Capital One Visa Credit Card Reviews

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Capital One Visa credit cards include some of the best offers on the market, and there’s little wonder why. Capital One (a WalletHub partner) is the fifth la

Here are the best Capital One Visa credit cards:

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Capital One® VentureOne® Rewards Credit Card

4,664 Reviews

Purchase Intro APR

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0% for 12 months

Transfer Intro APR

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Not Offered

Regular APR

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13.49% - 23.49% (V)

Annual Fee

None

Rewards Rate

1.25 miles / $1

Rewards Bonus

20,000 miles

Rewards Bonus

20,000 miles

Minimum Credit

Good

Apply Now

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Rewards Details

Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
New! Earn 10 miles per dollar on hotels when you pay with your VentureOne card at hotels.com/venture; learn more at hotels.com/venture
Fly any airline, stay at any hotel, anytime
Travel when you want with no blackout dates
Miles won't expire for the life of the account and there's no limit to how many you can earn

Additional Info

Enjoy a low intro APR on purchases for 12 months; 13.49%-23.49% variable APR after that
No foreign transaction fees
See More Details & Reviews About TheCapital One® VentureOne® Rewards Credit Card

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Capital One® Quicksilver® Cash Rewards Credit Card

4,482 Reviews

Purchase Intro APR

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0% for 15 months

Transfer Intro APR

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0% for 15 monthsTransfer Fee: 3%

Regular APR

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14.49% - 24.49% (V)

Annual Fee

None

Rewards Rate

1.5% Cash Back

Rewards Bonus

$150

Rewards Bonus

$150

Minimum Credit

Good

Apply Now

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Rewards Details

One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn

Additional Info

0% intro APR on purchases for 15 months; 14.49%-24.49% variable APR after that
0% intro APR on balance transfers for 15 months; 14.49%-24.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Pay no annual fee or foreign transaction fees
See More Details & Reviews About TheCapital One® Quicksilver® Cash Rewards Credit Card

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Capital One® Venture® Rewards Credit Card

2,379 Reviews

Purchase Intro APR

→

Not Offered

Transfer Intro APR

→

Not Offered

Regular APR

→

14.49% - 24.49% (V)

Annual Fee

$0 for 1st yr, $95 after

Rewards Rate

2 miles / $1

Rewards Bonus

50,000 miles

Rewards Bonus

50,000 miles

Minimum Credit

Good

Apply Now

Show Details Hide Details

Rewards Details

Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
Earn unlimited 2X miles per dollar on every purchase, every day
New! Earn 10 miles per dollar on hotels when you pay with your Venture card at hotels.com/venture; learn more at hotels.com/venture
Fly any airline, stay at any hotel, anytime
Travel when you want with no blackout dates
Miles won't expire for the life of the account and there's no limit to how many you can earn

Additional Info

No foreign transaction fees
$0 intro annual fee for the first year; $95 after that
See More Details & Reviews About TheCapital One® Venture® Rewards Credit Card

Show Details Hide Details

Last Updated On: May 22, 2018

What is the best Capital One Visa credit card?

By: John Kiernan, Credit Card Editor

The best Capital One Visa credit card has to be the Venture Rewards Card. It’s one of the best overall credit cards from any issuer, earning a perfect 5-star rating from WalletHub’s editors. And it’s obvious why. Venture offers very versatile, lucrative travel rewards and doesn’t charge an arm and a leg for its many perks.

But Venture isn’t the best Capital One Visa credit card for everybody. It requires good credit or better for approval, for one thing. And not everyone wants miles. With that in mind, WalletHub’s editors selected their favorites by category.

Here are the best Capital One Visa credit cards:

Best For...	Card Name	Annual Fee	Min. Credit Required
Travel Rewards	Capital One® Venture® Rewards Credit Card	$0 for 1st yr, $95 after	Good
Cash Back	Capital One® Quicksilver® Cash Rewards Credit Card	None	Good
Business	Capital One® Spark® Cash for Business	$0 for 1st yr, $95 after	Good

Unfortunately, there are no Capital One Visa credit cards for people with bad credit available right now. And unless you’re a college student, you won’t be able to get one with limited or fair credit, either. Fortunately, however, there are options for all of those groups among Capital One’s Mastercard credit cards.

That just goes to show why it’s best to avoid limiting your search to cards on a single network, or even those from a particular issuer. It’s easiest to find the best credit card for your needs if you cast a wide net to start.

Is the Capital One Platinum Card a Visa?

By: John Kiernan, Credit Card Editor Capital One® Platinum Credit Card is one of the best starter credit cards on the market. You can get it with no credit, and there’s no annual fee. But it’s not a Visa.

The fact that Capital One Platinum is a Mastercard shouldn’t matter, though. When looking for your first credit card, your top priorities should be: A) getting approved and B) minimizing what you have to pay in annual fees. That’s because your overall objective at this point in your credit career should be to build credit as inexpensively as possible.

After all, you’re unlikely to qualify for truly great rewards or 0% intro rates until you have good credit. There are some exceptions, of course. For example, student credit cards – such as the Journey® Student Rewards from Capital One® – tend to offer better terms than applicants’ credit experience would ordinarily merit. And the Capital One® QuicksilverOne® Cash Rewards Credit Card rewards people with limited credit but also charges an annual fee.

To learn more, check out WalletHub’s complete Capital One Platinum, Journey and QuicksilverOne reviews.

Comparing Capital One Visa Credit Cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share...show moreshow less

Robert Yerkes @roberty26

July 3, 2016

Are Venture cards Visa cards? I don't see the name on the ad.

George Freeman @georgef_11

September 20, 2015

I decided to try out the Capital One Quicksilver because I was looking for a simpler cash rewards card. I was using a Chase Freedom card before but I always forgot to activate the extra bonus percents and always felt that I was always too short on points to get what I wanted. I like that the Capital One Quicksilver always gives a good percent of cash back without activation but what I really like is that I can get that cash anytime. I don't have to worry about accruing just enough points anymore.

Lidd Fab @zyrker

August 14, 2015

My Capital One Visa is of big help. I use it for my grocery and purchasing online. I have not encountered any troubles so far. All that I could say is that it has helped me a lot especially when I'm in need of cash. It can give me cash advance as well. At one time, I left for Tacoma and I used it in my travel expenses. My credit limit was recently raised. Although, I don't really want to because it is so tempting but I trust in God that he will see me through in my finances.

Joseph Broenzel @josephb_44

August 13, 2015

I recently acquired an Capital One VentureOne Rewards Credit Card. There was no annual fee for the 1st year so this seemed great. If I don't like it after the 1st year I can just use my rewards before the year ends and then cancel it. The reward rate is great and that, along with no annual fee for the 1st year, really drew me in. The interest rate is a little high but I plan to pay it off right after I make purchases so it doesn't even matter.

Brenda Ellegood @mawmaw

May 8, 2015

I have the Capitol One Quicksliver Card. I like this card a lot. It has 1.5 cash back and I try to only use it for emergencies, although I sometime use it for other things. I plan on saving the cash back for Christmas. They recently raised my credit limit . I don't have any complaints so far.This is a good card for someone like me, who has to use a credit card at the pump for my part time job.

Dan Fawaz @danf3

April 8, 2015

I just recently got a capital one Venture card. I have started to use this more and more, to be able to build up reward points more then anything. Especially with my fiance and I are getting married late this year. So our plan is to use the card as much as possible, but pay it off because the reward miles will hopefully pay for our flight tickets. Also with the fact there is 0% on purchases for almost a year, this works out even better.

Ruth Henne @ruth.henne

September 1, 2014

I have the Capital One Quick Silver Mastercard, which I absolutely love. This is a great card and although I don't use it a lot am very glad to have it. I get 1.5% cash back on all my purchases and I have it set up that when I get $50 in the account then it is added as a credit to my card. There is a annual fee but I have no problem with that. This is the only charge card that I have, I don't need any other than this one.

Ricky Seshie @rickys_7

August 19, 2014

Love the miles and the ease of payment with my C. One Card. I found the APR although to be on the high side

Cindi Hounton @cindi_hounton

July 13, 2014

I don't have a Cap One card but some of these cards look pretty good. My daily spender is the Sallie Mae card. When you first go onto the website it looks like it just pays down student loans but that is not true. You can get cash back as a statement credit. You receive a flat 1 percent and 5 percent on groceries, gas and books. The spending limits are 250 each for gas and groceries and 750 for books. There is also a sign up bonus that varies and no annual fee. This car works better for me since groceries, gas and books makes up a good chunk of my expenses.

Julie Hetrick @mrs_roberthetrick

May 28, 2014

I have a capital one visa. The card is great. It offers low payments and will help rebuild credit as long as you make your payments on time. Interest is on the high side that would be the only down flaw of this card. It has good customer service but I prefer to use the online features to pay bills another plus. You get credit increases every 6 months to a year as long as you pay the bill and don’t go over your limit. The fees aren’t bad either. I love my card.

Christina Cortez @christinadcortez

July 17, 2014

i also have the capital one visa, the payments are good and it has definitely helped to rebuild my credit. i have had it for more than two years and also have no problem with it!

Keith Mouras @keith.mouras

March 11, 2014

My wife and I have used a Capital One Venture Visa card for a couple years now. We have found the use of the card to be very helpful whether paying recurring bills automatically or making store purchases. The neat thing about this card is the "erase" feature that the card offers. We gain 1.25 reward miles for every dollar we spend for all of our purchases. That amount adds up quickly and you can use the reward miles to "erase" any travel related expense. Last September we traveled to Wisconsin to visit relatives. The cost of the airfare, rental car and all of the gas used while driving the rental was "erased" as we used our rewards miles to make that happen. We are planning another trip by car next month and we have enough rewards miles to cover the cost of the gas round trip. I love the card and the service we receive from Capital One.

Johnny Angelo @johnny.angelo.7549

July 17, 2014

I wish my card offers rewards like that.I have had my HR Block Emerald card for about 2 years and the only thing my card offers is ridiculously high ATM fee's.Maybe I should switch to Capital One.

Tonya Millson @tonya.millson

February 3, 2014

I have had a credit card with Capital One for 3 months and so far I have no complaints! I purchased something online and the company charged me twice. I spoke with a representative online and he was extremely helpful and made me feel well taken care of. My interest rate is pretty steep, however, I am a student and this is my first credit card so I was expecting a high interest rate. The rewards are great and you don't have to have a certain amount until you can "cash out" and add the money to your balance.

Roy Chen @royc1

January 29, 2014

I also have a Capital One Miles Card that I use primarily for travel purchases (2x miles on ticket purchases, hotels, etc.). Unlike branded cards like United or Delta, the Capital One Miles Card does not have an annual fee, which can be up to $100 a year. The only downside is that using the miles can be tough. While they say it is 25,000 miles for a ticket with no blackouts, it is hard to get convenient flights with the miles on popular carriers like United, Delta, or American. Also, customer service for booking is less convenient than the branded cards. However, if you are looking for a card that offers miles with no fees and gives you bonus miles for spending on travel, Capital One is a good option.

Kori Mcmasters @kori.mcmasters

December 24, 2013

Capital one is a very good choice for anyone to help build your credit. Capital one is always there when you need them. For example, a company charged me for something that I did not get and they said that they would not refund my money, so capital one filed a dispute against them and got the money put back on my card.

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Capital One Visa Credit Cards

Here are the best Capital One Visa credit cards:

Popular Questions

What is the best Capital One Visa credit card?

Here are the best Capital One Visa credit cards:

Is the Capital One Platinum Card a Visa?