The Blue Business℠ Plus Credit Card from American Express is the best business credit card for balance transfers. It offers an introductory APR of 0% for 12 months on balance transfers with a balance transfer fee of 3% (min $5) and a $0 annual fee. That is months longer without interest than the average balance transfer card provides, along with fairly standard fees. The Blue Business Plus Card’s regular APR is 15.49% - 21.49% (V), however, so it’s best to pay off any balance transfers by the end of the 0% intro term.There are plenty of other worthwhile balance transfer credit cards available to small business owners, though, including both business-branded cards and offers marketed to the general-consumer population. To tee up the top deals for you, WalletHub’s editors compared all the balance transfer cards in our database of 1,000+ credit card offers. You can see how their resulting picks for the best business balance transfer credit cards stack up against each other below.
Best Business Credit Cards for Balance Transfers in 2019:
| Credit Card | Balance Transfer Intro APR | Balance Transfer Fee | Regular APR | Annual Fee |
| The Blue Business℠ Plus Credit Card from American Express | 0% for 12 months | 3% (min $5) | 15.49% - 21.49% (V) | $0 |
| U.S. Bank Business Cash Rewards World Elite™ Mastercard® | Not Offered | 3% (min $5) | 14.24% - 25.24% (V) | $0 |
| PNC Visa® Business Credit Card | 0% for 13 months | 3% (min $5) | 12.24% - 22.24% (V) | None |
| Edward Jones Business Credit Card | 0% for 12 months | $0 | 17.24% - 28.24% (V) | None |
| U.S. Bank Business Platinum | 0% for 20 billing cycles* | 3% (min $5) | 12.24% - 20.24% (V) | $0 |
| Wells Fargo Platinum Visa card | 0% for 18 months on qualifying balance transfers | 3% for 120 days, then 5% | 13.74% - 27.24% Variable | $0 |
All of the best business balance transfer credit cards require at least good credit for approval. You can check your latest credit score for free on WalletHub to get a sense of your odds.
Finally, if you’re looking for a business credit card with low interest on purchases, there’s another page for that: 2019’s best 0% APR business credit cards.