WalletHub’s editors compared hundreds of credit cards based on their balance-transfer appeal. In the end, five cards in particular stood out. None of them charge annual fees. All of them require at least good credit for approval. And you can get the rest of the particulars below.
Here are the best balance transfer credit cards of 2018:
|Card Name||Intro APR||Balance Transfer Fee||Regular APR|
|The Amex EveryDay® Credit Card from American Express||0% for 15 months||$0 for the first 60 days||14.74% - 25.74% (V)|
|BankAmericard® Credit Card for Students||0% for 15 months||None||14.49% - 24.49% (V)|
|SunTrust Prime Rewards Credit Card||4.75% (V) for 36 months||None||12.74% - 22.74% (V)|
|Santander Bank Sphere Credit Card||0% for 18 months||4% (min $10)||13.99% - 23.99% (V)|
|Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer||0%* for 21 months||5% (min $5)||14.74% - 24.74%* (V)|
|Citi Simplicity® Card - No Late Fees Ever||0%* for 18 months||5% (min $5)||15.74% - 25.74%* (V)|
|Chase Slate®||0% for 15 months||$0 Intro fee on transfers made within 60 days of account opening.||16.49% - 25.24% (V)|
To learn more about the cream of the transfer crop, check out WalletHub’s full review of the year’s best balance transfer credit cards. And if you’re not sure whether you can qualify for one of the top transfer cards, check your latest credit score for free on WalletHub.