Airline Business Credit Cards

The best American Airlines business credit card is the American Airlines AAdvantage Aviator Business card because it gives 60,000 bonus miles just for making your first purchase. You also get 2 miles per $1 on American Airlines purchases and at eligible office supply, telecom and car rental merchants. The AAdvantage Aviator Business card gives 1 mile per $1 on all other purchases, plus a 5% miles bonus every year.

The only other American Airlines business credit card option is the CitiBusiness / AAdvantage Platinum Select World Mastercard, which gives 70,000 bonus miles when you spend $4,000 in the first 4 months and waives its $99 annual fee for the first year. On top of that, you get 2 miles per $1 on purchases with American Airlines, telecommunications merchants, cable and satellite providers, car rental agencies and gas stations. Plus, you receive 1 mile per $1 on all other purchases.

The American Airlines business credit cards differ in their bonuses and earning rates. But they do have a few things in common. Both give 25% off food and beverage purchases on American Airlines flights. Both also give preferred boarding and a free first checked bag for you and up to four companions on American Airlines flights.

There are a few more things you should know about each American Airlines business credit card, too.

2018’s American Airlines Business Credit Card Offers:

• American Airlines AAdvantage Aviator Business: 60,000 miles for making a purchase in the first 90 days. 2 miles per $1 on American Airlines flights. 2 miles per $1 at eligible office supply stores, telecom providers and car rental companies. 1 point per $1 on all other purchases. 5% miles bonus every year. Companion ticket for $99 if you spend $30,000 in a year. 3,000 Elite Qualifying Dollars (gives you AA perks) for spending $25,000 in a calendar year. $95 annual fee. Good credit needed.
• CitiBusiness / AAdvantage Platinum Select World Mastercard: 70,000 miles when you spend $4,000 in the first 4 months. 2 miles per $1 on American Airlines flights. 2 miles per $1 spent with eligible telecom companies , cable and satellite providers, car rental agencies and gas stations. 1 point per $1 on all other purchases. $0 annual fee the first year, $99 after. Good credit needed.
• Best Personal American Air Card for Biz: American Airlines AAdvantage Aviator Red Credit Card: 60,000 miles for making a purchase in the first 90 days and paying the annual fee. 2 miles per $1 on American Airlines flights and 1 on all other purchases. 10% of your redeemed miles back. 3,000 Elite Qualifying Dollars (gives you AA perks) for spending $25,000 in a calendar year. $100 AA flight discount for spending $30,000 in a calendar year. $95 annual fee. Good credit needed.
• Best Business Card for Travel: Capital One Spark Miles for Business: 50,000 miles for spending $4,500 in the first 3 months. 2 miles per $1 on all purchases. $0 annual fee the first year, $95 after. Good credit needed.

While your American Airlines business credit card options are limited, you could just use a personal American Airlines credit card for business purchases. Or, you could get a top-notch business rewards card, such as Capital One Spark Miles for Business, that gives miles on any airline purchase.

The best Delta business credit card is the Gold Delta SkyMiles Business card because it has a $0 annual fee the first year ($95 after) and offers a 30,000-mile bonus when you spend $1,000 in the first 3 months. You also get a $50 statement credit if you make a Delta purchase in the first 3 months. Plus, you’ll earn 2 miles per $1 on all Delta purchases and 1 mile per $1 on everything else.

For big-spenders looking to get the most value possible, the Delta Reserve Business card is best because it gives 70,000 bonus miles when you spend $5,000 in the first 3 months and 15,000 more miles for spending $30,000 in any calendar year. Reserve for Business also gives cardholders Delta Sky Club access. But this Delta business credit card costs $450 per year.

There’s also a middle option: the Platinum Delta SkyMiles Business card. It boasts a 50,000-mile bonus and has an annual fee of $195 per year.

All of the Delta business credit cards have a few benefits in common. They all offer a free checked bag and priority boarding on Delta flights. And they give a 20% statement credit on eligible Delta in-flight purchases.

Here are the best Delta business credit cards:

• Gold Delta SkyMiles Business: $0 annual fee the first year, $95 after. 30,000 miles when you spend $1,000 in the first 3 months. $50 statement credit after your first Delta purchase in the first 3 months. 2 miles per $1 on Delta purchases and 1 per $1 on everything else. Good credit required.
• Delta Reserve Business: $450 annual fee. 70,000 miles and 10,000 Medallion Qualification Miles (MQMs) when you spend $5,000 in the first 3 months. 15,000 miles and 15,000 MQMs when you spend $30,000 in any calendar year. 2 miles per $1 on Delta purchases and 1/$1 on everything else. 0% APR on purchases for 6 months. Complimentary Delta Sky Club access. Good credit required.
• Platinum Delta SkyMiles Business: $195 annual fee. 50,000 miles when you spend $3,000 in the first 3 months. $100 statement credit after your first Delta purchase in the first 3 months. 2 miles per $1 on Delta purchases and 1 on everything else. 0% APR for 6 months on purchases. Good credit required.

The best Delta Business credit card for you depends on how much you’re willing to pay in fees and how frequent of a traveler you are. If you’re a big spender and a frequent traveler, you’ll probably like the bigger bonus and lounge access of Reserve. But if you’re only an occasional flyer, Gold SkyMiles is probably the way to go. Platinum SkyMiles is the perfect in-between.