Capital One Mastercard
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- No annual fee
- Unlike a prepaid card, there is regular reporting to the 3 major credit bureaus
- Accepted at millions of locations worldwide
- Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
- Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Easily manage your account 24/7 with online access, by phone or using our mobile app
- See More Details & Reviews About TheCapital One® Secured Mastercard®
- Earn unlimited 1.5% cash back on every purchase, every day
- Earn cash rewards without signing up for rotating categories
- No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
- Be automatically considered for a higher credit line in as little as 6 months
- Monitor your credit profile with the CreditWise® app, free for everyone
- $0 fraud liability if your card is ever lost or stolen
- Help strengthen your credit for the future with responsible card use
- Get customized alerts and manage your account with the Capital One mobile app
- See More Details & Reviews About TheCapital One® QuicksilverOne® Cash Rewards Credit Card
- Pay no annual fee
- Be automatically considered for a higher credit line in as little as 6 months
- Fraud coverage if your card is lost or stolen
- Use online banking to access your account, even from your smartphone, with our mobile app
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set.
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
- Get access to your account 24 hours a day, 7 days a week
- Help build your credit through responsible use of a card like this
- See More Details & Reviews About TheCapital One® Platinum Credit Card
- One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
- Pay no annual fee or foreign transaction fees
- See More Details & Reviews About TheCapital One® Quicksilver® Cash Rewards Credit Card
- Earn $20 in CLUB points (2,000 Points) upon approval. Plus, earn an additional $10 in CLUB points (1,000 Points) after five purchases within 30 days of account approval.
- Earn 2 points on all Cabela's and Bass Pro Shops purchases and at participating Cenex convenience store locations.
- Earn 1 point per $1 spent everywhere else with no cap and no expiry. Terms Apply.
- Get free gear at Cabela's U.S. retail stores, cabelas.com, and Cabela's catalog orders with your points.
- Gain access to member-only CLUB events & offers.
- 9.99% APR for Cabela's and Bass Pro Shops Purchases.
- 3% Balance Transfer Fee for balance posted at a promotional APR. None for balances transferred at the Regular Transfer APR.
- Free Online Services.
- Apple Pay™ allows you to pay at any participating merchant with a single touch.
- See More Details & Reviews About TheCabela's Credit Card
- Earn 1.5% cash back on all purchases with no limit to the amount you can earn.
- Get rebates and discounts on AT&T, Teleflora, Union Plus Motor Club and Car Rentals.
- After 3 months as a cardholder, you may be eligible for hardship grants like Job Loss Grants, Strike Grants, Disability Grants and Hospital Grants.
- MasterRental® Collision Damage Waiver, Identity Theft Resolution Services and Price Protection.
- See More Details & Reviews About TheUnion Plus Credit Card
- Get a $25 Saks Welcome Gift Card when you make your first purchase outside Saks.
- Unlock access to the Beauty Rewards program, featuring deluxe samples and hand-picked goodies, all starting when you spend $500 in Beauty on your Credit Card.
- 3 points per dollar on your purchases at spas and salons.
- 2 points per dollar on dining, gas, and groceries.
- 1 point per dollar on all other purchases.
- Earn 2 points per dollar for the first $4,999, 4 points per dollar for $5,000 - $9,999 and 6 points per dollar for all eligible yearly spend over $10,000 at Saks.
- You must acquire a total of 2,500 points in a calendar year in order to receive a SaksFirst Gift Card. The 2,500 point minimum can consist of any combination of base points or bonus points (in all cases provided that the minimum $1 in eligible net spend at SAKS is met).
- Apply In Store only
- $0 liability on unauthorized purchases
- Price Protection and trip cancellation insurance
- Mastercard global concierge service
- You will first be considered for a Saks Fifth Avenue World Elite MasterCard®. If you do not qualify for that product, you will automatically be considered for a Saks Fifth Avenue Platinum MasterCard®.
- See More Details & Reviews About TheSaks Fifth Avenue Credit Card
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Editor's Picks: Best Capital One Mastercards
The best Capital One Mastercard depends on your credit standing and spending habits. A credit card with great terms won’t do you any good if you can’t get approved for it, after all. And bonus rewards at restaurants won’t mean much if you never eat out, for example.To help you find the right fit, WalletHub’s editors compared all of the Capital One Mastercard credit cards in our database of 1,000+ offers. And we picked our favorites by category.
Here are the best Capital One Mastercard offers:
| Best For… | Card Name | Annual Fee | Min. Credit Required |
| Building Credit | Capital One® Platinum Credit Card | $0 | Limited History |
| Newcomer Rewards | Capital One® QuicksilverOne® Cash Rewards Credit Card | $39 | Limited History |
| Rebuilding Credit | Capital One® Secured Mastercard® | $0 | Limited History |
| Auto Rewards | GM BuyPower Card from Capital One® -Get The Card That Helps You Get The Car | $0 | Good |
It’s also worth noting that the best Capital One credit card for your needs may not be a Mastercard. In fact, Capital One’s most popular rewards cards – including Venture and Quicksilver – are on the Visa network. So you’d be wise to peruse the best Capital One Visa cards before submitting an application.
Questions & Answers
Comparing capital one mastercard can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
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Is Capital One Savor a Visa or Mastercard? Reply
Capital One Savor is a Mastercard, not a Visa. Savor is a World Elite Mastercard, to be specific. That means it offers the Mastercard network’s highest level of benefits. Notable perks include up to $1 million in travel accident insurance and $1,500 per trip in trip cancellation insurance. The card’s extended warranty benefit also adds up to two extra years to an item’s original warranty and gives as much as $10,000 in coverage. Plus, there’s rental car insurance, roadside assistance, purchase protection and more.
Frequent travelers will enjoy the Capital One Savor Mastercard’s wide global acceptance. And there’s no foreign transaction fee. That means you’ll be able to use the Savor card abroad without having to pay a surcharge on everything you buy. Cards with foreign transaction fees typically charge an extra 1% to 3% on international purchases.
The Savor card provides plenty of its own rewards and perks to complement Mastercard’s array of benefits. For example, because it’s designed for people who like to go out on the town, Capital One Savor offers 4% cash back on dining and entertainment purchases. It also gives 2% cash back at grocery stores.
How does the GM BuyPower card's rental car insurance work? Reply
The GM BuyPower rental car insurance policy provides coverage in case of collision and theft up to the cash value of most rental vehicles.
All you need to do is pay for your rental with your credit card and reject the optional collision damage waiver offered by the rental company.
You can check the full rental car insurance terms here.
How does a Capital One Platinum balance transfer work? Reply
A Capital One Platinum balance transfer allows a cardholder to move high-interest debt from other credit accounts to the Platinum card. The Capital One Platinum card does not offer a low introductory interest rate for balance transfers, which means any savings will depend on whether the existing debt has an APR higher than the Platinum card’s regular rate. Capital One Platinum balance transfers accumulate interest daily at an APR of 26.99% (V). There is no Capital One Platinum balance transfer fee.
To request a Capital One Platinum balance transfer, call 1 (800) 227-4825 or go online and select the balance transfer option. Capital One Platinum (and all the other Capital One cards that permit balance transfers) will accept debt from credit cards, auto loans, personal loans, student loans, and more. But balance transfers from other Capital One accounts are not allowed.
Can I get the World Elite MasterCard from Capital One? Reply
What is the Capital One Gold Mastercard credit limit? Reply
What is the Capital One Mastercard annual fee? Reply
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