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Best Bank of America Business Credit Cards
WalletHub makes it easy to find the best Bank of America business credit card for you.
The best Bank of America business credit cards provide a range of benefits that make it easier to track, control and earn rewards on all company spending, including purchases made by employees. Bank of America business credit cards are also the only business-branded cards that give you all of the major cardholder protections that general-consumer cards provide.… show more
show lessBank of America Business Credit Cards (May 2022)
[chop]If you plan to pay your bill in full every month, we recommend comparing these cards to offers from other major issuers. This will help ensure you find the best deal. Using a business credit card does not protect you from personal liability. And your personal credit score will dictate whether or not you get approved for one. On that note, all of Bank of America’s business credit cards currently require good or excellent credit. So if you don’t know where your personal credit stands, you can check your latest credit score for free on WalletHub to find out.
Finally, if you would like to speak with a Bank of America business credit card customer service representative about an existing account, please call 1-800-892-3219.
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Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

- Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening – with no annual fee and cash rewards don't expire.
- Earn 3% cash back in the category of your choice, 2% cash back on dining purchases and unlimited 1% cash back on all other purchases.
- You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
- Redeem your cash back as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.
- Earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to 5.25% in your selected choice category and up to 3.5% on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
- No annual fee
- 0% intro APR on purchases
- High rewards rate
- $300 initial rewards bonus
- Spending caps on rewards
- No intro APR on balance transfers
- Balance transfer fee
- Foreign fee
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 12.49% to 22.49% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
- See More Details & Reviews About TheBank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Bank of America® Platinum Plus® Mastercard® Business card Bank of America® Platinum Plus® Mastercard® Business card

- Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening.
- No annual fee
- 0% intro APR on purchases
- $300 initial rewards bonus
- No intro APR on balance transfers
- Balance transfer fee
- Foreign fee
- Requires excellent credit
- Save on interest with a competitive purchase APR.
- No annual fee.
- 0% Introductory APR on purchases for the first 7 billing cycles. After the intro APR offer ends, a Variable APR that's currently 10.49% to 21.49% will apply.
- Employee cards at no additional cost to you and with credit limits you set.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
- See More Details & Reviews About TheBank of America® Platinum Plus® Mastercard® Business card
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

- Earn 30,000 online bonus points after you make at least $3,000 in net purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining-related purchases.
- Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
- Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center.
- Redeem points for a statement credit to offset travel and dining-related purchases, travel with no blackout dates at the Bank of America Travel Center, cash back or gift cards.
- Earn up to 75% more points on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62 points per $1 spent on all purchases and up to 5.25 points per $1 spent at the Bank of America Travel Center.
- No annual fee
- 0% intro APR on purchases
- High rewards rate
- 30,000 points initial rewards bonus
- No intro APR on balance transfers
- Balance transfer fee
- Requires excellent credit
- No annual fee and no international transaction fees.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 12.49% to 22.49% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
- See More Details & Reviews About TheBank of America® Business Advantage Travel Rewards World Mastercard® credit card
Alaska Airlines Visa® Business card Alaska Airlines Visa® Business card

- Get 40,000 bonus miles plus Alaska's Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from $22) with this offer. To qualify, make $2,000 or more in purchases within the first 90 days of opening your account.
- Get another Alaska’s Famous Companion Fare™ every year! Each year on your credit card account anniversary you'll receive a companion fare which allows you to book a companion flight from $121 ($99 fare plus taxes and fees from $22). Valid on all Alaska Airlines flights booked on alaskaair.com.
- Free checked bag for you and up to 6 guests on the same reservation – that’s a savings of $60 per person roundtrip!
- Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and unlimited 1 mile for every $1 spent on all other purchases.
- Enjoy 50% off day passes at the Alaska Lounge and 20% back on all Alaska Airlines inflight purchases when you pay with your card.
- With oneworld® Alliance we’ve expanded our global reach to over 1,000 destinations worldwide, bringing more airline partners and more ways to earn and redeem miles.
- High rewards rate
- 40,000 miles initial rewards bonus
- No foreign fee
- Annual fee
- No intro APR on purchases
- No intro APR on balance transfers
- Requires excellent credit
- Flexibility when booking with no blackout dates on Alaska Airlines flights and miles don’t expire on active accounts.
- Plus, no international transaction fees and a low annual fee of $50 for the company and $25 per card.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
- See More Details & Reviews About TheAlaska Airlines Visa® Business card
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card

- Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening.
- Earn unlimited 1.5% cash back on all purchases everywhere, every time.
- No annual cap and cash rewards don’t expire.
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62% cash back on all purchases.
- Choose how to redeem your cash rewards – as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.
- No annual fee
- 0% intro APR on purchases
- $300 initial rewards bonus
- No intro APR on balance transfers
- Balance transfer fee
- Foreign fee
- Requires excellent credit
- No annual fee.
- 0% Introductory APR on purchases for the first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 12.49% to 22.49% will apply.
- Contactless Cards - the security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
- See More Details & Reviews About TheBank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Business Advantage Unlimited Cash Rewards Secured credit card Business Advantage Unlimited Cash Rewards Secured credit card

- Earn unlimited 1.5% cash back on all purchases, everywhere, every time.
- No annual cap and cash rewards don't expire.
- Choose how to redeem your cash rewards – as a deposit into your Bank of America checking or savings account, as a card statement credit or as a check mailed to you.
- No membership fees
- Qualify with bad credit
- No rewards bonus
- Balance transfer fee
- High Regular APR
- Foreign fee
- Open your account with a security deposit (minimum $1,000). Upon approval your credit line will be equal to your deposit account.
- Your account will periodically be review and if your overall credit history improves, you could transition to an unsecured card. Not all customers will qualify.
- Travel benefits your business needs including $100,000 in travel accident insurance. Additional services include auto rental insurance, emergency ticket replacement, lost-luggage assistance and legal and medical referrals when you’re away from home.
- See More Details & Reviews About TheBusiness Advantage Unlimited Cash Rewards Secured credit card
Best Bank of America Business Credit Cards in 2022

Needless to say, there’s a lot that goes into identifying the right credit card. So to help clarify things a bit, WalletHub’s editors picked their favorite cards by category, which you can find summarized below.
Best Bank of America Business Credit Cards Comparison
Card Name | Best For | Annual Fee | Rewards |
Bank of America® Platinum Plus® Mastercard® Business card | Initial Bonus | $0 | Cash back (bonus only) |
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card | Gas & Office Supplies | $0 | Cash back |
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card | Travel Rewards | $0 | Points |
Alaska Airlines Visa® Business card | Airline Rewards | $50 for the company, $25 per card | Miles |
Limiting yourself to cards from a single issuer usually isn’t wise, as it’s a recipe for missing great deals. So we recommend comparing your favorite Bank of America business credit card to the best business cards from other issuers. You may also want to consider consumer cards in certain situations, such as when you don’t plan to pay your balance in full every month.
Finally, as you can see above, Bank of America business credit cards all require good credit or better for approval. And it’s your personal credit standing that matters. So it’s a good idea to check your latest credit score for free on WalletHub to confirm that you can qualify.
Methodology for Selecting the Best Bank of America Business Credit Cards
To identify the best business credit cards from Bank of America, WalletHub’s editors regularly compare all of the Bank of America-issued business cards from our database of 1,500+ credit card offers. In comparing the cards, we focus on expected cardholder savings, whether from rewards or financing deals, after factoring in annual fees. This enables us to identify the cards with the most potential savings for different groups of small business owners.
About the author
John Kiernan has covered the credit card industry for more than 10 years as a writer and editor for WalletHub. His work has been featured by major media outlets such as The Washington Post and The New York Times and has been cited by industry regulators such as the Consumer Financial Protection Bureau. Read Full Author Bio
Best Bank of America Business Credit Cards FAQ
Comparing Bank of America business credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
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