One-Time Fees
$0
28.99% (V)
annual fee
$75 intro 1st yr, $99 after
monthly fee
$0
rewards rate
0 - 1% Cash Back
Bad
Pros
Cons
Rewards Details
Additional Info
Not Offered
Not Offered
28.99% (V)
annual fee
$39
rewards rate
0 - 1% Cash Back
Fair
Pros
Cons
Rewards Details
Additional Info
Not Offered
Not Offered
28.99% (V)
annual fee
$0 - $39
rewards rate
1% Cash Back
Fair
Pros
Cons
Rewards Details
Additional Info
Not Offered
Not Offered
28.99% (V)
annual fee
$39
rewards rate
1% Cash Back
Fair
Pros
Cons
Rewards Details
Additional Info
Not Offered
Not Offered
28.99% (V)
annual fee
$95
rewards rate
1 - 5% Cash Back
Fair
Pros
Cons
Rewards Details
Additional Info
Not Offered
Not Offered
28.99% (V)
annual fee
$0
rewards rate
0 - 2% Cash Back
Good
Pros
Cons
Rewards Details
Additional Info
Not Offered
Not Offered
28.99% (V)
annual fee
$95
rewards rate
1 - 10 points / $1
Bonus Offer
10,000 points
Bonus Offer
10,000 points
Good
Pros
Cons
Rewards Details
Additional Info
Secured Card
Min Deposit of $200
One-Time Fees
$0
28.99% (V)
annual fee
$0
monthly fee
$0
rewards rate
0 - 1% Cash Back
Bad
Pros
Cons
Rewards Details
Additional Info
Get answers to your questions about Credit One Credit Cards below. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. In addition, WalletHub independently collected information for some of the cards on this page.
Credit One Bank is a real bank that has been issuing unsecured credit cards for people with limited credit and bad credit since 1984. Credit One Bank has a B+ rating from the Better Business Bureau and is considered to be a major credit card company by the market research firm J.D. Power.
Some people question whether Credit One is real because it has no physical branch locations, operating online only. Another major reason people might...
The maximum credit line for a Credit One credit card is not publicly disclosed by the issuer. If approved for a Credit One card, applicants can expect a minimum credit line of $300 to $500 initially, depending on the card and their credit standing.
Credit One cards are designed for people of various credit levels, from bad to good credit or better. The lower your credit score is, the lower your Credit One account's maximum spending amount is...
Credit One might automatically increase your credit limit after six months, or you can request a Credit One credit line increase online or by calling (877) 825-3242. For the best odds, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Credit One has on file.
How to Get a Credit One Credit Limit Increase Online
The credit score you need for a Credit One credit card is at least 500-700, depending on the card. Credit One credit cards are available to applicants with credit scores ranging from bad to good or better.
So, it's possible to be approved despite having a damaged credit score or limited credit history. Also, if your credit score is below the threshold needed for a credit card from Credit One, it's best to wait and apply after...
No, Credit One is not a good credit card company because Credit One credit cards have high foreign transaction fees and above-average annual fees. Credit One credit cards also have an average user rating of 3.4/5 on WalletHub, based on more than 13,000 reviews, only about 25% of which are 5 stars.
All card issuers have strengths and weaknesses, however, and people's experiences with credit card companies can vary widely. If you find that...
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
Your web browser (Internet Explorer) is out of date and no longer supported.
Please download one of these up-to-date, free and excellent browsers:
