WalletHub’s editors compared hundreds of credit cards based on their balance-transfer appeal. In the end, five cards in particular stood out. None of them charge annual fees. All of them require at least good credit for approval. And you can get the rest of the particulars below.
Here are 2018’s best balance transfer credit cards
|Rank||Card Name||Intro APR||Balance Transfer Fee||Regular APR|
|1||Chase Slate®||0% for 15 months||$0 Intro fee on transfers made within 60 days of account opening.||16.24% - 24.99% (V)|
|2||BankAmericard® Credit Card||0% for 15 months||None||13.24% - 23.24% (V)|
|3||BankAmericard® for Students Credit Card||0% for 15 months||None||13.24% - 23.24% (V)|
|4||SunTrust Prime Rewards Credit Card||4.50% (V) for 36 months||None||12.49% - 22.49% (V)|
|5||Santander Bank Sphere Credit Card||0% for 24 months||4% (min $10)||13.74% - 23.74% (V)|
|6||Citi® Diamond Preferred® Card - 21 Month Balance Transfer Offer||0% for 21 months||3% (min $5)||14.24% - 24.24%* (V)|
|7||Citi Simplicity® Card - No Late Fees Ever||0% for 18 months||3% (min $5)||15.24% - 25.24%* (V)|
To learn more about the cream of the transfer crop, check out WalletHub’s full review of the year’s best balance transfer credit cards. And if you’re not sure whether you can qualify for one of the top transfer cards, check your latest credit score for free on WalletHub.