Q: How long until my card accounts are canceled if I don't use them?
A: Unfortunately, this information is not made available on the bank’s website. Please note that usually banks have the right to cancel your credit card account when you are not utilizing your credit line. Please visit the following link to find your credit cards customer service numbers: http://about.comenity.net/contact.
Q: Could I increase my limit?
Q: I already have the credit card. Am I only required to pay the minimum of $25 before the bill is due or do I have to pay the full bill? I can't get any good answers from actual VS representatives.
Q: How long does it take to receive my card?
Q: Does a Victoria's Secret credit card offer cash advances? If so, what are the limits and fees?
A: Sorry, but the Victoria’s Secret credit card does not allow cash advances. This is a common practice among store credit cards. Please let us know if you have any other questions!
Q: If I wasn't automatically approved online does that mean I wasn't approved at all?
A: Not necessarily. While some applicants may be approved instantly because they match the exact criteria Comenity Bank is looking for, others are later approved after their information is reviewed in greater detail. You’ll be informed either way once a decision has been reached. Best of luck!
Q: How many sister stores does Torrid have? Can I use this card at those stores?
A: It has no sister stores, unfortunately, which means you can only use your card at Torrid and torrid.com . Best of luck!
Q: Can my authorized user use my temporary card in store?
A: Yes, your authorized user will be able to use your temporary card in the store. Best of luck!
Q: Is this MasterCard or Visa?
A: Neither. It’s a store card, which means it can only be used in PacSun stores and on pacsun.com . Hope this helps!
Q: What type of score is needed?
A: This card requires “Fair” credit for approval, which generally means a score of at least 620. However, a fair credit score won’t always be sufficient. There are other variables that may play a role in the decision, such as your income and debt obligations. If you’d like to see where your ...show more
Q: What are some scores that get approved for this card?
A: You need to have “Good” credit to get the Meijer Credit Card, which generally means a score of at least 660. However, a good credit score won’t always be sufficient. There are other variables that may play a role in the decision, such as outstanding debts, your job status and ...show more
Q: What is my BJ's rewards balance?
A: You can check your rewards balance by signing into your online account at: https://c.comenity.net/bjs/ . Please let us know if you have any other questions.
Q: What does it mean when they do not give me an online response but tell me they will notify me in 7 to 10 days?
A: While some applicants may be approved instantly because they match the exact criteria that Comenity Bank is looking for, not being approved right away doesn’t mean that you won’t ultimately get approved once your application is reviewed in more detail. You will be informed either way once a decision has ...show more
Q: What is the phone number?
A: You can look up your specific program customer care phone number here: http://about.comenity.net/credit-card-programs.
Q: How do I use my rewards online?
A: You can do so by logging into your online account at https://d.comenity.net/anntaylorcard/ . You will be able to use your rewards at Ann Taylor, anntaylor.com, LOFT and loft.com. Please keep in mind that your rewards cannot be used at Ann Taylor Factory Store, LOFT Outlet, Lou & Grey or louandgrey.com. ...show more
Q: I received a check for $20.00 as a result of an enforcement action. It is a Woman Within card. What is this all about?
A: The restitution payments apply for any consumer who purchased the add-on products from Comenity between January 2008 and September 2014. For more information please visit: http://about.comenity.net/comenity_bank_notice.
Q: Which credit bureau is checked? My scores vary by many points between the credit bureaus.
A: Comenity Bank typically pulls reports from all three major credit bureaus when evaluating new credit card applications. Please let us know if you have any other questions.
Q: What credit score do you need to get a Blair credit card?
A: You need to have “Fair” credit to get the Blair credit card, which generally means a score of at least 620. However, a fair credit score won’t always be sufficient. There are other variables that may play a role in the decision, such as outstanding debts, your job status and ...show more
Q: I would like to apply for a MyPoints Visa, but I don't know where to do that at. Can you help?
A: Unfortunately, you won’t be able to apply for a MyPoints Visa credit card as the application process is by invitation only. To better your chances of receiving an invitation, you should join MyPoints here: https://www.mypoints.com/emp/u/index.vm.
Q: What is average credit score to get a card?
A: The minimum score needed to qualify for the Marathon Credit Card is 660, which is the bottom of the “good” credit range. With that being said, just having a credit score at or above that number does not guarantee you of approval. Issuers take a variety of other factors into ...show more
Q: Can I shop in any store or make a cash withdrawal?
A: You will only be able to use this card in J.Crew stores and at jcrew.com and jcrewfactory.com. Cash advances are not allowed.
Q: How to cancel my Goody's credit card?
A: To close your Goody’s credit card please call customer service at 1-866-234-2038.
Q: Can I use a Dressbarn credit card at Catherines and Lane Bryant stores?
A: No, unfortunately you cannot. You can only use your Dressbarn Credit to make Dressbarn purchases (i.e. in the retailer’s stores or on dressbarn.com). Best of luck!
Q: Do I still have a credit card with your company and if I do can you send me a copy of it so that I can use it when I go shopping at BJ's?
A: WalletHub does not actually issue credit cards. We simply help people find the best credit cards for their needs and then connect them with the respective issuer. You will therefore need to contact Comenity Bank to check the status of your account. You can contact their customer service department at ...show more
Q: How long before I receive my statement?
A: Billing cycles are 30 days, so it may take a bit longer than that for your first paper statement to arrive. However, you can always view your current balance and make payments online: http://www.VSAngelCard.com . You can also contact the Angel Card Customer Care department at 1-800-695-9478 . Best of ...show more
Q: What gas stations accept the Marathon card?
A: This card can be used at virtually any gas station. It is a Visa and can be used anywhere Visa is accepted. Enjoy!
Q: I have been approved for a few store cards in the last 6 months. Where can I find a place I could purchase an iPhone on credit?
Q: What is the average score for approval?
A: The approval credit score range is from 620 to above 720.
Q: Has anyone ever gotten the Angel Forever annual gift? I'm just curious as to what type of gifts you get when you get to the forever status?
Q: I got an offer for your credit card, but I can't find where the link is located. Can you help?
A: You can apply for the credit card online. Please visit the following link to apply: http://oldpueblotraders.blair.com/custserv/custserv.jsp?pageName=PLC.
Q: I have a 545 credit score. Will I get denied for a Venus card?
Q: I have a Diamond Elite card that's paid off. Can I get cash from this card?
Q: What is so good about this credit card?
A: For starters, you can earn 3 points for every $1 spent on gas and grocery purchases and earn 1 reward point per $1 spent. You can also earn 10 points for every $1 spent on Ohio University donations and Ohio University Alumni Association Bobcat Store purchases. Please find more details ...show more
Q: Does this card charge $2.00 for not using the card in that month?
A: No, this card doesn’t have an annual fee, a monthly fee or an inactivity fee. In fact, no credit cards charge for inactivity. You’re probably referring to the card’s $2 minimum interest charge, which is the lowest amount you can be charged for carrying a balance from month to month. ...show more
Q: How can I find out what my account number is, what that balance could be and then where do I send a payment?
Q: I made a purchase Jan 11 throughout that month I've made a payment once a week before statement. One of these payments was returned but I was not charged a late fee being that this is still before the statement. It returned 1/26, I remade the payment 1/28. It was taken successfully. I made my last payment yesterday. I check my account daily. I still haven't recieved a statement so you might as well say its paid in full. Why they telling my account is closed because of that returned check (which again had no late fee) and that I need to make 3 on time payments before they open my account again? How is this possible when Jan 11 was my very first time using the card. I haven't even recieved a statement yet. I haven't even had the card for a full 2 months. I was approved Dec 27 2015 so how can they close something when I haven't even made it out the grace period yet nor have no statement on my online account. Should I call them?
Q: What is the address for mail payment?
Q: What credit score do you have to have to be approved?
A: You generally need “Fair” credit (i.e., a score above 620) to be eligible for this card, but issuers also consider income and existing debt obligations when making approval decisions. You can check your credit score for free on our sister site WalletHub: https://wallethub.com/free-credit-score/ . Hope that helps. Best of ...show more
Q: I have had a Victoria's Secret credit card since October 2015. I have made 2 purchases but got laid off of my job and just started a new one this month. If I pay my overdue balance will I still be able to use my card?
A: As long as your account is still active, you should be able to continue using it after paying off your bill. But you should probably call the issuer to confirm, as spending privileges are sometimes revoked for delinquent accounts. You can reach them here: 1-800-695-9478. You might also want to ...show more
Q: I submitted an application for the Westgate Resort Master Card as I am and owner twice. When will I receive an answer?
Q: Can I buy a GoPhone card with my Meijer card?
A: You can use your Meijer Store Card to buy anything sold in Meijer stores. Best of luck!
Q: How can I access my account from my iPad?
Q: Do you offer a Visa or MasterCard? If so, how do I apply?
Q: What is the number to talk to someone to see if I was approved for a credit card?
A: You can reach the issuer, Comenity Bank, at: 866-763-4537 . We’ve got our fingers crossed!
Q: Which one is the best credit card by Comenity Bank?
Q: Does the Victoria's Secret credit card report balances to the credit bureaus?
A: Yes, this card reports to the three major credit bureaus (TransUnion, Experian and Equifax) on a monthly basis. As a result, you should see it listed on your free credit report, which you can get by signing up for our sister site WalletHub. You’ll also benefit from free credit scores ...show more
Q: How do I cut my account off?
Q: I haven't gotten my Victoria's Secret card yet. Was I approved?
A: You can check your application status by calling the issuer’s customer service department at: 1-800-695-9478 . Take into account that if your application is approved, you will receive your card within 7-10 business days. Hope this helps.
Q: What is the phone number for the bank?
Q: If you have one Comenity card and pay on time should you be able to get at least one more Comenity credit card?
Q: I saw a minimum charge of $2.00 on my account activity. Why was I charged that?
A: That is this card’s minimum interest charge, which indicates that you carried a small unpaid balance from one month to the next. Please let us know if you have any other questions!
Q: I currently have quite a few retail credit cards through Comenity Bank, the same "Brand", is it possible that I can consolidate?
Q: How do I close an account? Pay Pal credit will not close without my SS# which I am not willing to provide. I didn't know I had signed up!
Q: Can I purchase stuff at the store without my card?
A: Yes you can purchase items without your card. I have done it. You have to go to a regular register with a cashier and tell them you want to use your temporary shopping pass, and you have to have your ID.
A: Not unless you’re a new applicant, unfortunately. Only new applicants who are currently awaiting delivery of their card have the ability to make purchases without a physical card present. Hope this helps.
Q: Can I use this card at Dress Barn?
A: Unfortunately not. This card can only be used at maurices store locations and http://maurices.com . Hope this helps.
Q: What would your credit score have to fall between in order to get approved for this CC?
A: To get approved for the Westgate Resorts Credit Card, you’ll need a credit score between 660 and above 720.
Q: What is the highest credit limit this card offer?
A: Unfortunately, this information is not made available on the credit card’s official website. Please call customer service at 888-252-5557 for more details.
Q: How do you get a cash advance on Goody's Stage card?
A: Unfortunately, Goody’s Stage Credit Cards do not allow cash advances. Sorry we couldn’t be more help. If you want to learn more about cash advances (including why it might be good that your card doesn’t offer them), you can check out our guide on the topic: http://www.cardhub.com/edu/credit-card-cash-advance/ .
Q: I got this card and the first purchase was in store. Well after I got home I put in a payment online to pay it off. Apparently when putting in my checking account online I must of transposed a number because it came back to them as no such payment. I had no knowledge of this until I went to see it it credited my account and it showed as being returned to them. So I checked the checking account number I gave them, realized my mistake and issued a new payment. I called the to let them know what happened and they said they have closed my account and that I needed to make 3 payments on the account on time and they would reinstate the credit card. Oh and there wasn't even a payment due for 20 days! So now I have a zero balance on the card, the account is closed until I make those on time payments. I'm VERY upset as I have no balance to even make payments on to get the card back but with it on my credit report for a card I can't use will just make my score lower! This card SUCKS!
Q: Can you use your Catherines credit card at Lane Bryant?
A: Yes, you can use your Catherines credit card at Lane Bryant. Enjoy!
Q: Can I use my Roaman's card to order from Woman Within?
A: Yes, you can use your Roaman's card at any of the FULLBEAUTY brands: Woman Within, Roaman’s, Jessica London, KingSize, BrylaneHome, fullbeauty.com . Enjoy!
Q: Is this a secured credit card?
A: No, Victoria's Secret Credit Card is not a secured credit card.
Q: How do I get an account number to shop online?
A: If you have this credit card, that is all you need to shop at VictoriasSecret.com. You should also be able to set up your online card management account using your card details. You can do so here: https://c.comenity.net/victoriassecret/ . If you have any other questions, you can call cardholder customer ...show more
Q: I filed a dispute with Elite. They told me it's not their concern. I refused the product. Why am I still responsible for paying?
Q: What is my credit limit?
A: That information should be listed in the materials mailed along with your card. Comenity Bank’s customer service department should also be able to tell you, and they can be reached at: 1-866-308-0680. Please let us know if you have any trouble.
Q: How do I know I'm approved?
A: The easiest way is to call Comenity Bank’s customer service at 800-201-4955. Fingers crossed!
Q: Can I apply for one of your Visa or MasterCard cards from Comenity bank?
Q: Which credit card is best for techies?
Q: How do I apply for this and other cards through this bank?
A: Please visit the following link to apply for the Meijer Store Card: http://www.meijer.com/content/content.jsp?pageName=financial_services. For more cards offered by Comenity Bank you can visit WalletHub here: https://wallethub.com/credit-cards/comenity-bank-13302322i/. Please select the card you’re interested in and click “Apply Now”. You will be redirected to the cards online application.
Q: How to apply for a credit card?
A: You can simply click the 'Apply Now' button above to start the online application process. You can also find some helpful info here: http://www.cardhub.com/edu/ways-to-apply-credit-card/ . Best of luck!
Q: I want to get a Victoria's Secret credit card for my daughter for Christmas, under my name. Will it be a hard hit on my credit report?
A: Anytime you apply for a credit card it results in a hard inquiry on your credit report, but a single inquiry should only result in a temporary dip in your credit score of five points or less. Your score may also drop a bit when you get approved and open ...show more
Q: What credit bureau does Victoria's Secret use when applying for credit? My TransUnion score is the highest.
A: The issuer - Comenity Bank, typically pulls reports from all three bureaus when evaluating new credit card applications. We advise you to check out sister site, WalletHub at wallethub.com for you free credit reports, 24/7 credit monitoring and credit improvements tips. Hope this helps. Good luck!
Q: I don't have great credit, but one of the employees told me that after the 3rd credit card application I would be approved. Is that true?
A: That is not true, unfortunately. Applying numerous times does not improve your odds of approval. In fact, it reduces your chances. Each time you apply for a new credit, the issuer of that card will perform a hard inquiry into your credit report. Repeated inquiries within a short timeframe cause ...show more
Q: What credit score do I need to get approved?
A: You will likely need a credit score of at least 660, which is the beginning of the “good credit” range, to get approved for this card. However, meeting that minimum credit requirement does not necessarily guarantee you of approval, as issuers typically use their own proprietary credit scoring models and ...show more
Q: I keep receiving letters from you, obvious fraudulent attempts to obtain credit cards. What should I do ?
Q: If I got a Bealls card does it work at Stage stores too?
A: Yes, Bealls cards work at Stage stores. They work at Goody’s, Palais Royal and Peebles stores too.
Q: How to get a temporary card until mine comes in?
A: Unfortunately you can’t get a temporary card, but if you’re shopping in a store you can ask an associate to look up your account using your driver’s license. Hope this helps. Best of luck!
Q: How can I apply for the Orbitz card?
A: Please visit the following link to apply for the credit card: http://www.orbitz.com/rewards/visacard.
Q: What cards are offered?
Q: Do they have a credit card for car repairs?
Q: Where can this card be used? Am I limited to where I can make purchases?
A: You can use your card at any merchant that accepts Visa.
Q: Do you have to spend a certain amount each month? Will you get charged something if you go a while without buying anything?
A: No, this card doesn’t have any sort of monthly spending requirement or account inactivity fee. So if you were to lock your card in a drawer without making a single purchase, you wouldn’t be charged a thing. The same would be true if you made some purchases, paid for them ...show more
Q: What address do I mail my payment to?
A: Here’s the mailing address for the card’s issuer: Comenity Bank PO Box 659823 San Antonio, TX 78265 - 9123
Q: How long is the grace period?
A: The grace period for this card is 25 days. You will benefit from this grace period as long as you pay your bill in full every month. If you do carry a balance from one month to the next, you will have to pay your bill in full two months ...show more
Q: To what address should I send an account inquiry letter? A request to investigate certain transactions.
A: You can write to Comenity Bank using this address: PO Box: 182273, Columbus, Ohio 43218-2273, and please be sure to include your full name and address in your letter.
Q: My husband has a credit score of 596. We need a card to build credit faster, besides the car payments. What card can we apply for?
A: you would need a secured card. capitol one is excellent they will convert you to a regular unsecured account with good timely payments. store cards require 620 or better score for approval
A: try a secured credit card like capitol one. after some time they will convert you to a regular unsecured account with good payment history
Q: How do I pay my bill? Can't find a place.
A: You can pay your bill online. It’s secure, convenient and free. You can find more details on how you can do that, here: http://www.comenity.net/comenity/UsingAccount/CustomerResourceCenter/OnlineBillPayment/
Q: What is the easiest card to get thru Comenity? And which is the most difficult to avoid applying for w/fair credit?
Q: Where can I use this card?
A: This card can only be used at New York & Company stores, but that includes outlet locations and nyandcompany.com.
Q: I was charged a $2.00 fee on my card. Why did that happen?
A: That is the minimum interest charge for this account, so it’s possible that you had a small unpaid balance. You should call the issuer's customer service department (866-763-4537) to confirm, though.
Q: If I was approved for a Comenity credit card what are the chances of being approved for another card with them but for a different store?
A: pretty good, but depends on the store even though comenity is the bank.
A: pretty good
Q: What sister stores are there where I can use this card?
A: You can use your card at: Lane Bryant, Lane Bryant Outlet and lanebryant.com; Cacique and cacique.com; and Catherines and catherines.com. Hope this helps. Best of luck!
Q: Why do I have to wait 30 days to add an authorized buyer?
A: You can request that an authorized user be added to your account whenever you want, but your creditor will then need time to confirm the authorized user’s identity and send out a card for their use. It may be annoying, but it helps prevent fraud. We hope this helps. We ...show more
Q: What level of credit do you need?
A: According to WalletHub data, you need a Good credit rating to qualify for this card. Your credit score should be in the 660 - 719 range. You can find more information about this card at: http://www.cardhub.com/d/true-value-credit-card-912c/
Q: I used to have an angel card a few years back but I stopped using it and I was wondering: if I apply again would I get charged for anything that would have occurred with the other card?
A: You should probably make sure your account isn’t still open to begin with. While points earned with this card expire after 12 months of account inactivity, the terms and conditions state that accounts will be automatically renewed each year as long as they’re in good standing. However, if your original account ...show more
Q: I recently got the VIP card in the mail, that comes with a $20 gift card and I was wondering: how did I get that?
A: If you earn 500 points in a rolling 12 month period you'll be automatically upgraded to the Angel VIP Card and earn a $10 reward. Congratulations on your upgrade! You can find out more about the benefits offered by your new Angel VIP Card at: https://www.victoriassecret.com/angel-card-benefits . Best of luck!
Q: How do I apply for My Points Visa?
A: its invitation only
Q: Is this for pet meds?
A: Yes, you can also use the card to buy medication for pets.
Q: What does your credit score need to be?
A: You need a good credit score (in the 660-719 range) in order to get approved for this card.
Q: I need to set up an automatic payment for my account. How do I do that?
A: Comenity Bank’s system is not set up for the automatic payment option. There is no information in regards to automatic payments and if or when they might be offered in the future. You will be notified online or by statement message when this option becomes available.