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WalletHub Best Business Credit Cards With Miles
WalletHub makes it easy to find the best airline business credit cards.
The best business credit cards with miles can save business travelers a lot of money on airfare and other travel expenses, offering big initial rewards bonuses, ongoing perks, and annual fees as low as $0. ... show more... show more
Best Business Credit Cards for Airline Miles for 2023
- Winner: Capital One Spark Miles for BusinessCapital One Spark Miles for BusinessLearn MoreLearn More
- Initial Bonus: CitiBusiness® / AAdvantage® Platinum Select® Mastercard®CitiBusiness® / AAdvantage® Platinum Select® Mastercard®Learn MoreLearn Moreon issuer's website
- Airport Lounges: United MileagePlus® Club Business Credit CardUnited MileagePlus® Club Business Credit CardLearn MoreLearn More
- No Annual Fee: Capital One Spark Miles Select for BusinessCapital One Spark Miles Select for BusinessLearn MoreLearn More
- Rates & FeesTerms ApplyFree Checked Bags: Delta SkyMiles® Reserve Business American Express CardDelta SkyMiles® Reserve Business American Express CardLearn MoreLearn Moreon issuer's website
AIRLINE BUSINESS CREDIT CARDS
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- High rewards rate
- 50,000 miles initial rewards bonus
- No membership fees first year
- No foreign fee
- Membership fees in the second year
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
- High rewards rate
- 65,000 miles initial rewards bonus
- No membership fees first year
- No foreign fee
- Membership fees in the second year
- No intro APR on purchases
- No balance transfers allowed
- Requires excellent credit
- High rewards rate
- 50,000 miles welcome offer
- No membership fees first year
- No foreign fee
- Membership fees in the second year
- No intro APR on purchases
- No balance transfers allowed
- Requires good/excellent credit
- High rewards rate
- 50,000 miles initial rewards bonus
- No membership fees first year
- No foreign fee
- Membership fees in the second year
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
- High rewards rate
- 50,000 miles initial rewards bonus
- No foreign fee
- Annual fee
- No intro APR on purchases
- No intro APR on balance transfers
- Requires excellent credit
- High rewards rate
- 60,000 miles welcome offer
- No foreign fee
- High membership fees
- No intro APR on purchases
- No balance transfers allowed
- Requires good/excellent credit
- High rewards rate
- 70,000 miles welcome offer
- No foreign fee
- High membership fees
- No intro APR on purchases
- No balance transfers allowed
Best Business Credit Cards for Miles in 2023
The best business credit cards for miles are Capital One Spark Miles for Business and the CitiBusiness® / AAdvantage® Platinum Select® Mastercard®. Capital One Spark Miles is the most well-rounded business credit card with miles, as the rewards you earn can be used to book flights on any airline – or any other type of travel, for that matter. And the CitiBusiness / AAdvantage Platinum Select Card offers a big initial bonus at a reasonable price.But those aren’t the only good options. Below, you can check out how all of WalletHub’s top picks compare in a handful of important areas.
Best Business Airline Miles Credit Cards Comparison
| Credit Card | Best For | Initial Bonus Offer | Annual Fee |
| Capital One Spark Miles for Business | Winner | 50,000 miles | $0 intro for 1st yr, $95 after |
| CitiBusiness® / AAdvantage® Platinum Select® Mastercard® | Initial Bonus | 65,000 miles | $0 intro 1st yr, $99 after |
| United MileagePlus® Club Business Credit Card | Airport Lounges | 75,000 miles | $450 |
| Capital One Spark Miles Select for Business | No Annual Fee | 50,000 miles | $0 |
| Delta SkyMiles® Reserve Business American Express Card | Free Checked Bags | 70,000 miles | $550 |
There’s no rule against using a consumer credit card for business. And there are lots of very rewarding airline miles credit cards available to consumers these days. So it’s worth comparing your favorite airline business credit card to the best airline credit cards on the consumer market to make sure you get the best deal.
Why People Trust WalletHub
Unlike other sites that only promote cards they're paid by, WalletHub's editors focus on finding the best cards. WalletHub makes it easy to find the best business credit cards with miles.
About the Author
John S Kiernan
Best Business Credit Cards With Miles FAQ
Comparing airline business credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
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Can I use my EIN to get a credit card? Reply
Yes, you can use just an Employer Identification Number (EIN) to get a credit card if you are applying for a corporate credit card or certain co-branded business credit cards. Most business credit card issuers will require a Social Security number because they will require a personal guarantee on the debt.
Credit Cards You Can Apply for With an EIN Only
- Startups: Brex Corporate Card for StartupsBrex Corporate Card for StartupsLearn MoreLearn Moreon issuer's website
- Office Supplies: Office Depot Business Credit CardOffice Depot Business Credit CardLearn MoreLearn More
- Warehouse Clubs: Sam's Club® Business Credit CardSam's Club® Business Credit CardLearn MoreLearn More
Other business credit cards will require an SSN because you are personally liable for any charges on the account that the business is unable to pay. That’s also why issuers will often initiate a hard inquiry on your personal credit report as part of the application process.
Can you redeem business credit card rewards for personal use? Reply
Yes, you can redeem business credit card rewards for personal use. However, there are reasons you may not want to. After all, business credit cards are designed with business owners in mind, so the cards’ rewards and benefits are geared more toward business needs than consumer needs.
What You Should Know About Business Credit card Rewards
- Business credit card rewards are deductible expenses: Credit card rewards are generally not taxable, but the...
Best Airline Credit Cards
The best airline credit cards offer initial bonuses worth $200 to $500+ in airfare, give at least 2 miles per $1 spent on flights, and charge annual fees as low as $0. Some of the best airline credit cards also provide perks such as priority boarding, free checked baggage, airport lounge access, and companion tickets.
Best Airline Credit Cards of June 2023
- Rates & FeesTerms ApplyDelta Credit Card: Delta SkyMiles® Gold American Express CardDelta SkyMiles® Gold American Express CardLearn MoreLearn Moreon issuer's website
- Southwest Airlines Credit Card: Southwest Rapid Rewards® Priority Credit CardSouthwest Rapid Rewards® Priority Credit CardLearn MoreLearn Moreon issuer's website
- In-flight Savings: JetBlue Plus CardJetBlue Plus CardLearn MoreLearn More
- American Airlines Card: Citi® / AAdvantage® Platinum Select® World Elite Mastercard®Citi® / AAdvantage® Platinum Select® World Elite Mastercard®Learn MoreLearn More
WalletHub Tip: It’s important to note that the best credit cards for miles aren’t all affiliated with major airlines. There are actually two distinct types of credit cards with miles: airline credit cards with miles for a specific airline and credit cards with miles that can be used on any airline – or for any other travel expense. If you're already loyal to a particular airline and you fly a lot, getting a credit card affiliated with that airline is the best approach. Otherwise, you should focus more on cards with generic miles that work with any airline.
This content is not provided or commissioned by any issuer. Opinions expressed here are the author’s alone, not those of an issuer, and have not been reviewed, approved or otherwise endorsed by an issuer. Please keep in mind that while some offers may come from WalletHub advertising partners, sponsorship status played no role in card selection.
What are the best credit cards to buy airline tickets? Reply
The best credit card to buy airline tickets is Chase Sapphire Preferred® Card, thanks to its 60,000 initial bonus points offered for spending $4,000 in the first 3 months. Plus, you get 1 - 10 points per $1 spent on purchases.
The card’s rewards are enough to offset its $95 annual fee, but you need to have at least good credit to get it. Chase Sapphire Preferred also gives you flexibility by allowing you to transfer points to leading airline loyalty programs.
Here are...
What is the best credit card for travel benefits? Reply
The best credit card for travel benefits is the Chase Sapphire Preferred® Card because it offers perks like hotel credits and really good rewards. For starters, new cardholders get an initial bonus of 60,000 bonus points for spending $4,000 in the first 3 months. Cardholders also earn 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases.
In addition, Chase Sapphire Preferred provides rental car insurance, trip cancellation/interruption insurance, lost/delayed luggage insurance and more. All these benefits could easily offset the card’s annual fee of $95, assuming you have the good credit needed for approval.
Best Credit...
What is the best airline credit card with no annual fee? Reply
The best airline credit card with no annual fee is the United Gateway℠ Card because it offers 2 miles per $1 spent with United, gas stations, local transit and commuting, and 1 mile per $1 spent on all other purchases. Cardholders also get an initial bonus of 30,000 miles after spending $1,000 in the first 3 months. This card has a $0 foreign transaction fee, too.
Best Airline Credit Cards with No Annual Fee
- Best Overall: United Gateway℠ CardUnited Gateway℠ CardLearn MoreLearn Moreon issuer's website
- Best for JetBlue Flights: JetBlue CardJetBlue CardLearn MoreLearn More
- Best for American Airlines Flights: American Airlines AAdvantage® MileUp®American Airlines AAdvantage® MileUp®Learn MoreLearn Moreon issuer's website
- Rates & FeesTerms ApplyBest for Delta Flights: Delta SkyMiles® Blue American Express CardDelta SkyMiles® Blue American Express CardLearn MoreLearn Moreon issuer's website
Overall, there aren’t too many airline credit cards with no annual fee. If you want to redeem miles for flights on any airline, or for any other travel expenses, Chase Freedom Unlimited®...
What is the best airline rewards program? Reply
United MileagePlus is the best airline rewards program, according to WalletHub’s latest Frequent Flyer Report. And it doesn’t matter whether you travel a lot, a little or somewhere in between because MileagePlus is the top choice across the board. This is largely due to the fact that MileagePlus miles don’t expire because of account inactivity, in addition to the program’s tens of transfer partners and its lack of blackout dates for flights booked with miles.
But...
Featured Credit Cards
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† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
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