Wells Fargo Balance Transfer Credit Cards

Wells Fargo charges 3% for credit card transfers, with a $5 minimum fee, in most cases. But there are some exceptions. A few Wells Fargo credit cards charge 3% on balance transfers made within 120 days of opening an account, then 5% after that, and the Wells Fargo Business Platinum Credit Card charges 4% (min $10).

There’s more to how much each Wells Fargo credit card charges for balance transfers than just its balance transfer fee, though. You also need to take its introductory balance transfer APR into account, along with how long that APR is offered for, what regular APR follows it and what monthly payments you can afford. Using a balance transfer calculator will make it easy to factor in all the right info.

To make finding the right card for your needs as easy as possible, WalletHub’s editors compared the latest offers and picked the best Wells Fargo balance transfer cards for different types of applicants.
 

Best Wells Fargo Balance Transfer Credit Cards:

• Overall: Wells Fargo Platinum Visa® Card
• Cash Back: Wells Fargo Cash Wise Visa® Card
• Excellent Credit: Wells Fargo Visa Signature® Card
• Rewards: Wells Fargo Rewards® Card
• Students: Wells Fargo Cash Back College℠ Card  

No, you cannot transfer Wells Fargo credit card debt to another Wells Fargo credit card. In fact, no credit card company allows this. It just wouldn’t make sense from the card issuer’s perspective. Such a practice would simply amount to a free interest-rate reduction for an indebted customer. It would be a money-losing proposition from the start, without the benefit of acquiring a new customer.

With that being said, Wells Fargo’s balance transfer policies are pretty generous. Some credit card companies only allow you to transfer credit card debt from other issuers. But Wells Fargo lets you transfer all types of consumer debt.