Fargo balance transfer policies are pretty generous. Some credit card companies only allow you to transfer credit card debt from other issuers. Wells Fargo goes beyond that and lets you transfer other types of consumer debt.