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U.S. Bank Business Leverage® Visa Signature® Card U.S. Bank Business Leverage® Visa Signature® Card
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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16.74% - 21.74% (V)
Annual Fee
$0 intro for 12 mos, $95 after
Rewards Rate
1 - 5% Cash Back
Minimum Credit
Good
Rewards Details
- Limited time offer: Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.
- Earn 2% back in the top two categories where you spend the most each month automatically.
- 1% cash per dollar spent on all other eligible purchases.
- Earn 5% cash back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.
- No reward caps or limits on the total rewards your business can earn. Redeem for your choice of cash back, gift cards, merchandise and travel.
- Terms and conditions apply
Pros
- High rewards rate
- $750 initial rewards bonus
- No membership fees first year
- No foreign fee
Cons
- Membership fees in the second year
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
Additional Info
- U.S. Bank Business Leverage® Visa Signature® Card
- No annual fee for the first year and $95 thereafter. No annual fees for employee cards.
- Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
- Expense management tool VISA Spend Clarity is free to access and sync expenses, set employee card controls, generate reports, and more.
- Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022
- See More Details & Reviews About TheU.S. Bank Business Leverage® Visa Signature® Card
U.S. Bank Business Triple Cash Rewards World Elite Mastercard® U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
Purchase Intro APR
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0% for 15 billing cycles
Transfer Intro APR
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0% for 15 billing cyclesTransfer Fee: 3% (min $5)
Regular APR
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14.74% - 23.74% (V)
Rewards Details
- Limited Time Offer: Earn $500 in cash back. Just spend $4500 on the Account Owner's card in the first 150 days of opening your account.
- Introducing the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard® the card that gives back on all your eligible business needs.
- Earn 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants.
- 1% cash back on all other eligible net purchases.
- Earn 5% cash back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.
- No limit on total cash back earned.
- Rewards never expire.
- Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or quickbooks
- Terms and conditions apply
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- High rewards rate
Cons
- Balance transfer fee
- Foreign fee
- Requires good/excellent credit
Additional Info
- 0% Intro APR on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 14.74% - 23.74%.
- No annual fee.
- Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
- Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022
- See More Details & Reviews About TheU.S. Bank Business Triple Cash Rewards World Elite Mastercard®
Capital One Spark Cash Select - 0% Intro APR for 12 Months Capital One Spark Cash Select - 0% Intro APR for 12 Months
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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Not Offered
Regular APR
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16.24% - 24.24% (V)
Rewards Details
- Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Rewards won't expire for the life of the account
- Redeem your cash back rewards for any amount
- Free employee cards, which also earn unlimited 1.5% cash back on all purchases
Pros
- No membership fees
- 0% intro APR on purchases
- No foreign fee
- 1.5% cash back on all purchases
Cons
- No rewards bonus
- No intro APR on balance transfers
- Requires good/excellent credit
Additional Info
- 0% Intro APR for the first 12 months; 16.24% - 24.24% variable APR after that
- No annual fee
- $0 fraud liability if your card is lost or stolen
- See More Details & Reviews About TheCapital One Spark Cash Select - 0% Intro APR for 12 Months
Ink Business Cash® Credit Card Ink Business Cash® Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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Not Offered
Regular APR
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13.49% - 19.49% (V)
Rewards Details
- Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
Pros
- $750 initial bonus
- 1 - 5% cash back on purchases
- $0 annual fee
- Low intro APR on purchases
Cons
- 13.49% - 19.49% (V) regular APR
- 3% foreign transaction fee
Additional Info
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- 0% introductory APR for 12 months on purchases
- See More Details & Reviews About TheInk Business Cash® Credit Card
Ink Business Unlimited® Credit Card Ink Business Unlimited® Credit Card
Purchase Intro APR
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0% for 12 months
Transfer Intro APR
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Not Offered
Regular APR
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13.49% - 19.49% (V)
Rewards Details
- Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
Pros
- No membership fees
- 0% intro APR on purchases
- $750 initial rewards bonus
Cons
- No intro APR on balance transfers
- Balance transfer fee
- Foreign fee
- Requires good/excellent credit
Additional Info
- No Annual Fee
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- See More Details & Reviews About TheInk Business Unlimited® Credit Card
U.S. Bank Business Platinum Card U.S. Bank Business Platinum Card
Purchase Intro APR
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0% for 20 billing cycles
Transfer Intro APR
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0% for 20 billing cyclesTransfer Fee: 3% (min $5)
Regular APR
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12.74% - 21.74% (V)
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
Cons
- No rewards
- No rewards bonus
- Balance transfer fee
- Foreign fee
Additional Info
- Limited time offer: 0% Intro APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR currently 12.74% - 21.74%.
- U.S. Bank Business Platinum Card
- Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
- Expense management tool VISA Spend Clarity is free to access and sync expenses, set employee card controls, generate reports, and more.
- Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022
- Terms and conditions apply
- See More Details & Reviews About TheU.S. Bank Business Platinum Card
Capital One Spark Cash Select - $500 Cash Bonus Capital One Spark Cash Select - $500 Cash Bonus
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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13.49% - 19.49% (V)
Rewards Details
- Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening
- Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Rewards won't expire for the life of the account
- Redeem your cash back rewards for any amount
- Free employee cards, which also earn unlimited 1.5% cash back on all purchases
Pros
- No membership fees
- $500 initial rewards bonus
- No foreign fee
- 1.5% cash back on all purchases
Cons
- No intro APR on purchases
- No intro APR on balance transfers
- Requires excellent credit
Additional Info
- No annual fee
- $0 fraud liability if your card is lost or stolen
- See More Details & Reviews About TheCapital One Spark Cash Select - $500 Cash Bonus
CitiBusiness® / AAdvantage® Platinum Select® Mastercard® CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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16.74% - 25.74% (V)
Annual Fee
$0 intro 1st yr, $99 after
Rewards Rate
1 - 2 miles / $1
Minimum Credit
Excellent
Rewards Details
- Designed for businesses
- Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
- First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
- 25% savings on American Airlines inflight Wi-Fi when you use your card
- Enjoy preferred boarding on American Airlines flights
- Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
- Earn 1 AAdvantage® mile per $1 spent on other purchases
- Earn 1 Loyalty Point for every 1 eligible mile earned from purchases
Pros
- High rewards rate
- 65,000 miles initial rewards bonus
- No membership fees first year
- No foreign fee
Cons
- Membership fees in the second year
- No intro APR on purchases
- No balance transfers allowed
- Requires excellent credit
Additional Info
- No Foreign Transaction Fees
- See More Details & Reviews About TheCitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Ink Business Preferred® Credit Card Ink Business Preferred® Credit Card
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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16.24% - 21.24% (V)
Rewards Details
- Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
Pros
- High rewards rate
- 100,000 points initial rewards bonus
- No foreign fee
Cons
- Membership fees
- Spending caps on rewards
- No intro APR on purchases
- No intro APR on balance transfers
Additional Info
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- See More Details & Reviews About TheInk Business Preferred® Credit Card
First Progress Platinum Prestige Mastercard® Secured Credit Card First Progress Platinum Prestige Mastercard® Secured Credit Card
Secured Card
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Min Deposit of $200
One-Time Fees
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$0
Regular APR
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10.24% (V)
Pros
- Low regular APR
- Qualify with limited or no credit history
Cons
- Membership fees
- No rewards
- No rewards bonus
- Foreign fee
Additional Info
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application; No credit inquiry required!
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide program; available in all 50 US states *See Card Terms.
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- See More Details & Reviews About TheFirst Progress Platinum Prestige Mastercard® Secured Credit Card
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Questions & Answers
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