There are two types of charity credit cards: those that automatically donate a portion of all purchases to a given charitable organization and those that indirectly help you give back by maximizing your savings on everyday expenses. Below, you can find our editors’ favorite offers from the first type of charity credit cards. If you want to take donation into your own hands, we recommend one of our editors’ best cash back credit cards, as points and miles aren’t as well suited to the task.2018’s Best Charity Credit Cards – Editors’ Picks
| Cause | Card Name | Donation | Charity Navigator Score (max 100)* |
| Endangered Species Conservation | World Wildlife Fund Credit Card | $3 donated for account opening and annual renewal 0.08% of all purchases donated |
83.01 |
| Breast Cancer | Pink Ribbon™ Credit Card** | $3 donated for account opening and annual renewal 0.08% of all purchases donated |
81.11 |
| International Service | Rotary International Credit Card | $100 donated for every new account | 100 |
| Protecting North American Plants & Animals | Defenders of Wildlife Credit Card | $1 donated for each new account opened $0.05 donated for every $100 spent |
81.44 |
*Charity Navigator scores are for the charitable organization each credit card represents.
**Benefits Susan G. Komen for the Cure
As you can see, charity credit cards typically require at least “good credit” for approval. If you don’t qualify – you can check your credit score for free on WalletHub to find out – we recommend focusing on credit improvement before giving back in earnest. After all, a good credit score will save you hundreds of dollars per year, thus allowing you to donate more without jeopardizing your own financial standing.
Furthermore, it’s important to note that money isn’t the only thing you can donate. Try our Charity Calculator to see whether you’re better off giving time or money.
