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WalletHub Best Capital One Store Credit Cards
WalletHub makes it easy to find the best Capital One store credit card for you.
There are a few Capital One store cards available right now, representing retailers ranging from Kohl’s to Saks Fifth Avenue. Capital One store credit cards can only be used at the retailers they’re affiliated with, so they’re not designed for everyday spending. But they offer plenty of perks, including special sales, discount coupons and a bit of store credit with every purchase.… show more… show moreÂ
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Best Capital One Store Cards
- Overall: Walmart® Store CardWalmart® Store CardLearn MoreLearn More
- Discount:Â Kohl's Credit CardKohl's Credit CardLearn MoreLearn More
- Big Spenders:Â Saks Fifth Avenue Store CardSaks Fifth Avenue Store CardLearn MoreLearn More
- Home Improvement:Â Menards Credit CardMenards Credit CardLearn MoreLearn More
- Department Stores:Â Neiman Marcus Credit CardNeiman Marcus Credit CardLearn MoreLearn More
CAPITAL ONE STORE CREDIT CARDS
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Capital One Walmart Rewards® Mastercard® Capital One Walmart Rewards® Mastercard®
- Up to 5% back on Walmart purchases
- No annual fee
- No foreign transaction fee
- No promotional financing offers
- Above-average regular APR
Kohl's Credit Card Kohl's Credit Card
- No membership fees
- 35% discount initial rewards bonus
- Qualify with fair credit
- High regular APR
Bass Pro Shops® Credit Card Bass Pro Shops® Credit Card
- No membership fees
- High rewards rate
- Up to 5,000 points initial rewards bonus
- No foreign fee
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
Cabela's Credit Card Cabela's Credit Card
- No membership fees
- High rewards rate
- Up to 5,000 points initial rewards bonus
- No foreign fee
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
Pottery Barn Credit Card Pottery Barn Credit Card
- No membership fees
- 0% intro APR on purchases
- High rewards rate
- 10% back in rewards initial rewards bonus
- No intro APR on balance transfers
- High regular APR
- Requires excellent credit
Neiman Marcus Credit Card Neiman Marcus Credit Card
- No membership fees
- High rewards rate
- 5,000 points initial rewards bonus
- Qualify with fair credit
- High regular APR
- No intro APR on purchases
Pottery Barn Store Card Pottery Barn Store Card
- No membership fees
- 0% intro APR on purchases
- High rewards rate
- 10% back in rewards initial rewards bonus
- High regular APR
Walmart® Store Card Walmart® Store Card
- No membership fees
- High rewards rate
- Bonus rewards categories
- Qualify with fair credit
- High regular APR
Menards Credit Card Menards Credit Card
- No membership fees
- $10 initial rewards bonus
- Bonus rewards categories
- Qualify with fair credit
- High regular APR
Saks Fifth Avenue Credit Card Saks Fifth Avenue Credit Card
- No membership fees
- High rewards rate
- 10% discount initial rewards bonus
- No foreign fee
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
Best Capital One Store Cards of 2023
The best Capital One store card is the Walmart® Store Card because it requires just fair credit for approval, doesn’t charge an annual fee, and offers lots of great rewards. That includes earning rates of 2% to 5% back at Walmart. Plus, you can buy pretty much anything at Walmart, which gives the store’s credit card some valuable versatility.
The Walmart Card won’t be the best Capital One store credit card for everyone, though. There are many good offers. And a lot depends on your shopping preferences. With that in mind, we’ll highlight some of the other top offers below.
Best Capital One Store Cards Comparison
| Credit Card | Best For | Initial Discount | Regular Rewards |
| Walmart® Store Card | Overall | N/A | 2 - 5 points / $1 |
| Kohl's Credit Card | Discount | 35% discount | 7.5% in Rewards |
| Saks Fifth Avenue Store Card | Big Spenders | 10% discount | 2 - 6 points / $1 |
| Menards Credit Card | Home Improvement | $10 | 1 - 2% Rebate |
| Neiman Marcus Credit Card | Department Stores | 5,000 points | 2 points / $1 |
None of these cards charge annual fees, which makes them about $20 per year cheaper than the average credit card. And they all require just fair credit for approval, which makes them good for credit building.
If you don’t know where your credit stands, you can check your latest credit score for free on WalletHub. And if you find that you have a good or excellent credit score, you should definitely consider a Capital One credit card that you can use anywhere.
About the author
John Kiernan has covered the credit card industry for more than 10 years as a writer and editor for WalletHub. His work has been featured by major media outlets such as The Washington Post and The New York Times and has been cited by industry regulators such as the Consumer Financial Protection Bureau. Read Full Author Bio
Capital One Store Credit Cards FAQ
Comparing capital one store credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
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How do I log into my Capital One store card? Reply
There is a separate Capital One store card login page for each card. You can also create your Capital One store card login credentials (username and password) from your card’s page. Using that login info just on the capitalone.com homepage should work too.
The one possible exception is the Kohl’s Store Card. Its main login page is on the Kohl’s website.
Here are the Capital One store card login pages:
What Capital One store cards can I get with bad credit? Reply
There are no store credit cards for bad credit from Capital One. All nine of the Capital One store cards require fair credit or better for approval.Â
Capital One does have a non-store card for bad credit, though: the Capital One Platinum Secured Credit Card. You can get it with a bad credit score, and there’s a $0 annual fee as well as a $0 foreign transaction fee. You just have to place a security deposit of $49, $99 or $200, depending on your credit history. And you’ll get a $200 starting limit. You can use the Capital One Platinum Secured card at any store that accepts Mastercard.
Overall, there are very few store credit cards for bad credit from any issuer. The most notable is the Fingerhut Credit Account. Fingerhut is an online/catalog retailer.
How can I reopen my closed Kohl's Credit Card? Reply
You can reopen your closed Kohl's Credit Card by calling the issuer's customer service, Capital One in this case. The number is 1 (800) 564-5740.
Take into account that they will make a decision based on how long it’s been since the account was closed, and why it was closed.
How many Capital One store cards can you have? Reply
The previous comment is not accurate. I have a capital one secured Card (which was my very first Card with them) and after 6 months they increased my limit so I decided to try for more cards. I got Kohl's, Justice, & Maurices at the same time. Now I also have the Capital One Journey (regular MasterCard). So I know you can have more than they mentioned. I really don't know if there truly is a cap. I know I've been told there was a cap of 2 regular credit cards and I believe that to be true because now that I have my secured MasterCard and my regular MasterCard, it's saying I can't have another capital one card.Â
Featured Credit Cards
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