The best balance transfer credit card is whichever offer gives you the longest 0% intro term with no annual fee and, ideally, a balance-transfer fee of 2% or less. It should also have a relatively low regular APR if you don’t anticipate being able to pay off your balance during the intro period. Above all else, however, the right balance transfer card is an offer that you can get approved for with your current credit standing.
Those are the guidelines our editors used to compare hundreds of offers in search of the year’s best 0% balance transfer credit cards, which you can find listed below. If you aren’t sure which card is for you, you can check your credit score for free on WalletHub.
2017’s Best Balance Transfer Credit Cards
|Card Name||Intro Rate||Annual Fee||Balance Transfer Fee||Regular APR||Credit Required|
|Citi® Diamond Preferred® Card||0% for 21 months||$0||3%||12.99% - 22.99%||Excellent|
|Santander Bank Sphere Credit Card||0% for 24 months||$0||4%||12.74% - 22.74%||Excellent|
|Chase Slate®||0% for 15 months||$0||$0 introductory balance transfer fee for transfers made during the first 60 days of account opening||15.49% - 24.24%||Good|
|Dollar Bank Low Rate Credit Card||0% for 6 months||$0||1% (max $150)||9.49%||Excellent|
|Salmon Nation Credit Card||0% for 6 months||$0||$0||10.24% - 20.24%||Good|
|United States Equestrian Federation Visa Signature Credit Card||0% for 6 months||$0||$0||10.24% - 20.24%||Good|
To learn more about these cards and other great balance transfer offers, make sure to check out our editors’ in-depth review of the year’s best balance transfer credit cards.