Compare Credit Cards
WalletHub makes it easy to compare credit card offers.
Compare credit cards from all of the major issuers (some of which are WalletHub partners) and quickly find the best credit card for your needs. To use WalletHub’s powerful credit card comparison tool, start by ap… show more
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Blue Cash Everyday® Card from American Express Blue Cash Everyday® Card from American Express

- Earn 20% back on purchases at Amazon.com on the Card in the first 6 months, up to $200 back.
- Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 6 months.
- 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% Cash Back at U.S. gas stations and at select U.S. department stores.
- 1% Cash Back on other purchases.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
- Terms Apply.
- Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
- Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
- No annual fee.
- See More Details & Reviews About TheBlue Cash Everyday® Card from American Express
Capital One Quicksilver Cash Rewards Credit Card Capital One Quicksilver Cash Rewards Credit Card

- One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
- Pay no annual fee or foreign transaction fees
- See More Details & Reviews About TheCapital One Quicksilver Cash Rewards Credit Card
Chase Freedom Unlimited® Chase Freedom Unlimited®

- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn unlimited 1.5% cash back on all other purchases.
- Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.
- No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
- No annual fee.
- 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
- See More Details & Reviews About TheChase Freedom Unlimited®
Citi® Diamond Preferred® Card Citi® Diamond Preferred® Card

- 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
- Get free access to your FICO® Score online.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
- Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
- The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® Diamond Preferred® Card
Capital One Platinum Credit Card Capital One Platinum Credit Card

- Pay no annual fee
- Be automatically considered for a higher credit line in as little as 6 months
- Fraud coverage if your card is lost or stolen
- Use online banking to access your account, even from your smartphone, with our mobile app
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set.
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
- Get access to your account 24 hours a day, 7 days a week
- Help build your credit through responsible use of a card like this
- See More Details & Reviews About TheCapital One Platinum Credit Card
Citi® Double Cash Card – 18 month BT offer Citi® Double Cash Card – 18 month BT offer

- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
- Balance Transfers do not earn cash back.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 13.99% - 23.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCiti® Double Cash Card – 18 month BT offer
Blue Cash Preferred® Card from American Express Blue Cash Preferred® Card from American Express

- Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Terms Apply.
- Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
- Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
- $95 Annual Fee.
- See More Details & Reviews About TheBlue Cash Preferred® Card from American Express
Capital One SavorOne Cash Rewards Credit Card Capital One SavorOne Cash Rewards Credit Card

- Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
- No foreign transaction fee
- No annual fee
- See More Details & Reviews About TheCapital One SavorOne Cash Rewards Credit Card
Capital One VentureOne Rewards Credit Card Capital One VentureOne Rewards Credit Card

- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Transfer your miles to over 10+ travel loyalty programs
- $0 annual fee and no foreign transaction fees
- Enjoy 0% intro APR on purchases for 12 months; 15.49% - 25.49% variable APR after that
- See More Details & Reviews About TheCapital One VentureOne Rewards Credit Card
Bank of America® Cash Rewards credit card Bank of America® Cash Rewards credit card

- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- No expiration on rewards
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
- No annual fee
- 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- Contactless Cards - The security of a chip card, with the convenience of a tap
- See More Details & Reviews About TheBank of America® Cash Rewards credit card
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WalletHub’s Best Credit Cards

Just remember: It’s not finding the absolute best credit card that matters, but rather choosing the best credit card for your particular needs. And that starts with selecting an offer you can get approved for. So make sure to check your latest credit score when comparing credit cards.
Popular Choices for Credit Card Comparison:
- Chase Sapphire Preferred® Card - Initial Bonus
- Citi® Double Cash Card – 18 month BT offer - Cash Back
- Bank of America® Travel Rewards Credit Card for Students - Students
- Discover it® Secured - Rebuilding Credit
- Wells Fargo Platinum card - Balance Transfers
- The Amex EveryDay® Credit Card from American Express - 0% Intro Purchases
How to Compare Credit Cards: 6 Tips
- Check Your Credit Score. Knowing exactly where you stand will enable you to focus your credit card comparison efforts on a particular tier of offers. This makes the process more manageable and minimizes your risk of getting rejected.
- Figure Out Whether Interest Is an Issue. The basic rule of thumb is that you should focus on rewards if you always pay your bill in full and 0% intro rates if you don’t. Trying to earn rewards while carrying a balance on the same card isn’t wise, as interest will eat away at what you earn.
That’s why we recommend using the Island Approach to satisfy multiple needs. For example, using a rewards card for everyday expenses that you can pay for in full by the end of the month and a 0% balance transfer card to reduce the cost of existing debt.
- Decide Which Features Are Most Important. There is no such thing as a perfect credit card. In other words, you won’t find a single offer with the best rewards, the lowest interest rates and the cheapest fees. That means you’ll have to choose. So make a list of the features you want most. Then compare cards based on that list. This will help you avoid getting distracted by flashy features you might never even use.
- Make Sure You Have the Latest Terms. Credit card offers change on a regular basis. So it’s important to confirm that you have the correct fees, APRs, rewards rates, etc., when you do your credit card comparison.
- Don’t Apply For Multiple Cards at Once. Numerous credit card applications within a short period of time can lead to credit score damage. So this strategy is likely to work against you, rather than ensuring approval for at least one card.
Instead, apply for a card that’s suitable for your credit standing. And if you don’t get approved, adjust your sights a bit lower. If you have limited or bad credit, you may just want to place a deposit on a secured credit card at this point.
- Be Realistic. Don’t apply for an offer you have little chance of getting given your credit standing. Don’t apply for a travel rewards card if you haven’t taken a trip in years. And don’t put too much stock in rewards bonuses if you’re unlikely to satisfy their requirements (e.g. spending a certain amount within the first few months of account opening or signing up for bonus earning rates each quarter).
These are just a few examples of how being realistic now can wind up saving you big time later.
You can easily monitor your progress by signing up for a free WalletHub account. This will give you free credit scores and reports, updated daily, as well as 24/7 credit monitoring and personalized money-saving advice.
More Credit Card Comparison
- Compare Rewards Credit Cards: Earn cash back, points or miles on every purchase you make. Some offers even come with a sign-up bonus.
- Compare Travel Credit Cards: Travel credit cards reward you with points or miles when you make purchases, often giving extra on travel expenses.
- Compare Secured Credit Cards: Secured credit cards offer nearly guaranteed approval and are great for rebuilding bad credit at a low cost.
- Compare Student Credit Cards: Students credit cards tend to be better than other credit cards for people with no credit.
- Compare Business Credit Cards: Small business credit cards tend to offer great rewards, high limits and helpful expense-tracking tools.
Questions & Answers
Comparing credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
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Demetri P. Tsanacas
Professor at Ferrum College
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Russell P. Boisjoly
Professor at State University of New York at Fredonia
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Lawrence J. White
Robert Kavesh Professor of Economics and General Editor, Review of Industrial Organization at Stern School of Business, New York University
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Irina A. Telyukova
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Joetta Forsyth
Author of Financial Wisdom, Associate Professor of Finance at Pepperdine University, Graziadio School of Business and Management
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† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
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