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Cash Back Mastercard Credit Cards
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CASH BACK MASTERCARD CREDIT CARDS
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Capital One Quicksilver Cash Rewards Credit Card Capital One Quicksilver Cash Rewards Credit Card
- $200 initial bonus
- 1.5% cash back on all purchases
- No annual fee
- 0% intro APR on purchases and balance transfers
- Potential for a very high interest rate
- Balance transfer fee
- Requires good/excellent credit
Capital One SavorOne Cash Rewards Credit Card Capital One SavorOne Cash Rewards Credit Card
- $200 initial bonus
- High rewards rate
- $0 annual fee
- 0% intro APR on purchases and balance transfers
- High regular APR
- Balance transfer fee
- Requires good/excellent credit
Citi® Double Cash Card – 18 month BT offer Citi® Double Cash Card – 18 month BT offer
- Offers 2% cash back
- $0 annual fee
- Multiple redemption options
- Low intro APR on balance transfers
- 3% foreign transaction fee
- Must have at least $25 in rewards to redeem
Citi Custom Cash℠ Card Citi Custom Cash℠ Card
- $200 initial bonus
- $0 annual fee
- Up to 5% cash back
- 0% introductory APRs
- Bonus rewards limit
- High regular APR
- Foreign transaction fee
Capital One QuicksilverOne Cash Rewards Credit Card Capital One QuicksilverOne Cash Rewards Credit Card
- 1.5% cash back on all purchases
- Available to people with limited or fair credit
- No foreign fee
- $39 annual fee
- Average regular APR for a limited-credit card
Capital One Walmart Rewards® Mastercard® Capital One Walmart Rewards® Mastercard®
- Up to 5% back on Walmart purchases
- No annual fee
- No foreign transaction fee
- No promotional financing offers
- Above-average regular APR
Destiny Mastercard® Cashback Rewards Destiny Mastercard® Cashback Rewards
- Qualify with bad credit
- Does not require security deposit
- High membership fees
- High regular APR
- Foreign fee
Capital One Quicksilver Secured Cash Rewards Credit Card Capital One Quicksilver Secured Cash Rewards Credit Card
- Great rewards
- No annual fee
- Relatively low minimum deposit
- Qualify with limited credit history
- High interest rate
Chase Freedom Flex℠ Chase Freedom Flex℠
- No annual fee
- $200 initial bonus
- Ongoing rewards of 1 - 5% cash back
- 0% for 15 months on purchases and balance transfers
- Doesn't really offer cash back
- Rotating bonus rewards categories
- Earning limit in bonus categories
- 3% foreign transaction fee
Deserve® EDU Mastercard for Students Deserve® EDU Mastercard for Students
- Amazon Prime Student Membership
- 1% Cash Back
- No Annual or Foreign Fees
- No SSN Required
- High regular APR
What is the best cash back Mastercard?
Citi Double Cash is the best cash back Mastercard on the market right now because it offers nearly twice as much earning power as the average cash rewards card, if you pay your bill in full every month, which is a good habit to get into anyway. It doesn’t charge an annual fee, either, and is available to people with good or excellent credit.
But Double Cash won’t be the best cash back Mastercard for everyone. A lot depends on your credit standing, what you plan to spend your money on, and how much you plan to spend. To help you find the right fit, WalletHub’s editors compared dozens of offers and identified the top Mastercard cash back credit cards for different types of applicants.
Here are the best cash back Mastercards:
| Best For… | Card Name | Annual Fee | Cash Back Rate | Min. Credit Required | Editor’s Rating |
| Overall | Citi® Double Cash Card – 18 month BT offer | $0 | 2% Cash Back | Good | 5/5 |
| Dining & Entertainment | Capital One Savor Cash Rewards Credit Card | $95 | 1 - 5% Cash Back | Good | 5/5 |
| Limited Credit | Capital One QuicksilverOne Cash Rewards Credit Card | $39 | 1.5% on all purchases | Limited History | 4.7/5 |
| Bad Credit | Capital One Quicksilver Secured Cash Rewards Credit Card | $0 | 1.5% on all purchases | Bad | 5/5 |
| Small Business | Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card | $0 | 1% - 3% | Excellent | 3.5/5 |
The question is: Are these the best overall cash rewards cards or just the top Mastercard offers? You can get the answer by checking out WalletHub’s picks for 2022’s best cash back credit cards, across all four major card networks.
Questions & Answers
Comparing cash back mastercard credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
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Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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