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Best Business Credit Cards With Miles
WalletHub makes it easy to find the best airline business credit cards.
An airline business credit card combines traditional business credit card features, such as the ability to easily track spending and provide custom-limit cards to employees, with the benefit of earning airline miles on every purchase you and your employees make. These miles typically can be redeemed for flights, cruises, hotel stays and other travel expenses, depending on which airline business credit card you choose.… show more… show more
Best Business Credit Cards for Airline Miles
Winner: Capital One Spark Miles for Business
Initial Bonus: CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Airport Lounges: United MileagePlus® Club Business Credit Card
No Annual Fee: Capital One Spark Miles Select for Business
Free Checked Bags: Delta SkyMiles® Reserve Business American Express Card
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Capital One Spark Miles for Business Capital One Spark Miles for Business
- Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
- Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
- Transfer your miles to 15+ travel loyalty programs
- Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
- Fly through security with one statement credit for either the $85 TSA PreCheck® application fee or the $100 Global Entry application fee
- Free employee cards which also earn unlimited 2X miles from their purchases
- High rewards rate
- 50,000 miles initial rewards bonus
- No membership fees first year
- No foreign fee
- Membership fees in the second year
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
- $0 intro annual fee for the first year; $95 after that
- See More Details & Reviews About TheCapital One Spark Miles for Business
CitiBusiness® / AAdvantage® Platinum Select® Mastercard® CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
- Designed for businesses
- Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
- First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
- 25% savings on American Airlines inflight Wi-Fi when you use your card
- Enjoy preferred boarding on American Airlines flights
- Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
- Earn 1 AAdvantage® mile per $1 spent on other purchases
- Earn 1 Loyalty Point for every 1 eligible mile earned from purchases
- High rewards rate
- 65,000 miles initial rewards bonus
- No membership fees first year
- No foreign fee
- Membership fees in the second year
- No intro APR on purchases
- No balance transfers allowed
- Requires excellent credit
- No Foreign Transaction Fees
- See More Details & Reviews About TheCitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Delta SkyMiles® Gold Business American Express Card Delta SkyMiles® Gold Business American Express Card
- Welcome Offer: Earn 50,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months of Card Membership.
- Check or stow your bag with ease: First Checked Bag Free on Delta Flights + Main Cabin 1 Priority Boarding.
- Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants. Earn 1 Mile on every eligible dollar spent on other purchases.
- Additionally, receive a $100 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases on your Card in a calendar year.
- Terms and limitations apply.
- High rewards rate
- 50,000 miles initial rewards bonus offer
- No membership fees first year
- No foreign fee
- Membership fees in the second year
- No intro APR on purchases
- No balance transfers allowed
- Requires good/excellent credit
- Pay no foreign transaction fees when you travel overseas.
- $0 introductory annual fee for the first year, then $99.
- See More Details & Reviews About TheDelta SkyMiles® Gold Business American Express Card
United℠ Business Card United℠ Business Card
- Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
- Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal United credit card.
- Earn 2 miles per $1 spent on United purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting.
- Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
- Enjoy a free first checked bag - a savings of up to $140 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
- $100 United travel credit after 7 United flight purchases of $100 or more each anniversary year.
- High rewards rate
- 75,000 miles initial rewards bonus
- No membership fees first year
- No foreign fee
- Membership fees in the second year
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
- $0 introductory annual fee for the first year, then $99.
- See More Details & Reviews About TheUnited℠ Business Card
Alaska Airlines Visa® Business card Alaska Airlines Visa® Business card
- Get 40,000 bonus miles plus Alaska's Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from $22) with this offer. To qualify, make $2,000 or more in purchases within the first 90 days of opening your account.
- Get another Alaska’s Famous Companion Fare™ every year! Each year on your credit card account anniversary you'll receive a companion fare which allows you to book a companion flight from $121 ($99 fare plus taxes and fees from $22). Valid on all Alaska Airlines flights booked on alaskaair.com.
- Free checked bag for you and up to 6 guests on the same reservation – that’s a savings of $60 per person roundtrip!
- Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and unlimited 1 mile for every $1 spent on all other purchases.
- Enjoy 50% off day passes at the Alaska Lounge and 20% back on all Alaska Airlines inflight purchases when you pay with your card.
- With oneworld® Alliance we’ve expanded our global reach to over 1,000 destinations worldwide, bringing more airline partners and more ways to earn and redeem miles.
- High rewards rate
- 40,000 miles initial rewards bonus
- No foreign fee
- Annual fee
- No intro APR on purchases
- No intro APR on balance transfers
- Requires excellent credit
- Flexibility when booking with no blackout dates on Alaska Airlines flights and miles don’t expire on active accounts.
- Plus, no international transaction fees and a low annual fee of $50 for the company and $25 per card.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
- See More Details & Reviews About TheAlaska Airlines Visa® Business card
Delta SkyMiles® Platinum Business American Express Card Delta SkyMiles® Platinum Business American Express Card
- Welcome Offer: Earn 60,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
- You can receive a domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Take a friend or family member when you fly Delta. Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- Earn more miles on big purchases with 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta and Hotel Stays instead of 1.5X).
- Delta Sky Club® Access – enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club for you and up to two guests when traveling on a Delta flight.
- With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year getting you closer to Medallion Status.
- Terms and limitations apply.
- High rewards rate
- 60,000 miles initial rewards bonus offer
- No foreign fee
- High membership fees
- No intro APR on purchases
- No balance transfers allowed
- Requires good/excellent credit
Delta SkyMiles® Reserve Business American Express Card Delta SkyMiles® Reserve Business American Express Card
- Welcome Offer: Earn 60,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in your first 3 months.
- With complimentary access into Delta Sky Club®, you can relax before your Delta flight, or find downtime between connections. You’ll also receive two Delta Sky Club One-Time Guest Passes each year so you can share the experience with others when you’re traveling together.
- When you purchase a Delta flight with your Delta SkyMiles Reserve Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
- After you spend $150,000 on your Card in a calendar year, you earn 1.5 miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta instead of 1.5X).
- Plus enjoy 3X miles per dollar on all eligible Delta purchases.
- With Status Boost®, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card in a calendar year, up to 4x per year getting you closer to Medallion Status.
- Terms and limitations apply.
- High rewards rate
- 60,000 miles initial rewards bonus offer
- No foreign fee
- High membership fees
- No intro APR on purchases
- No balance transfers allowed
Best Business Credit Cards for Miles of 2022
The best business credit cards for miles are Capital One Spark Miles for Business and the CitiBusiness® / AAdvantage® Platinum Select® Mastercard®. Capital One Spark Miles is the most well-rounded business credit card with miles, as the rewards you earn can be used to book flights on any airline – or any other type of travel, for that matter. And the CitiBusiness / AAdvantage Platinum Select Card offers a big initial bonus at a reasonable price.But those aren’t the only good options. Below, you can check out how all of WalletHub’s top picks compare in a handful of important areas.
Best Business Airline Miles Credit Cards Comparison
| Credit Card | Best For | Initial Bonus Offer | Annual Fee |
| Capital One Spark Miles for Business | Winner | 50,000 miles | $0 intro for 1st yr, $95 after |
| CitiBusiness® / AAdvantage® Platinum Select® Mastercard® | Initial Bonus | 65,000 miles | $0 intro 1st yr, $99 after |
| United MileagePlus® Club Business Credit Card | Airport Lounges | 75,000 miles | $450 |
| Capital One Spark Miles Select for Business | No Annual Fee | 20,000 miles | $0 |
| Delta SkyMiles® Reserve Business American Express Card | Free Checked Bags | 60,000 miles | $550 |
There’s no rule against using a consumer credit card for business. And there are lots of very rewarding airline miles credit cards available to consumers these days. So it’s worth comparing your favorite airline business credit card to the best airline credit cards on the consumer market to make sure you get the best deal.
About the author
John Kiernan has covered the credit card industry for more than 10 years as a writer and editor for WalletHub. His work has been featured by major media outlets such as The Washington Post and The New York Times and has been cited by industry regulators such as the Consumer Financial Protection Bureau. Read Full Author Bio
Best Business Credit Cards With Miles FAQ
Comparing airline business credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
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What are the best business credit cards for travel? Reply
The best business credit cards for travel are Capital One Spark Miles for Business and Ink Business Preferred® Credit Card. Both cards offer big initial bonuses, high ongoing rewards rates, reasonable fees and unique business perks.
There are several great business credit cards for travel, though, and a lot depends on your unique preferences and needs. Perhaps you’re a light spender who wants a business credit card with travel rewards and no annual fee. Or maybe you’re a big spender who wants the most benefits possible, or someone who needs a card with no foreign transaction fees. Whatever type of business travel rewards card you’re after, you should be able to find a great deal. You can find some popular options below.
- Ink Business Preferred® Credit Card
- Capital One Spark Miles for Business
- JetBlue Business Credit Card
- CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
- Capital One Spark Miles Select for Business
- The Hilton Honors American Express Business Card
Above all else, make sure you choose a business travel credit card that allows you to earn more benefits than you have to pay in fees. There’s no point in getting a card with a big bonus and a high annual fee if you won’t spend enough to earn the bonus.
What are the best Delta business credit cards? Reply
One of the best Delta business credit cards is the Delta SkyMiles® Gold Business American Express Card because it has a $0 introductory annual fee the first year ($99 after) and offers a 50,000-mile bonus when you spend $2,000 in the first 3 months. Plus, you’ll earn 1 - 2 miles per $1 spent, depending on the type of purchase.
All of the Delta business credit cards have a few benefits in common. They all offer a free checked bag and priority boarding on Delta flights. And they give a 20% statement credit on eligible Delta in-flight purchases.
Best Delta Business Credit Cards
- Best for Low Annual Fee: Delta SkyMiles® Gold Business American Express Card
Earn 50,000 miles after spending $2,000 in the first 3 months. 2 miles per $1 spent on Delta purchases, on U.S. purchases for advertising in select media, U.S. shipping, 2 miles per $1 at restaurants, 1 mile per $1 on all other purchases. $0 intro annual fee the first year ($99 after).
- Best for Sky Club Access Delta SkyMiles® Reserve Business American Express Card
Earn 60,000 miles and 10,000 Medallion Qualification Miles after spending $4,000 in the first 3 months. This card also gives cardholders Delta Sky Club access. You also get 3 miles per $1 spent on Delta purchases, 1.5 miles per $1 on all other purchases (after spending $150,000 in a year, otherwise earn 1 mile per $1). But this business credit card costs $550 per year
- Best for Initial Bonus Delta SkyMiles® Platinum Business American Express Card
This card boasts 60,000 miles and 5,000 Medallion Qualification Miles after spending $3,000 in the first 3 months. You also get 3 miles per $1 spent with Delta, 3 miles per $1 on purchases made directly with hotels, 1.5 miles per $1 on single purchases of $5,000+ (up to 50,000 additional miles per year), and 1 miles per $1 on all other purchases. The card’s annual fee is $250.
The best Delta Business credit card for you depends on how much you’re willing to pay in fees and how frequent of a traveler you are. If you’re a big spender and a frequent traveler, you’ll probably like the Delta Reserve Business Card’s Delta Sky Club access. But if you’re only an occasional flyer, the Gold Delta SkyMiles Business Credit Card is probably the way to go. The Amex Delta Platinum Business Credit Card is the perfect in-between.
What are the best United Airlines business credit cards? Reply
The best United Airlines business credit card is the United℠ Business Card because it gives an initial bonus of 75,000 miles for spending $5,000 in the first 3 months. The United Business Credit Card also rewards cardholders with 1 - 2 miles per $1 spent on purchases, and it has a $0 intro 1st yr, $99 after annual fee. The United℠ Business Card provides benefits such as free checked bags and United Club access, too.
Best United Airlines Business Credit Cards
- Best Overall United℠ Business Card
- Best for Luxury Perks United MileagePlus® Club Business Credit Card
- Best for a Low Annual Fee First Hawaiian Bank United MileagePlus Business Credit Card
Finally, if you want more flexibility when it comes to rewards, the best business credit card for travel expenses overall is the Ink Business Preferred® Credit Card. It offers a signup bonus of 100,000 points once you spend $15,000 in the first 3 months. You’ll also earn 3 points / $1 spent on travel and select business purchases. And perhaps most importantly, the points you earn can be transferred to the United MileagePlus program at a 1:1 rate.
What is the best American Airlines business credit card? Reply
The best American Airlines business credit card is the CitiBusiness® / AAdvantage® Platinum Select® Mastercard®. It gives 65,000 miles when you spend $4,000 in the first 4 months, and it has a $0 intro annual fee the first year ($99 after that). Cardholders also earn 2 miles per $1 spent on American Airlines purchases, at telecommunications merchants, cable and satellite providers, car rental merchants and gas stations, 1 mile per $1 on all other purchases.
American Airlines Business Credit Card Offers for 2022
- Best American Airlines Biz Card: CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
- Best Personal American Airlines Card for Biz: American Airlines AAdvantage® Aviator™ Red Credit Card
- Best Business Card for Travel: Capital One Spark Miles for Business
Although your American Airlines business credit card options are limited, you could just use a personal American Airlines credit card for business purchases. Or, you could get a top-notch business rewards card that gives miles on every purchase.
What are the best business credit cards with miles? Reply
The best business credit card with miles is the United Business Credit Card because it gives cardholders 75,000 miles for spending $5,000 in the first 3 months, plus 1 - 2 miles / $1 spent on all purchases. United MileagePlus miles are worth 1.29 cents per mile, on average, so the card has a high earning potential. The United℠ Business Card comes with a $0 intro 1st yr, $99 after annual fee.
Best Business Credit Cards with Miles
- Best for United Airlines: United℠ Business Card
- Best for American Airlines: American Airlines AAdvantage® Aviator™ Red Credit Card
- Best for Delta Air Lines: Delta SkyMiles® Gold American Express Card
- Best for Alaska Airlines: Alaska Airlines Credit Card
- Best for Any Airline: Capital One Spark Miles for Business
- Best for SkyTeam Airlines: SKYPASS Business Credit Card
For more options, you can compare the best airline credit cards and the best business credit cards on WalletHub.
What are the best credit cards for business class travel? Reply
The best credit card for business class travel is The Platinum Card from American Express.
A good alternative is the Chase Sapphire Reserve.
Both of them offer generous initial bonuses and airport lounge access.
A card with a lower annual fee, but some great deals nonetheless, is the Capital One Venture Rewards Credit Card.
Featured Credit Cards
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