When looking for a 0% credit card for business purposes, it’s important to consider both business and personal offers. After all, business credit cards are known for their corporate rewards and expense-tracking tools, while personal cards tend to have the longest 0% introductory periods on the market and are not subject to random interest rate increases. Besides, using a personal credit card won’t increase your personal liability.
Our editors therefore considered all of the 0% credit cards in our database in search of the offers with the longest intro terms and the lowest fees: the most important parts of a 0% deal. You can find their favorites listed below.
Best 0% APR Business Credit Cards
| Card Name | Credit Required | Intro APR | Annual Fee | Initial Bonus |
| Ink Business Cash℠ Credit Card | Excellent | 0% for 12 months | $0 | Earn $300 bonus cash back |
| Citi® Diamond Preferred® Card | Good | 0% for 21 months | $0 | $0 |
| HSBC Platinum Credit Card | Good | 0% for 18 months | $0 | $0 |
| Barclaycard Ring™ Mastercard® | Excellent | 0% for 15 months on balance transfers made within 45 days of account opening | $0 | N/A |
Remember, it’s your personal credit standing – not that of your business – that really matters when applying for any credit card. With that in mind, you can check your credit score for free on WalletHub to see which cards you’re likely to get approved for.
