Capital One Credit Cards

You don’t need to set a Capital One travel notification. In fact, you can’t set a Capital One travel notification anymore because they’ve been discontinued. A travel notice tells banks that you’ll be away from home during a given time period. That way, charges from places you don’t normally visit won’t trigger the fraud prevention system and cause the bank to freeze your card. Like many issuers, Capital One uses EMV chip-and-signature technology. But unlike most of them, Capital One believes chip technology has made travel notices obsolete. 

Each time you make a payment with a chip card, the chip creates a unique code for the transaction that can only be used one time. That prevents account information from being stolen at the point of sale.  

But chip-and-signature technology doesn’t help you if someone steals your physical card. And it’s always good to be prepared, so below you’ll find the numbers to call if you run into any problems using your card while traveling. For instance, if your card gets stolen, you can call to have it frozen and get an emergency replacement card overnighted to you. You can also get a cash advance by wire transfer in that situation.

Here’s what you need instead of a Capital One travel notification:

• Domestic customer service number: 1-877-383-4802

• International customer service number: 1-800-955-7070 (collect call)

• Card number or Social Security number: You’ll need to enter your card number when you call to speak to a representative. If your card has been lost or stolen, you can enter your Social Security number instead.

You don’t need to set a Capital One travel notification to use your card abroad with peace of mind. That’s not the only way Capital One makes travel easy, either. You also avoid foreign transaction fees because none of Capital One’s cards charge them.

Not just Quicksilver, all Capital One cards. Basically, Capital One is one of the issuers that says you’ll have no liability for any fraudulent charges.
To be honest, all big lenders have that feature, but even if you find one that doesn't, federal law says your liability can't go over $50.

Given its attractive credit card offers and high customer satisfaction, Capital One is not only a good credit card company, but a great one.

For starters, Capital One credit cards can be found on most of WalletHub’s best credit card lists. This includes the:

• Best Travel Rewards Credit Cards: Capital One® Venture® Rewards Credit Card

• Best Cash Back Credit Cards: Capital One® Quicksilver® Card

• Best Credit Cards for Fair Credit: Capital One® QuicksilverOne® Cash Rewards Credit Card

• Best Credit Cards for No Credit: Capital One® Platinum Credit Card

• Best Credit Cards for Bad Credit: Capital One® Secured Mastercard®

• Best Student Credit Cards: Journey® Student Rewards from Capital One®

• Best Business Credit Cards: Capital One® Spark® Cash for Business

Capital One has also scored highly in a number of WalletHub reports on important credit card benefits. Here are a handful of notable examples:

• Application Transparency: T-1st

• International Travel: 3rd

• Rental Car Insurance: 6th (Capital One Visa cards)

• Extended Warranty: 10th (Capital One Visa cards)

Finally, Capital One received the fifth highest customer satisfaction score in WalletHub’s latest Credit Card Landscape Report. And it had the third highest reviews among WalletHub users.

That, in a nutshell, is what a good credit card company looks like.​​​​​​​

You can certainly request one by calling Capital One’s customer service department at 800-955-7070 or using the secure chat feature on your online account. But you shouldn’t count on being approved. That ultimately depends on your financial track record and account management, but it’s important to realize that issuers aren’t in the habit of encouraging cash advances, as they’re considered risky behavior. You should also try to avoid making such transactions whenever possible given their high cost.

You can learn more about that here: Credit Card Cash Advance: Fees, Drawbacks & More.

Hope this helps!

Your Capital One application status should be provided instantly, in most cases, by email.
If they need additional information, then you will receive a response within 7-10 days. Of course, you can call 1-800-903-9177 to check your application status, but it will still take 2-3 days to get a final answer if that's the case.