Bank of America Mastercard
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- 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.49% - 24.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No annual fee
- No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
- Access your FICO® Score for free within Online Banking or your Mobile Banking app
- See More Details & Reviews About TheBankAmericard® credit card
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- No expiration on rewards
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
- No annual fee
- 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.49% - 25.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- See More Details & Reviews About TheBank of America® Cash Rewards credit card
- 60,000 bonus points after spending at least $1,000 in purchases within the first 90 days of account opening.
- 5,000 additional points after adding an authorized user within the first 90 days of account opening.
- 30,000 bonus points at your Account Anniversary if you spend at least $7,500 on purchases every year.
- 3x points on eligible Sonesta purchases; 2x points on eligible airfare, car rental and dining purchases and 1 point for every $1 spent on all other purchases.
- Redeem your Sonesta Travel Pass points for a free night with as little as 15,000 points. Points do not expire and no blackout dates.
- The primary cardholder will automatically be awarded the special Sonesta Travel Pass benefit of Elite Membership status when they are approved for the credit card.
- $0 Liability Guarantee for fraudulent transactions.
- Overdraft Protection & Paperless Statement Option.
- FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking.
- Online & Mobile Banking.
- Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.
- See More Details & Reviews About TheSonesta Credit Card
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What is the best Bank of America Mastercard?
A Bank of America Mastercard is not one-size-fits-all. In other words, determining which BofA Mastercard is best depends on your credit standing, whether you’re in the market for rewards or low rates and whether you own a small business.
To help you make the right selection, WalletHub compared all of the Bank of America Mastercards in our database of 1,000+ credit card offers and selected the top choices for different types of applicants.
2020's Best Bank of America Mastercard Credit Cards:
| Best For… | Card Name | Annual Fee | Min. Credit Required |
| Overall | BankAmericard® credit card | $0 | Excellent Credit |
| College Students | BankAmericard® Credit Card for Students | $0 | Limited History |
| Small Business | Business Advantage Cash Rewards Credit Card | None | Excellent Credit |
| Bad Credit | BankAmericard® Secured Credit Card | None | Bad Credit |
| Baseball Fans | Major League Baseball® (MLB) Credit Card | None | Good Credit |
It’s important to remember that the best Bank of America Mastercard may not be the best BofA card for your needs, let alone the best credit card overall. So we definitely recommend expanding your search to confirm you’ve found the right offer.
Questions & Answers
Comparing bank of america mastercard can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
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