The best Chase rewards Visa card is the Chase Sapphire Preferred® Card because it offers a sign up bonus of 60,000 points for spending $4,000 in the first 3 months. Also, there’s 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases. And you can transfer points to over a dozen hotel and airline loyalty programs at a 1:1 ratio. The Chase Sapphire Preferred® Card comes with a $95 annual fee.

If you prefer straight cash back rewards and don’t want to pay an annual fee, you should consider Chase Freedom Unlimited®. You’ll earn 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year).

As rewards cards on the Visa network, the Chase Sapphire Preferred® Card and the Chase Freedom Unlimited® card enjoy wide global acceptance. Visa cards can be used in more than 200 countries and territories, at almost all merchants where credit cards are accepted. The Chase Sapphire Preferred® Card is better for international purchases, because it has a $0 foreign transaction fee. Chase Freedom Unlimited® charges a foreign transaction fee of 3% of each transaction in U.S. dollars.

Most Chase credit cards are on the Visa network, though there are also a few Chase cards on the Mastercard network, such as the Chase Freedom Flex. In other words, Chase can be Visa or Mastercard, depending on which Chase credit card you have.

Popular Chase Visa & Mastercard Credit Cards

Whether you have a Visa or Mastercard credit card doesn’t make much of a difference because both card networks are accepted by nearly all merchants that take credit cards. Given the minimal differences in card acceptance, it’s safe to put more emphasis on unique rewards and benefits when comparing Chase cards.

A Chase Sapphire card is a VISA. Both the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® are on the VISA network. First and foremost, that means you can use these cards virtually everywhere in the world as VISA is one of the card networks with the most extensive international acceptance.

Chase Sapphire VISA cards are accepted by millions of retailers in over 200 countries and territories. Almost every merchant that takes credit cards accepts VISA. And most people with a credit card have a VISA. There were 337 million Visa credit cards in circulation at the end of 2018. That’s about half the total market and more than the total population of the United States.

Having a Chase Sapphire Preferred or Chase Sapphire Reserve also entitles you to a wide range of VISA benefits. This includes, for example, rental car insurance, travel insurance and low currency conversion rates for international purchases. In particular, you’ll enjoy Visa Signature benefits with Chase Sapphire Preferred, while Chase Sapphire Reserve comes with Visa Infinite benefits. Visa Infinite provides some additional perks, including extended travel insurance and a special concierge.

So it’s good that Chase Sapphire Preferred and Chase Sapphire Reserve are on the VISA network. Both also stand out among VISA cards because of their great rewards as they are among the best travel rewards credit cards on the market. Chase Sapphire Preferred, for instance, offers 60,000 bonus points for spending $4,000 in the first 3 months. Plus, it earns 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases. And it also features a $0 foreign transaction fee, which makes it an ideal travel companion.

For what it’s worth, credit cards do change card networks from time to time. If your network ever changes in the future, you’ll automatically be issued a new card.