Bank of America Business Credit Cards
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Business Advantage Cash Rewards Credit Card Business Advantage Cash Rewards Credit Card

- Online exclusive: Earn $300 statement credit bonus after making at least $3,000 in purchases in the first 90 days of account opening.
- Earn 3% cash back on your choice of one of the following six categories: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services.
- Earn 2% cash back on dining and 1% cash back on all other purchases.
- You'll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
- Go to the Mobile Banking app or to Online Banking to change your choice category for future purchases once each calendar month, or make no change and the category stays the same.
- Redeem your cash back as a deposit into your Bank of America checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don't expire.
- Get 75% more cash back on every purchase when you're a Preferred Rewards for Business Platinum Honors tier member.
- Manage your business with a suite of online services including automatic payments, transfers, downloading transactions into QuickBooks.
- Travel services your business needs including $100,000 in travel accident insurance and auto rental insurance, emergency ticket replacement, lost–luggage assistance and the option to get extended protection.
- Credit Security: Zero liability protection, Overdraft Protection, Fraud Monitoring and Paperless Statement Option.
- Manage your account online 24/7 with secure Online and Mobile Banking. Check your balance and keep tabs on account activity for you and your employees easily anytime, anywhere.
- See More Details & Reviews About TheBusiness Advantage Cash Rewards Credit Card
Platinum Plus® Mastercard® Business Card Platinum Plus® Mastercard® Business Card

- $300 statement credit bonus after making at least $3,000 in purchases in the first 90 days of your account opening.
- Manage your business with a suite of online services including automatic payments, transfers, downloading transactions into QuickBooks.
- Travel services your business needs including $100,000 in travel accident insurance and auto rental insurance, emergency ticket replacement, lost–luggage assistance and the option to get extended protection.
- Credit Security: Zero liability protection, Overdraft Protection, Fraud Monitoring and Paperless Statement Option.
- Manage your account online 24/7 with secure Online and Mobile Banking. Check your balance and keep tabs on account activity for you and your employees easily anytime, anywhere.
- Unlimited employee cards at no additional cost.
- See More Details & Reviews About ThePlatinum Plus® Mastercard® Business Card
Business Advantage Travel Rewards World Mastercard® Credit Card Business Advantage Travel Rewards World Mastercard® Credit Card

- Online exclusive: Earn 30,000 bonus points (redeemable for a $300 statement credit toward travel purchases) when you make $3,000 in purchases in the first 90 days of your account opening.
- Earn 3 points per every dollar spent when you book your travel (car, hotel, airline) through the Bank of America Travel Center.
- Earn 1.5 points for every $1 you spend on all purchases. No limit to the number of points you can earn and points don't expire.
- Use your points to receive a statement credit for any travel-related purchases made on your card, or to pay for travel with no blackout dates at the Bank of America® Travel Center. Plus, you also have the choice to redeem for cash back or gift cards.
- Get 75% more points on the base earn of every purchase you make when you’re a Preferred Rewards for Business Platinum Honors tier member.
- Credit Security: Zero liability protection, Overdraft Protection, Fraud Monitoring and Paperless Statement Option.
- Manage your business with a suite of online services including automatic payments, transfers, downloading transactions into QuickBooks.
- Travel services your business needs including $1 million in travel accident insurance, lost luggage reimbursement, trip cancellation coverage, and trip delay reimbursement.
- Manage your account online 24/7 with secure Online and Mobile Banking. Check your balance and keep tabs on account activity for you and your employees easily anytime, anywhere.
- See More Details & Reviews About TheBusiness Advantage Travel Rewards World Mastercard® Credit Card
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What is the best Bank of America business credit card?

Needless to say, there’s a lot that goes into identifying the right credit card. So to help clarify things a bit, WalletHub’s editors picked their favorite cards by category, which you can find summarized below.
Here are the best Bank of America business credit cards:
Best For… | Card Name | Annual Fee | Rewards | Intro Purchase APR | Min. Credit Required |
Initial Bonus | Platinum Plus® Mastercard® Business Card | $0 | Cash back (bonus only) | 0% for 7 months | Excellent |
Gas & Office Supplies | Business Advantage Cash Rewards Credit Card | $0 | Cash back | 0% for 9 months | Excellent |
Travel Rewards | Business Advantage Travel Rewards World Mastercard® Credit Card | $0 | Points | 0% for 9 months | Excellent |
Good Credit | Alaska Airlines Business Credit Card | $75 | Miles | Not Offered | Good |
Limiting yourself to cards from a single issuer usually isn’t wise, as it’s a recipe for missing great deals. So we recommend comparing your favorite Bank of America business credit card to the best business cards from other issuers. You may also want to consider consumer cards in certain situations, such as when you don’t plan to pay your balance in full every month.
Finally, as you can see above, BofA business credit cards all require good credit or better for approval. And it’s your personal credit standing that matters. So it’s a good idea to check your latest credit score for free on WalletHub to confirm that you can qualify.
Questions & Answers
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† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
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Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.