Citibank Mastercard Credit Cards
WalletHub makes it easy to find the best Citi Mastercard for you.
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- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.49% - 26.49%, based on your creditworthiness
- 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.49% - 26.49%, based on your creditworthiness
- If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- The same great rate for all balances, after the introductory period
- Save time when you call with fast, personal help, 24 hours a day – just say “representative”
- Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
- See More Details & Reviews About TheCiti Simplicity® Card - No Late Fees Ever
- Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness.
- Click "Apply Now" to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
- Balance Transfers do not earn cash back.
- The standard variable APR for Citi Flex Plan is 15.74% - 25.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion
- See More Details & Reviews About TheCiti® Double Cash Card – 18 month BT offer
- The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
- Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
- Use your card anywhere Mastercard® is accepted — worldwide.
- A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
- Get help staying on track with Auto Pay and account alerts.
- With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
- Manage your account 24/7 online, by phone, or in our mobile app.
- See More Details & Reviews About TheCiti® Secured Mastercard®
- Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening*
- Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services*
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases*
- Earn 1 AAdvantage® mile for every $1 spent on other purchases*
- Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights*
- No Annual Fee*
- The standard variable APR for Citi Flex Plan is 17.74%-25.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheAmerican Airlines AAdvantage MileUp℠ Card
- Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
- Admirals Club® membership for you and access for guests traveling with you
- Complimentary Admirals Club® lounge access for authorized users
- Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
- First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
- No Foreign Transaction Fees on purchases*
- The standard variable APR for Citi Flex Plan is 17.49% - 25.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® / AAdvantage® Executive World Elite™ Mastercard®
- The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 15.24% - 25.24%, based on your creditworthiness.
- The standard variable APR for Citi Flex Plan is 15.24% - 25.24% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti Rewards+℠ Card
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What is the best Citi Mastercard credit card?
The best Citi Mastercard is the Citi® Double Cash Card – 18 month BT offer because it gives 2% cash back on all purchases and has a $0 annual fee. The Citi Double Cash Mastercard even gives 0% for 18 months on balance transfers. The card’s low cost and lucrative, straightforward rewards make it perfect for everyday use or as a trusty backup payment option. Those are all reasons why WalletHub’s editors give Citi Double Cash a rating of 5.0 / 5.
Some people might save more with other Citi Mastercard offers, though. It all depends on your spending and payment habits. To help you make an informed decision, WalletHub’s editors compared all of the Citi credit cards on the Mastercard network in our database of 1,000+ credit card offers. We then picked the best offers in the most popular credit card categories.
Best Citibank Mastercard Credit Cards of 2019:
| Citi Mastercard | Best For | Annual Fee | Editor’s Rating |
| Citi® Double Cash Card – 18 month BT offer | Cash Back & No Annual Fee | $0 | 5.0 / 5 |
| Citi Premier℠ Card | Bonus Rewards Points | $95 | 4.6 / 5 |
| Citi® / AAdvantage® Executive World Elite™ Mastercard® | Lounge Access | $450 | 1.5 / 5 |
| Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® | Miles & No Foreign Transaction Fee | $0 1st yr, $99 after | 4.4 / 5 |
| Expedia®+ Card from Citi | Travel Rewards | None | 3.4 / 5 |
| CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® | Business | $0 1st yr, $99 after* | 4.0 / 5 |
Questions & Answers
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