Capital One Mastercard
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- One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
- Pay no annual fee or foreign transaction fees
- See More Details & Reviews About TheCapital One Quicksilver Cash Rewards Credit Card
- Pay no annual fee
- Be automatically considered for a higher credit line in as little as 6 months
- Fraud coverage if your card is lost or stolen
- Use online banking to access your account, even from your smartphone, with our mobile app
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set.
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
- Get access to your account 24 hours a day, 7 days a week
- Help build your credit through responsible use of a card like this
- See More Details & Reviews About TheCapital One Platinum Credit Card
- Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
- No foreign transaction fee
- No annual fee
- See More Details & Reviews About TheCapital One SavorOne Cash Rewards Credit Card
- No annual fee
- Unlike a prepaid card, there is regular reporting to the 3 major credit bureaus
- Accepted at millions of locations worldwide
- Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
- Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Easily manage your account 24/7 with online access, by phone or using our mobile app
- See More Details & Reviews About TheSecured Mastercard® from Capital One
- Earn unlimited 1.5% cash back on every purchase, every day
- Earn cash rewards without signing up for rotating categories
- No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
- Be automatically considered for a higher credit line in as little as 6 months
- Monitor your credit profile with the CreditWise® app, free for everyone
- $0 fraud liability if your card is ever lost or stolen
- Help strengthen your credit for the future with responsible card use
- Get customized alerts and manage your account with the Capital One mobile app
- See More Details & Reviews About TheCapital One QuicksilverOne Cash Rewards Credit Card
- Earn 5% cash back on Walmart.com purchases, including pickup and delivery
- Earn 2% cash back on purchases in Walmart stores, 2% cash back on restaurants and travel purchases, and 1% cash back on all other purchases everywhere else Mastercard® is accepted
- Introductory offer: Earn 5% cash back on purchases in Walmart stores when you use this card with Walmart Pay for the first 12 months after approval
- Redeem rewards for cash back, statement credits, recent purchases in and out of Walmart, travel, and gift cards
- $0 annual fee
- No foreign transaction fees
- See More Details & Reviews About TheCapital One® Walmart Rewards® Mastercard®
- Earn $25 in CLUB points (2,500 Points) upon approval. Plus, earn an additional $50 in CLUB points (5,000 Points) after making ten purchases within 60 days of account approval.
- Earn 2 points on all Cabela's and Bass Pro Shops purchases and at participating Cenex convenience store locations.
- Earn 1 point per $1 spent everywhere else with no cap and no expiry. Terms Apply.
- Redeem points for merchandise at Bass Pro Shops and Cabela's or at Bass Pro Shops restaurants and resorts through the mobile app.
- Gain access to member-only CLUB events & offers.
- 9.99% APR for Cabela's and Bass Pro Shops Purchases.
- 3% Balance Transfer Fee for balance posted at a promotional APR. None for balances transferred at the Regular Transfer APR.
- Free Online Services.
- Apple Pay™ allows you to pay at any participating merchant with a single touch.
- See More Details & Reviews About TheCabela's Credit Card
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Editor's Picks: Best Capital One Mastercards
The best Capital One Mastercard depends on your credit standing and spending habits. A credit card with great terms won’t do you any good if you can’t get approved for it, after all. And bonus rewards at restaurants won’t mean much if you never eat out, for example.To help you find the right fit, WalletHub’s editors compared all of the Capital One Mastercard credit cards in our database of 1,000+ offers. And we picked our favorites by category.
Here are the best Capital One Mastercard offers:
| Best For… | Card Name | Annual Fee | Min. Credit Required |
| Building Credit | Capital One Platinum Credit Card | $0 | Limited History |
| Newcomer Rewards | Capital One QuicksilverOne Cash Rewards Credit Card | $39 | Limited History |
| Rebuilding Credit | Secured Mastercard® from Capital One | $0 | Limited History |
| Auto Rewards | GM BuyPower Card from Capital One® -Get The Card That Helps You Get The Car | $0 | Good |
It’s also worth noting that the best Capital One credit card for your needs may not be a Mastercard. In fact, Capital One’s most popular rewards cards – including Venture and Quicksilver – are on the Visa network. So you’d be wise to peruse the best Capital One Visa cards before submitting an application.
Questions & Answers
Comparing capital one mastercard can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
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Can I get the World Elite MasterCard from Capital One? Reply
Yes, you can get the World Elite MasterCard from Capital One.
The Capital One Savor Cash Rewards is a World Elite credit card for people with at least a good credit score and big budget.
For a reasonable $95 annual fee it offers:
A $300 initial bonus for purchases of at least $3,000 in the first 3 months of account opening
- 4% cash back on dining and entertainment
- 2% cash back at grocery stores
- 1% cash back on other purchases
- Unlimited rewards that don't expire
- $0 foreign transaction fee
You'll also get all the perks and benefits MasterCard has to offer. I'll just mention a few:
- Up to $1 million in travel accident insurance
- $1,500 per trip in trip cancellation insurance
- Up to 2 years extended warranty
- Purchase protection
- Rental car insurance
To learn more about the MasterCard World Elite benefits, read the Guide to Benefits.
Is Capital One Savor a Visa or Mastercard? Reply
Capital One Savor is a Mastercard, not a Visa. Savor is a World Elite Mastercard, to be specific. That means it offers the Mastercard network’s highest level of benefits. Notable perks include up to $1 million in travel accident insurance and $1,500 per trip in trip cancellation insurance. The card’s extended warranty benefit also adds up to two extra years to an item’s original warranty and gives as much as $10,000 in coverage. Plus, there’s rental car insurance, roadside assistance, purchase protection and more.
Frequent travelers will enjoy the Capital One Savor Mastercard’s wide global acceptance. And there’s no foreign transaction fee. That means you’ll be able to use the Savor card abroad without having to pay a surcharge on everything you buy. Cards with foreign transaction fees typically charge an extra 1% to 3% on international purchases.
The Savor card provides plenty of its own rewards and perks to complement Mastercard’s array of benefits. For example, because it’s designed for people who like to go out on the town, Capital One Savor offers 4% cash back on dining and entertainment purchases. It also gives 2% cash back at grocery stores.
How does a Capital One Platinum balance transfer work? Reply
A Capital One Platinum balance transfer allows a cardholder to move high-interest debt from other credit accounts to the Platinum card. The Capital One Platinum card does not offer a low introductory interest rate for balance transfers, which means any savings will depend on whether the existing debt has an APR higher than the Platinum card’s regular rate. Capital One Platinum balance transfers accumulate interest daily at an APR of 26.99% (V). There is no Capital One Platinum balance transfer fee.
To request a Capital One Platinum balance transfer, call 1 (800) 227-4825 or go online and select the balance transfer option. Capital One Platinum (and all the other Capital One cards that permit balance transfers) will accept debt from credit cards, auto loans, personal loans, student loans, and more. But balance transfers from other Capital One accounts are not allowed.
What is the Capital One Mastercard annual fee? Reply
The Capital One Mastercard annual fee is $0, in most cases.
Capital One has a few Mastercard credit cards offering $0 annual fee, like:
- Capital One Platinum Credit Card
- Capital One Secured Mastercard
- Capital One Quicksilver Cash Rewards Credit Card
- Cabela's Credit Card
- Union Plus Credit Card
- Saks Fifth Avenue Credit Card
There is one card, however, with a $39 annual fee, the Capital One QuicksilverOne Cash Rewards Credit Card. This one is only worth choosing if you plan on using your card regularly, otherwise I'd opt for one without an annual fee.
What is the Capital One Gold Mastercard credit limit? Reply
The credit limit for the Capital One Gold Mastercard will be determined by a few factors such as your credit score, income and overall creditworthiness.
Once your account is older than 3 months, you can request a credit limit increase online from your account or by calling 1-800-955-7070.
You have the best chances if you pay your bills in full and on time, and keep your credit utilization ratio low.
The best thing about Capital One and credit limit increases is that they will only result in a soft pull, thus won't affect your credit score.
How does the GM BuyPower card's rental car insurance work? Reply
The GM BuyPower rental car insurance policy provides coverage in case of collision and theft up to the cash value of most rental vehicles.
All you need to do is pay for your rental with your credit card and reject the optional collision damage waiver offered by the rental company.
You can check the full rental car insurance terms here.
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