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I started using the Citibank Visa about three years ago. My mom has a Citibank Visa and she recommender it to me when I was in the market for my first credit card. I use it for things like gas, and occasionally groceries. I pay it off monthly and I think the interest rate is pretty reasonable. I've never had a problem and I would recommend the Citibank Visa to anybody looking for a credit card.
I've owned a CitiBank card for about eight years now. I use it for grocery shopping and buying things online which I do often. It seems like every time I shop I get MORE money to spend. I threw all my other credit cards away because the interest fees were too high and they had hidden annual payments on them which I was not prepared for. With CitiBank I have no interest fees and my bank does not charge me for its use. I also like that you can get free gift cards after spending a certain amount of money over time.
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