Columbia Bank Credit Cards

There's no way to earn points with the Columbia Bank Visa® Platinum Card because it isn't a rewards card. It's a credit card that comes with an intro APR of 0% for 18 months for both purchases and balance transfers.

Yes, the Columbia Bank Visa® Business Card does a hard pull. In fact, that's the case whenever you apply for any credit card, loan or line of credit.

Keep in mind that you will need at least good credit to get the Columbia Bank Visa® Business Card.

A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people's scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize the credit score damage by reading this article.

You can apply for the Columbia Bank Visa® Business Card:

• Online: Applying online is the fastest and easiest way. You'll have to fill out personal and business information, along with some financial information, like annual income.
• In person: You can also apply by visiting a local branch;
• Invitation: Responding to a Columbia Bank Visa® Business Card offer is another way to apply for the card.

Unfortunately, you cannot apply over the phone.

The Columbia Bank Visa® Business Card requires excellent score to get approved. If you don't know where you stand, you can check your score for free, right here on WalletHub.

Keep in mind that a hard inquiry will be conducted if you decide to apply for the card. To see if you prequalify, you can visit a Columbia Bank branch.

For the Columbia Bank Visa® Platinum Card, you'll need a credit score of at least 750. That means you must have excellent credit to be considered eligible for a new account.

And while your credit score is important, it's not the only factor determining your eligibility. The issuer will also look at other information such as your payment history, income, and debts.