American Express Business Credit Cards
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American Express (a WalletHub advertising partner) is both the largest issuer of credit cards in the United States and the third largest card network. The company’s business credit card program, American Express OPEN, allows cardholders to save automatically via rewards and discounts from Amex’s partners. The wide range of Amex Open business credit cards and business charge cards provides significant variety across rewards, fees, interest rates, and affinity partners – which include Delta Airlines, Starwood Hotels, Costco, and Lowe’s. An American Express business credit card, like most major business credit cards, also allows you to easily track business spending as well as give employees their own cards with custom limits and earn rewards on their spending.
However, such cards are only good for everyday spending that can be paid off in full by the end of the month, since Amex business cards have not adopted the CARD Act rule prohibiting interest … show more
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Showing 1 – 10 of 11
Rates & Fees | Terms Apply
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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0% for 15 monthsTransfer Fee: 3% (min $5)
Regular APR
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13.49% - 21.49% (V)
Rewards Details
- Get rewarded for business as usual. Earn 2X points on everyday business purchases such as office supplies or client dinners.
- 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
- More buying power for your business* means more opportunities to earn points. That’s everyday business with the new Blue Business Plus Card.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
- Terms Apply
Additional Info
- 0.0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.49%, 17.49% or 21.49%, based on your creditworthiness and other factors as determined at the time of account opening.
- No Annual Fee
- See More Details & Reviews About The Blue Business℠ Plus Credit Card from American Express
Rates & Fees | Terms Apply
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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16.49% - 24.49% (V)
Rewards Details
- MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month †
- †4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
- AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
- EXCLUSIVE OFFERS: Get up to 1 year free on subscriptions to both G Suite Basic for up to 3 users and ZipRecruiter Standard, a combined value up to $3,188.*
- *Terms Apply
Additional Info
- PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.*
- EXPENSE MANAGEMENT TOOLS: Connect to Quickbooks, access SpendManager℠, receive a Year-End Summary, and more.*
- Add EMPLOYEE CARDS with a no annual fee option. Earn rewards on employee purchases and track employee expenses with spending limits, alerts, and summary reports.*
- See More Details & Reviews About TheAmerican Express® Business Gold Card
Rates & Fees | Terms Apply
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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Not Offered
Regular APR
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14.49% - 21.49% (V)
Rewards Details
- Reinvest in your business with automatic cash back in the form of a monthly statement credit. Plus take control by choosing the 3% category that best fits your business
- Earn 5% cash back on the first $50,000 spent at wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
- Earn 3% cash back on the first $50,000 spent in the category of your choice from a list of eight and 1% cash back on other purchases
- With Expanded Buying Power you can spend beyond your credit limit* to make bigger purchases for your business plus earn cash back on those purchases too
- Terms apply
Additional Info
- Special offer: save on interest with a 0% intro APR on purchases for 15 months; after that your APR will be a variable rate, currently 14.49% - 21.49%
- No annual fee
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors
- See More Details & Reviews About TheSimplyCash® Plus Business Credit Card from American Express
Rates & Fees | Terms Apply
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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17.99% - 26.99% (V)
Annual Fee
None 1st yr, $95 after
Rewards Rate
1 - 2 miles / $1
Minimum Credit
Good
Terms Apply
Apply Now
Rewards Details
- Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
- Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
- Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
- Settle into your seat sooner with Priority Boarding and enjoy 20% savings on eligible in-flight purchases in the form of a statement credit when you use your American Express Delta Card.
- Terms and limitations apply
Additional Info
- Pay no foreign transaction fees when you spend overseas.
- $0 introductory annual fee for the first year, then $95.
- See More Details & Reviews About TheGold Delta SkyMiles® Business Credit Card from American Express
Rates & Fees | Terms Apply
Charge Card
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Balance must be paid in full each month
Regular Rate
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Not Applicable for Charge Cards
Annual Fee
None 1st yr, $95 after
Rewards Rate
1 - 2 points / $1
Minimum Credit
Good
Terms Apply
Apply Now
Rewards Details
- Earn 5,000 Membership Rewards® points after your first purchase on the Card
- Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website
- Earn one Membership Rewards® point for each dollar you spend on eligible purchases
- Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment
- Terms & Limitations Apply
Additional Info
- $0 introductory annual fee for the first year, then $95
- See More Details & Reviews About TheBusiness Green Rewards Card from American Express
Rates & Fees | Terms Apply
Charge Card
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Balance must be paid in full each month
Regular Rate
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Not Applicable for Charge Cards
Annual Fee
None 1st yr, $250 after
Rewards Rate
1.5% Cash Back
Minimum Credit
Good
Terms Apply
Apply Now
Rewards Details
- Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
- Take up to 60 days to pay with no interest, if you pay your minimum due.
- Use the power of the Plum Card to buy big for your business.
- Unlock new opportunities with a spending limit that can grow with your business.
- Terms & Restrictions Apply.
Additional Info
- Additional Employee Cards at no annual fee – and an early pay discount on employee spending.
- No Foreign Transaction Fees.
- Introductory annual fee of $0 for the first year, then $250
- See More Details & Reviews About The Plum Card® from American Express
Rates & Fees | Terms Apply
Purchase Intro APR
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Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
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17.99% - 26.99% (V)
Annual Fee
None 1st yr, $95 after
Rewards Rate
2 - 6 points / $1
Minimum Credit
Good
Terms Apply
Apply Now
Rewards Details
- Earn 75,000 bonus points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.
- Earn 6 points for each dollar of eligible purchases at over 6,700 participating SPG® and Marriott Rewards® hotels across 29 brands.
- Earn 4 points at U.S. restaurants, U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping. Earn 2 points for all other eligible purchases.
- Receive 1 Free Night Award every year after your Card account anniversary (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees.
- Enjoy complimentary Silver Elite status with your Card.
- Plus, earn Gold Elite status after spending $30,000 or more in eligible purchases on your Card in a calendar year. Note: effective January 1, 2019, the spend threshold will increase to $35,000.
- Terms Apply
Additional Info
- No Foreign Transaction Fees on international purchases and $0 introductory annual fee for the first year, then $95.
- See More Details & Reviews About TheStarwood Preferred Guest® Business Credit Card from American Express
Rates & Fees | Terms Apply
Charge Card
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Balance must be paid in full each month
Regular Rate
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Not Applicable for Charge Cards
Rewards Details
- Welcome Offer: Earn up to 75,000 Membership Rewards® points.
- Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.†
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
- Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
- 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
- You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel.
- You can enjoy access to The American Express Global Lounge Collection℠ offering access to the most lounges across the globe, when compared with other U.S. credit card offerings. As of 11/2017
- Terms Apply
Rates & Fees | Terms Apply
Purchase Intro APR
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Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
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17.99% - 26.99% (V)
Rewards Details
- Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
- Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
- Check your first bag for free and save up to $50 on a round trip Delta flight.
- Settle into your seat sooner with Priority Boarding.
- Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit with the American Express Delta Card.
- Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don’t expire.
- Terms and limitations apply
Rates & Fees | Terms Apply
Purchase Intro APR
→
Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
→
17.99% - 26.99% (V)
Rewards Details
- Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases with your new Card in your first 3 months.
- Earn 15,000 Medallion® Qualification Miles (MQMs) and 15,000 bonus miles after you reach $30,000 in eligible purchases on your Card in the calendar year.
- Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
- Settle into your seat sooner with Priority Boarding and enjoy 20% savings on eligible in-flight purchases in the form of a statement credit.
- Complimentary Delta Sky Club® Access.‡
- Terms and limitations apply
Additional Info
- Pay no foreign transaction fees when you spend overseas.‡
- See More Details & Reviews About TheDelta Reserve for Business Credit Card
NO FOREIGN FEE
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Community Discussion
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